Invest Online ( HYIP )

LakeWoodTrade

2009-01-30T20:32:00.000-08:00

Every one knows that investing nowadays is the most reliable way not only to protect your assets in current rapidly changing market conditions, but to increase it! Facing this situation requires to choose the most reliable partner, that will help you in solving these and many other problems on your way to success. We provide a way that allows you to participate in worldwide markets without any complications, and invest the amounts you dispose. Our offer can satisfy all you requests, as we work for you!

1.2%-3.0% daily for 220 business days.Principal back.Compounding is available.Min:$10 - No Max.
Unique script,Dedicated server.
Referral bonus 5%
Liberty Reserve,Perfect Money, ECUmoney, Bank Wire.
Started:10-17-2008

Click Here To Join : www.lakewoodtrade.com

Intensify Funds

2009-01-30T20:20:00.000-08:00

Intensify Funds, Ltd provides a comprehensive array of high-quality global investment services, offering our clients a depth of experience as well as the simplicity of establishing a single point of contact for all assignments to ensure the best results. Our level of performance, professionalism, and access to market information is unmatched. Intensify Funds, Ltd invests time to fully understand the market, we are aware of the client’s needs and requirements in advance of each assignment, leading to quicker starts and more timely completion.

We have in our fold a team of highly qualified and experienced professionals, who ensure that the client’s interests are satisfied beyond their expectations. Whether it is trading of the client’s shares or counseling and funding their requirements, we insure that personal care and attention is provided to each client. We successfully complete our client requirements in the most beneficial, expedient and cost-effective manner. As a result of this streamlined process and professional representation, we can offer our clients the superior services as well as the confidentiality they often prefer.

Advantages With Intensify Funds, Ltd

Registered Company in UK Since 2004, Click Certificate

Low minimum investment start from $10, no hidden fee.

5% Referral Commission.

Fast Withdraw Procced included weekends.

Enhanced Account Security.

Support Ticket 24/7 online.

Secured SSL Encrypted.

DDOS Protection by Dragonara.

3.4% - 6.4% daily for 20 days.Principal back.Min:$10 - Max: $100,000.
Dragonaranet DDoS Protection, GC Licensed script, Dedicated server.
Referral bonus 5%
Liberty Reserve
Started:12-05-2008

Click Here To Join : www.intensifyfunds.com

Imoktrade

2009-01-30T20:11:00.000-08:00

ImokTrade, Corp is a specialized in investment, trade, sourcing and financial strategies in emerging markets. Though we have worked in almost every region of the world, we have especially strong experience and a particular focus on Americas, Europe, Asia, Africa and Middle East. We help clients identify, understand and develop international investment and market entry/expansion opportunities in the context of their global strategies, to understand and manage the political, economic and market risks that accompany these opportunities.

ImokTrade, Corp is now engaged as a broker of reliable and above-average quality investment opportunities with attractive return on investments. On request, ImokTrade, Corp is ready to provide full background information concerning your future investment business partners. These contacts are usually well established and knowledgeable in their field of activities and will provide vital information regarding their know-how, location together with their financial and geographic implications.

Advantages Investment With Us

Minimum investment start from $15, no hidden fee.

5% Referral Program.

Allowed Withdraw Principal Anytime.

7days/week Payout.

Encrypted Account Security.

Support Ticket 24/7 online.

Secure Connection SSL Protected

DDOS Protection by Dragonara.Net

3.1% - 5.1% daily for 25 days.Principal back.Min:$15 - Max: $100,000.
Withdraw principal at any time(click 'withdraw' in your account).Withdrawal fee: 35%
Dragonaranet DDoS Protection, GC Licensed script, Dedicated server, SSL.
Referral bonus 5%
Liberty Reserve, Perfect Money.
Started:12-30-2008

Click Here To Join : https://imoktrade.com

Onis Group

2009-01-30T20:03:00.000-08:00

Onis Group is a private investment program, backed by Gold, Forex, Bonds, Stocks trading, and investments in various funds and activities all over the world. Our mission is to provide our investors with a great opportunity for their funds by investing as prudently as possible in various arenas to gain high rates in return. We do have a reliable and profitable source of real net income, based on the real

1%-2% daily for 30 calendar days.Principal back.Min:$1 - No Max.
1.2%-2.2% daily for 60 calendar days.Principal back.Min:$1000 - No Max.
1.5%-2.5% daily for 90 calendar days.Principal back.Min:$5000 - No Max.
1.3%-2.3% daily for 10 calendar days.Principal back.Min:$10 - No Max.
Dedicated server, SSL.
Referral bonus 5%
Liberty Reserve,Perfect Money, Pecunix, V-money.
Started:01-22-2009

Click Here To Join : www.onisgroup.com

Bviuion

2009-01-30T19:48:00.000-08:00

BVIuion is a private investment group operating on the ore extraction and precious stone processing since 1998. Having started as a small investment group operating only on the United Kingdom market, we have gradually expanded our investment activities on all major mining area of the world. Our representatives operate all over the globe thus providing us with a big picture view on the world of market. As of now we have over 130 qualified employees worldwide.

We don't need to stress the importance of further development, in fact, how to have better development as a problem always to plague us, yes, always trapped in the same question. I was grateful that we have finally aware that we are sitting on a big cake! Internet show what is the miracle to the world, Online market is absolutely amazing as a huge gold mine. That's why we decided to start BVIuion.com now, we believed this is the great opportunity to share success and wealth with who got ready to join BVIuion.com

We offer two investment packages to our member: Daily Plan and Weely Plan. They have a simple name as you can see, but please trust me, they provides generous profits that we have known or imagined, it is cannot compare to the interest of bank deposit. Yes! You don't have to do anythings just lie back and enjoy your life. The details of Investment plan as follow:

1.5% - 2.5% daily for 35 days.Principal back.Min:$10 - No Max.
12% - 20% weekly for 5 weeks.Principal back.Min:$10 - No Max.
Dragonaranet DDoS Protection, GC Licensed script, Dedicated server.
Referral bonus 5%
Accept : Liberty Reserve, Perfect Money.
Started:01-16-2008

Click To Join : www.bviuion.com

How to start your own strategy?

2008-12-30T01:59:00.000-08:00

Many investors searching for the key to the constant earnings look through many sites and forums, reading thoroughly different strategies by different people, different groups and informative resources. Of course all of them are good in their own way, they have their integrity, though practically in each of them investor comes across lots of referral links and ad messages and in 80% with absolutely insane, non-actual action plan that can not only help in getting the profit, though even do some harm!

Hardly ever one may find the variants suitable for two different people, spread by let`s say one week time. Only one week and such a strategy is like a spoilt medicine that becomes illegal… and there`s only one way out here. to have your OWN strategy…

Actually, every investor has his strategy, even if he hasn`t though about it. IAE, but everyone acts in accordance with some worked out rules which are the best and the most successful. Undoubtedly, not many people attach such a meaning, scientific approach to this process. All these boring comprehension get people down and many investors invest just for the sake of joke.

Though, believe it, everything is not so bad. The fact I am writing this material doesn`t mean that it will be very dull and boring, and its principles will only be attached for experienced investors, old ones, wearing glasses. Well

Everything may be rather simple and funny. One has just think of his actions. So, for instance, what are you guiding with, not investing to program with a high percent? Right… you are afraid that if they are paying high percent, they will immediately stop their work. Right you are… Sometimes, the other way round, you deposit to t his program, not the one, giving let`s say 0.1% daily… that`s because it seems not much to you, though you understand that such program will pay you for years, no matter ponzi it is or not… this moment you maybe just hope to receive two payouts at once and find yourself in profit before the program closes.

Everything is quite simple. If you listen to you aims and striving you will easily make up the strategy that would strike your internal aims. I.e., you will just do what you like, though making some for it… BUT WHY? You may ask. The thing is that success is more probable when you work CONSTANTLY. Yes, tactics should be changed sometimes, though one should be self-possessed at the same time.

Otherwise you may suffer the same fate with the fisherman, changing the place for fishing all the time, in such a way changing the place where the fish has just moved. You just have to calculate and start acting. Yes, if you invest just for the sake of a joke, you cannot even listen to the thoughts, without being bothered by the analysis.

You won`t need that, cause your move doesn`t provide for the checking two steps ahead, but if you invest regularly, during let`s say one month you just need the plan of the chess campaign.

Earlier we have already demonstrated how one can set the main direction of the strategy reasoning from the simple common sense. Whether it`s the impetuous achievement or slower one, though reliable – it depends on you only. In both cases, the aim is the profit. It`s just not the less important is your calmness and balance. What`s the sense in HYIP, if it doesn`t bring you anything but troubles and bad feelings.

We are through with the first point – the direction. Now think how much long strategy you are planning to choose. How deep it is going to be? There are two aspects here. One is purely theoretical. This is what I adore – talks, analysis and theory, which is I think the basics to everything. The second – practical, here we are talking about the names and namely about what income you will get.

Physically you may calculate your strategy for the half of year in case you invest to programs more than 30%. It`s nonsense. For yourself you may tell like that: ``I only invest to programs, paying more than 30% within half of a year, such an amount no matter what may happen``. Here is the really working strategy… that`s why if your intentions mean only short term mentioning the programs, investments ``on the move``, you should resort to the variant with exact programs, if not – with the theory and percents.

Any strategy should be written. It can be tested on small deposits. Most often the most important constituent part is not taken into account in HYIP strategies – risk degree. If it exceeds the limits possible, investor may lose everything. And then you won`t catch up with. That`s why best of all is to strive for having this factor recovered by stability.

So, making up the strategy on the high yield programs, you can recover risk, investing LARGE amount to programs with low income, though stable ones. You can activate doubler or gamble with a pyramid, though on the other hand you may start serious work with the referrals, or something like that.

So, these factors will become the key ones, when making your own strategy. And then everything is usually. You choose programs, excluding risk, invest into them, and make test verification. Then you estimate the potential and results – draw a lesson.

Of course our discussion of the strategies is not over yet. We are going to discuss them more than once, every time in different aspects, alternating the theory with the practice. Hope you could make yourself read up to this very place, and draw the important lessons and valuable ideas. Well.

10 principles for the common sense investor

2008-12-27T01:00:00.000-08:00

1. Put Your Money To Work
Investing is about putting money to work in effective ways to make more money. The most effective way to put your money to work over the long term is in well-run, profitable companies. Companies that are good stewards of your money, will help you create a level of wealth that you couldn’t generate by merely saving your money.

2. Investing is not a Game
Many people mistakenly think of investing in the same way they think of sports or gambling: as a game. Watch CNBC for a day and you’ll see what we mean. The ups the downs, the highs the lows. The stock market, over the short-term, can provide entertainment value and adrenaline rush.

But investing is not a game. Your goal is to make more money, and it turns out that over the long-term, there are intelligent and rational strategies for growing your money. The reason you make money should actually make sense! Remember: don’t treat investing as a game of chance. Understanding why your investment makes you money is the key to being a common sense investor.

3. Risk is relative
It is not uncommon for financial advisers to give very bad advice. One of the most common pieces of bad advice is the view that saving your money in something like a CD is less risky than investing it in stock equities. Why is this not true (most of the time)? Because history tells us that risk is relative. Over a 15 year period of time it is clearly more risky to leave money in a CD than in good stock. While your balance won’t erode, the purchasing power of your money could due to inflation and taxes. Over periods of time that are greater than three years, the common sense investor understands that, ceteris paribus, the best place for money is in stocks.

4. Invest in Good Companies, Avoid Bad Companies
The common sense investor entrusts his money in companies that put money to good use. Good companies will use money in effective ways to produce more wealth. One of the best ways to identify good companies is to look at their Return on Equity, which is essentially a measure of how well they create profits using shareholder investments.

5. Don’t Pay Too Much For a Good Thing
Even if you’ve found a good company, don’t invest in the company unless it’s being sold at a reasonable price. Ideally, try to find good companies that are selling at a discount. Often times, you will have to go against the flow and buy into companies that are out of favor for one reason or another (often irrational) with investing professionals. Normally, a company is priced too high if it’s Price To Earnings ratio is higher than its Return on Equity.

6. Fear the Following of Fads
Following the crowd can be disastrous for the common sense investor. More often than not, it results in paying way more than a company is worth. If the price of a company is dictated by short-term exuberance rather than long-term rationality, it should be avoided.

In fact, the common sense investor can take advantage of the fact that in the short term, stock market exuberance is often irrational. If the boys on Wall Street are too extreme in a sell-off for a good company, you should be ready to buy.

7. Time is on Your Side: the power of compounding interest
Give your money as much time to grow as possible. If your money doubled every five years, then five thousand dollars would turn into 0,000 in thirty years. Over 10 years, it would only turn into ,000. Big difference.

It seems like magic, but it’s not. The earlier you put your money to work, the longer it works for you, and the more wealth you generate. It makes a lot of sense if you think about it. Wealth is generated via production. The longer your money works in good companies, the more time it has to produce further profit; profit which you get to share. The cool thing is that you can put all of your profit back to work, and effectively have more money generating more profit. This process can keep iterating so long as you don’t withdraw your money.

8. Some Debt is Good Debt, But Most Debt is Bad
Why pay off a debt that is accruing a 5% tax-deductible interest when you could be generating 12% interest by investing your money instead? Many people make the mistake of trying to pay down their home mortgage early, but this is often unadvisable for several reasons. First of all, the money you pay towards your mortgage is not liquid and gets tied up in your home until you sell. Second, mortgage is often tax-deductible. You can’t take advantage of this tax break if you avoid the interest.

Having said that, most debt should be avoided. Never sustain credit card debt and try to avoid all debt that will be used to purchase items that depreciate (e.g. cars, clothes, toys). Debt can be emotionally and psychologically difficult to sustain so only carry good debt if it doesn’t affect you aversely.

9. Keep It Simple
Always, always, always understand your investments. Understand the company’s business model: how they make money. If the business model seems odd (read: Enron) or complicated or unfocused, avoid the company, even if it means that you have to avoid the temptation of following the crowd.

Companies make money by producing products and services that people or businesses want and need. Make sure you understand what products and services your company are producing and developing for profit.

10. Employ Disciplined Principles
Invest regularly and intentionally. Force yourself to put your money to work, but don’t just throw your money at any investment. Choose your investments wisely. Don’t chase after fads. Fight your emotions. If you feel like selling (the market is doing badly), you should probably consider buying and if you feel like buying (the market is doing well), you should probably consider selling.

Shock Secrets of Successful HYIP Investment. Do You Use It?

2008-12-25T01:29:00.000-08:00

What is your goal? To earn money quickly, get additional income without work. HYIP market can realizes your dreams or makes you bankrupt. Where is limit? Listen to me and you will know how to be rich.

As successful HYIP investor you should know golden rules of sure investing. These rules are very significant and I want you to know them at your finger tips before you actually start your investing way.

Think Long-Term: Never ever think or plan to get rich within a short period of time. It is not reality. Usually good HYIP will never pay quite your principal and interest in less than 6 months.

Do not Quit: Winners do not quit and quitters do not win. It is a law of our life. The next step you take could be the winning step but if you quit, you'll never know how much you are loosing. Just keep investing and learning better ways to better your situation in life.

Be Prepared to Loose: In everything you do in life there are always times when losses occur. Life is all about ups and downs. Use losses or failures as a stepping stone towards greater success and also as an experience to make better investment plans, ameliorate on your strategies.

Diversify: Never put all your eggs into one basket. This is very important rule in HYIP investing. Invest in more than 5-7 programs to create multiple streams of investment income for yourself.

Research and research again: Always conduct your own research too. Always keep your ears on the ground, join HYIP forums, read the FAQs and Terms, read emails sent by the programs you join, check monitoring sites as theHYIPs.net and write their support if there are issues you are not clear on in their terms or FAQs. Ping their domain to define their IP addresses and use an IP search tool or software to determine their location. Do not forget to do a whois search to define if what the programs say in their �oeAbout Us” is the same as it is in the search. When you get this information, compare it with what they say about themselves. Also, NEVER sign up a program that is hosted on a free hosting service or sites that use the same scripts. Never reply to any email asking for a confirmation of your username and password.

Protect yourself, your e-currency account(s) and your investments: This is another very important point to note. Avoid using your real names when dealing with programs you are not sure of except when it has to do with receiving your money via wire-transfer where you have to give your full details to the program to enable transfer of funds to your account. Also use different passwords for your e-currency accounts, your email address(es) and your investment programs. This will prevent fraudulent programs from trying to use the same password you used to join them to open your e-currency account(s). NOTE: If you are using e-gold, make sure you apply the security features as explained by e-gold to protect your account.

Avoid Greed: Do not let the human factor of greed take over your investment decisions. The scammers use the human factor of greed to lure you into investing your money with them. From my personal experience, I lost a lot of money due to the fact that I allowed the emotion of greed to do my investing for me. Scammers offer very high and unrealistic interest rates within a very short time. When this happens, you will know immediately that this will not last but the emotion of greed will always tell you to give it a try and this is where your downfall and failures will begin. These scammers might pay you the first time just to encourage you to invest more and when you do, they disappear.

Please take note of these important rules above and you will enjoy investing in HYIP investment programs.

Things To Do Before Investing Into A High Yield Investment Program

2008-12-23T01:17:00.000-08:00

We have compiled a short list of some of the things you can do before investing into a program to make sure you get the most for your money:

#1 - Search all HYIP forums for the name of the HYIP. Check for people spamming about the program, as this usually is a sign of a short lived scam. Look for people's opinions. Often those who have been investing in HYIPs for some time are the ones with the best insite. Most importantly, look for complaints of people who have not been paid.

#2 - Do a search on google. Copy small parts (1-2 sentences) of the text from both the hompage and the page with information on how they make their returns. Paste it into the google search bar with quotes around it, and see if anything comes up. A good amount of the time, google will return results that are an exact match, usually a professional traders website. Also, do the same thing with any images of people that are shown to look as though they are the admin of the program. Simply get the name of the file that the image is uploaded as by viewing the properties of it. Then paste this into the google image search. You will be amazed that a lot of the time you will see that the image is a direct copy from another site. This proves that the admin is lying.

#3 - Email the admin. Ask some good questions such as, where are you located, how long have you been around, and how do you make your returns. The common answers you will receive are United States, 2 Years, and Forex trading. Usually if these are the answers the admin is lying to you. about 75% of all new HYIPs claim that they have been paying members offline for over a year. 99.9999% of the time this is a lie. If an investing firm is able to deal with members offline for 2 years, there usually is no need to go online with their business.

#4 - Look at the main HYIP rating sites. If it looks like a program has been cheating the ratings by voting for themselves, or it looks like they may have hired a paid voter, then stay away. You can usually tell if a program is cheating by trying to look at what else each member has voted for. Also check the voters IP, maybe the cheaters were not careful and didn't use a proxy

All in all, if you follow these 4 steps you will likely be saving yourself a descent amount of money in the long run. HYIPs are extremely risky, and these steps alone do not guarantee success. They only improve your chances of walking away with profits.

source : articlesnatch

The Miracle of Compound Interest

2008-12-20T01:52:00.000-08:00

Albert Einstein was once asked what he thought was the most powerful force in the universe. He answered: Compound Interest! Now, I would have thought that Albert Einstein would have considered things other than money. But, when you take another look at it, he may be right. At least, he may have suggested the thing that most of us would like to have.

For the few reading this that have no idea what compound interest is, let me explain briefly. Let's say you deposit a certain amount in a savings account (bad idea) and you leave it there for a while.

On day one you deposit 0 and the bankis paying you 4% compounded daily. On the second day your balance in the account will be 4. On day two your balance will be 8.16. Day 3 will yield 2.48 and so it goes. Until on day 18 your money have doubled to an account balance of 2.58.

Doubling one's money in just 18 days and not having done a thing to accomplish that is an amazing feat if you ask me. In fact I might agree with Mr. Einstein to a degree. I am sure that compound interest might be a force that I want working in my life. It has all the possibility of making one's life that of what we dream.

What If?

So, I was thinking to myself what if there was an internet based business that revolved around this principle of compound interest on the internet? That might be one of the easiest ways to earn money. In fact, the easiest. You put money in and it multiplies for you like a bunch of little bunnies. I don't know about you, but, I'd go for that!

When I was young I used to hear of compound interest accounts a great deal more than I do today. I suppose bankers have just become more greedy or the wild fluctuation of interest rates over the last 2 or 3 decades have made it more difficult for banks to pay a rate that keeps up with inflation, recession and all the other financial pressures you can imagine operating in the world today. Although have long been familiar with the concept it just wasn't something I felt I could do.

My mind kept telling me to get involved with such a paying plan one would have to have a great amount to deposit in an account. Then where would I find such a thing? Having been working on the internet for a couple of years I had yet to come across such a thing. But then, I did.

In plain words there are such things on the internet and I have found some that require only to start an account. What really bothers me about such things is that I have a very difficult time telling folks about it because they don't believe me.

Everyone says, 'њoh yeah, I know about compound interest.'ќ But then, those same people will look at

the interest I am being paid and they immediately start telling me I'm being scammed and suckered. Having done my due diligence I have found that the chance of that is fairly small. So, what if I was being suckered? Is there anything I could do to minimize my position? I wondered. And at once it was apparent to me. I decided to treat my investment as I would a night at the craps table. I would only invest what I was prepared to lose. So, let's say we play it that way.

Let's say we have nothing to lose without thinking about jumping off a tall building. I could wait for my money to double and then take my original money out leaving only the interest earning interest. And that is how I play it. One of the programs that I am involved in pays an incredible rate of up to 25% per month compounded daily.

Let me show you some calculated results using that over one year would result in a total balance of ,551.92. At that time I would withdraw my and cast the remaining interest back in to doing what it was doing before. At the end of the second year my accrued amount would be an incredible 7,206.39 and the third year would put me into the millions. An unbelievable ,869,730. Wow, like winning the lottery and how much did I risk? Only That was my complete exposure to the program. Never mind that some of the programs are run by some of the biggest banks in the world. You hear their names everyday on CNN or FOX. The miracle of compound interest. It exists out there folks. It works because some entity like a bank is lending that money out at a horrific rate or is investing in futures and doing so by borrowing the money from you and I to do so. What are they making on our money? Probably 40 to 70%.

It is worth it for them to pay us to put the money out there for them to use. The trouble with all this is us , I mean you and I. Well, maybe not me. Do we fear making a mistake so much that we cannot bear to lose an amount that will not change our life if we do. Because if we choose to take the risk on a small amount we might end up having life-changing results. The only mistake in life is believing our fear of making one. A.C. Benson said, One's mind has a way of making itself up in the background, and it suddenly becomes clear what one means to do.

This is what anyone that truly wants to succeed to the Nth degree needs to think about. Risk and reward and the miracle of compound interest.

Centasia Development

2008-12-18T09:49:00.000-08:00

Centasia Development is a leader in the construction, mineral extraction, and natural gas warehousing fields in the Central Asian republics. Providing both funding and management solutions for government contracts involving the exploitation and warehousing of the vast untapped resources of these territories, Centasia is a fast paced conglomerate in a leadership position in the region.
Invest with security and stability, as Centasia is now open to the public for additional funding sources. With your investment compiled into our construction and resource development capital pool, we will continue to help develop the Central Asia of the 21st Century!

5.88% daily for 21 days.$5 - $200
3.92% - 4.09% daily for 35 days.$100 - $10,000
21% - 22% weekly for 10 weeks.$100 - $10,000

Paid directly to e-currency.

Unique script,SSL,Dedicated server.

Referral bonus 6%-2%-1%

Liberty Reserve

Rate 4.5 Stars

Started:09-04-2008

Address:CENTASIA Development Vagonaja 24 474610 Astrakhanka Akmola Oblast Kazakhstan.

Whois info: dedicated server, domain expires in 2009.SSL,Official forum.Blockdos protection.

More Detail : http://centasiadevelopment.com

WOIP

2008-12-18T09:38:00.000-08:00

WOIP is a product of E-Holding Ltd (Canada), WOIP service has been started in 2007 as the first to operate savings and loans in electronic currencies automatically and instantly. Up to this day, WOIP is the world's leader in automated processing of funds on deposit and loaning both by operations volume and overall transaction value.
WOIP savings deposits is no limitations.WOIP LOAN are available only to the USA, Canada and EU residents and $10- $10.000
Our head office address: Ottawa181 Queen Street Station "C" ON K1Y 1E4 Canada. check the building
Our European branch: The Main Guard 13 John Mackintosh Square Gibraltar
This international service is held by: E-HOLDING LTD CANADA Certificate of Incorporation 1004390
Watch VideoIntroducing WOIP cardsWatch Video

1% daily forever.No limitations.Compounding is available.
Short-term loans of amounts under $10,000 for 1.6$ a day
There are no restrictions for savings, you can withdraw your deposit at any time. Loans are provided for the period of 30 days.

Dedicated server,Unique script,128-bit SSL.

Liberty Reserve

Rate 5 Stars

Started:01-11-2008

Whois info: dedicated server, RapidSSL, domain Registered 2007-2012.

More Detail : http://woip-system.net

3 Methods to Lower Your Risk with High Yield Investments

2008-12-18T01:01:00.000-08:00

I have been investing in HYIPs for a while now and I have become quite successful at it. Today, I would like to share a part of my strategy with you.

High Yield Investments

represent high returns and also a high degree of risk. The good news is that, through using a carefully planned strategy, you can lower the risk to your HYIPs (High Yield Investment Program). I'm going to explain 3 methods which I use to lower the risk on my investments and also increase my profits substantially.

The first thing you should do is before investing in any programme is research it - just like every other investment. Some of the things you should look for are the programs reputation, track record of timely payments and admin communication with members.

The reason why research and due diligence will lower risk to your investments is that they will help you avoid scams. HYIP scripts are easily to get a hold of and this makes it easier for con artists to operate. By doing a little research and due diligence, you are much less likely to invest in a program that will fold in 2 days.

The second technique that you should employ is to build a safe, diversified portfolio and to extract your own money as quickly as possible. This will limit risk to your capital because if one programme closes, you will still have the others to fall back on.

Choose programs with varying risk ratings. For example, do not invest solely in 40% per month ROI programs. Vary your investments to include lower risk 10% and 20% programs.

When investing, my aim is to extract my money as quickly as possible. This is because I want to be able to invest using the profit i made from the programme to protect my own capital. For example, a typical investment could be $100 then, after 30 days, I would extract my own money and re-invest the profits so that i am making risk free money using "other people's money".

The Third method will explode your earnings. To explode your profits from your investments, you will need to make use of referral systems. This is when you recommend someone to the programme and you receive commission for it. This usually creates residual income for you which mean you can invest more of "other people's money" to make even more cash.

However, please do not promote programs to others which do not look trustworthy. This is immoral and should not be encouraged.

Hopefully these three tips will help you to increase your profits with High Yield Investments. More information can be found on our website and blog in our Author's resource box.

The High Yield Investing Dominoe Effect

2008-12-15T01:57:00.000-08:00

With the recent changes in Nova-lights (Pegasus, Stargame and TMA) (More info at http://www.talkgold.com ), there is sure to be major problems across the entire hyip arena. HYIPs that rely on other programs to make a return, are going to be hit hard. These are the HYIP pools. They invest in other program to earn a return for their members. Some pools are publicly known, while other pool programs claim to do trading while they actually rely on the larger programs like Nova-lights.

We truely believe that atleast 70% of all HYIPs are relying in some way off of Novalights. With the new rules that Nova-Lights has put in place which will cut payouts to under 0.5% per day and lock the principle in for 1 year, we are speculating that there is going to be a major collapse in the number of paying HYIPs. We suggest most people wait a couple weeks for the dust to settle before making any major investment decisions.

This has basically been a trend that we wrote an article about months ago. Its the "Peak and Valley Trend". For a period of several months (The Peak) there is a major program which seems unstopable. This program is usually over invested in, and relied upon by many smaller less known HYIPs. Then this major program either collapses, or changes its payout structure. This causes the Valley, where nearly 50% of all smaller programs collapse and a shockwave is spread thoughout the entire HYIP arena. We believe that we have just entered "The Valley" period. How long will this period last. Could be 2 weeks or could be as long as several months. It will all depend on whether or not a major program emerges that can gain investors trust.

To sum things up, after studying nearly 3 years of internet HYIP's we have seen this trend over and over again. We recommend that you as an investor stay conservative until a program that you can truely trust has emerged.

Internet Investments: Easy Profits or Easy Losts?

2008-12-14T01:54:00.000-08:00

High Yield Investment Program.
A High Yield Investment Program, or HYIP, is a often type of pyramid scheme normally offered via the Internet. HYIPs typically accept deposits as low as $1 while promising astoundingly high returns.

Online HYIP schemes rarely last for the long term. Overwhelming number of cases suggest that HYIPs are Ponzi schemes, in which new investors provide the cash to pay a profit to existing investors, which they typically then withdraw. This approach allows the scam to continue as long as new investors are found and/or old investors leave their money in the scheme, known as compounding (because even higher profits are promised).

The introduction of e-currencies has made it possible for HYIPs to operate on the internet and cross international boundaries, and to accept large numbers of small investments. HYIPs usually accept deposits by either e-currency, like e-gold, e-bullion and INTGold, or use specialist third party payment processors like AlertPay, SolidTrustPay, CEPTrust, TriStarMoneyChangers and StormPay. HYIPs typically offer a significant incentive commission (for example, 9% of invested funds) for members to attract and refer new investors.

Most HYIPs disclose little or no detail about the underlying management, location, or other aspects of how money is to be invested (often because money is not actually invested), and relatively little information (other than asserting that they do various types of trading on various stock and other exchanges) on how they actually generate the returns they purport. They are sometimes presented with some form of an emotional appeal, appeals for faith, and promises that they will help investors achieve financial freedom.

Arguably, the largest HYIP scam that has existed on the internet was PIPS (People in Profit System or Pure Investors. The investment scheme was started by Bryan Marsden in early 2004, (according to the Wayback Machine record of http://pureinvestor.com) and spanned more than 20 countries. PIPS was investigated by Bank Negara Malaysia in 2005 which resulted in Marsden and his wife being charged in a Malaysian court with 97 counts of money laundering involving more than RM77 million - US$20 million - (copy of New Straits Times article dated 11 Oct 2006). Even after these charges were brought forth many of Marsden's followers/investors continued to support him and believe they would see their money some day. This behavior and denial could be seen and still is seen on hyip forums such as Talkgold Forum and others.

Interest rates
HYIPs typically claim to offer interest rates of 1% or more per day on invested funds; some claim to offer much higher daily rates exceeding 200% a day. Allegedly, the highest-return HYIP on record has offered 1,100% ROI in one day. Claims of astronomical returns without large capital outlay or background information are indicative of a Ponzi-structured HYIP program.

As a comparison with a typical 1% per day claim, Warren Buffett, one of the world's most successful investors, made around 30% per year during his most successful period; that is on average, less than 0.1% per day. As the claimed returns of 1% per day are extremely unlikely to be produced legitimately, all HYIPs are therefore likely to be Ponzi schemes, and so most investors will in due course lose their money.

HYIP games.
As a result of online forums and monitoring sites which have made HYIP investors more aware of their nature, a different sort of "honest" HYIP began springing up in the early months of 2006. Basically, the HYIP owner calls his or her program a "ponzi-structured game" where one should "not invest money one cannot afford to lose", and where there is "never a guarantee of earnings or refunds". They promise to pay out up to (for example) 95% of deposits, the rest going to hosting or other fees and the owner's profit.

In such "games", the first participants ("investors") may make a good profit and are encouraged to refer other people to the program because of referral commission, the fact that they have already made back their principal and are playing with profit, and that the more people who deposit money, the more money can be paid out to participants. In theory, strategies can be developed to maximize profit using these games (but, of course, since this is a zero-sum game, such strategies work by taking advantage of ignorance or errors by others). Some forum users may gain a reputation whereby others will trust their word that they have been able to withdraw their profits, encouraging others to invest in the hopes that more will invest after them and that they can therefore make a profit. As these games are by definition Ponzi schemes, it is inevitable that the vast majority of investors who are not at the top of the pyramid will lose their money.

These "games" might be considered as lotteries. However, the odds of winning cannot be determined, as one cannot know whether one is playing early enough to win money (that is, whether a sufficient number of new participants will follow). Thus, these activities are unlike a lottery or other forms of gambling, where a player has an equal chance of winning no matter when a ticket is bought, or where the odds of the game are known.

HYIP monitors.
HYIP monitors, or HYIP listing/rating sites, are websites that list and/or promote HYIPs for referral commissions. The monitor charges each HYIP a listing fee which is usually then invested into that program, although there exist free listings and occasionally monitors which invest their own money. The monitor then labels the HYIP as "Paying" or "Not paying/Scam" depending on whether interest is received within the terms specified by the program. Monitors also allow other HYIP investors to rate and comment on the programs, based on factors such as promptness of payouts and responsiveness of the HYIP administrator. Programs with higher ratings achieve higher rankings on the monitor sites, which coupled with a "Paying" status may entice more investors who rely on the monitor.

In most cases, HYIPs only pay monitor sites to keep their "Paying" status visible, but do not pay other investors. As HYIP monitors are not affiliated with the HYIPs themselves, they are unable to prevent investors from being scammed; they neither help to recover lost funds nor track down the scammers. Promoting or perpetuating Ponzi schemes is a criminal offense punishable by jail terms or fines in most countries. That the monitor sites place disclaimers saying that they "do not promote the programs advertised on their website" does not absolve them from criminal liability.

In order to generate a "paying" status early (so that future visitors will see it) and maintain it for the longest possible time, newly opened HYIPs list their site quickly as well as constantly pay monitors their interest on time. Added to the fact that many monitors invest the listing "fee", and that a commission is received on each deposit made by people who visit the HYIP via the monitor, they are the most likely to profit when a program runs out of funds.

HYIP owners can manipulate monitors and forums, by paying people to comment positively or by using a range of IP addresses or proxy servers in different locations so that "paying" votes appear to come from around the world. This allows the HYIP to rise up the rankings more quickly than others, giving investors a false sense of security. Additionally, even if they know it will scam in the future, some investors will also rate new HYIPs positively until the HYIP stops paying, because they want more people to invest after them in the hopes that the program will last longer. Future scammers can also build up a good reputation on forums for a large payoff once most forum members trust them.
For example InvestExplorer.com

REFERRALS.
After registration user account on hyip - you get 'referral link' - the link by which you can invite other users to take part in business for additional percents.

Do you Want to Know Dissimilarity Between a Hyip and a Ponzi?

2008-12-12T01:53:00.000-08:00

$8289.68 is a reality in month without work. I made it in this month without HUGE efforts. In this article I will tell you difference between a ponzi and a HYIP.

All you know that you can made money from investing into HYIP. Online HYIPs rarely provide information to their investors of what is done with their money. This makes it easy for fraudulent programs to succeed. Dishonest organizers can set up a website to look like the other HYIPs available on the net, wait for investors to place their money in their hand and then stop the activity and walk away with the cash.

What exactly is a ponzi scheme

Ponzi schemes or pyramid schemes has nothing to do with investments, business or sales. Simply because they do not trade your money or they do not sell you anything. The fact is that a ponzi scheme uses the money of new investors to pay out old investors. Some ponzi schemes are surviving a few weeks and some of them even a few months. But this is for sure they all go die after some time. Why? Because mathematically it is impossible to find new investors. Or sometimes the legal authorities find out the ponzi scheme and close it.

A true Ponzi scheme usually promotes what appears to be a real investment opportunity which investors may contribute to without actually being an affiliate, distributor etc. A pyramid scheme, on the other hand, usually requires that participants make a payment for the right to recruit other people into the scheme, at which point they will receive money.

There are a number of ways to spot a Ponzi scheme from a genuine HYIP opportunity. You can find many hyips on theHYIPs.net Firstly, be wary of schemes that offer a high daily percentage return. If a site offers you 40% a day on your investment, you should question where the funds will come from to make that level of payment. Secondly, although HYIPs often pay you for referring others to their schemes, these payments are often low. If you are offered 10% per referral it is worth considering if that may be because referrals are the only way for the system to keep going. Lastly, look closely at the site and its design and functionality. If you spot a lot of content that looks as though it has been simply copied from another website, or if the design and layout is particularly amateurish, it could well be that the organizers know that it will not be needed for long as the system is only a short term thing to make them money.

Be wary of anything that sounds too good to be true. It probably is if it sounds like it might be. Anyone that promises a guaranteed return in any amount of time is probably not legitimate. There is no such thing as a guaranteed return when it comes to investing money. And on any return there is no guaranteed amount that can be returned. So either promise is someone out to scam you. Common sense goes a long way when it comes to investing money anywhere.

Phishing Alert from PanaMoney.net

2008-12-10T08:57:00.000-08:00

Dear PanaMoney Client,

Some phishing websites appeared in Internet which by substituting our domain address and redirecting you to our company's website steal your personal data.

Our company has only one address: www.PanaMoney.net. Please, make sure you see it exactly in your Internet browser address line when entering our website.

Sincerely yours,

Manuel Franz,
Head of Technical Department,
PanaMoney Technologies, Inc.

How to Spot a Bad HYIP

2008-12-10T01:50:00.000-08:00

As with any investment that you may make, HYIPs have an element of risk involved. In most cases this risk comes from the fact that there are no guaranteed profits and although you have experienced investors investing on your behalf, there may be a crash in the stock or product where your money is invested. Unfortunately this is not the only risk involved with HYIPs. There are a few dishonest people out there who have set up HYIPs in order to fraudulently acquire investors’ money and who have no intention of allocating the profits out. Instead, they wait until the funds have grown to the extent they want them to and then they close the site and disappear with other peoples’ money. Nobody wants this to happen to them so I am going to make you aware of a couple of things to look for when choosing the HYIP site you are going to invest your money in.

Ensure that you do not unwittingly join a game site. These often charge you money to become a member but they are not HYIP programs and as such should be immediately discounted if it is a HYIP you are looking for.

Most HYIPs, genuine or otherwise, offer good returns on your investment in a relatively short term. However, if you see a HYIP offering unrealistically high returns, such as 100% a day, then you should be wary. If something seems too good to be true, remember it probably is.

When you have invested and made a profit you will find that most HYIPs pay them into their own accounts and tell you that the money is there to be collected. While this is generally not a sign of a fraudulent site it is always worth investigating how you can withdraw the funds before you invest. Some sites make it incredibly difficult to get at your money and this is not a good sign for the reliability of the investment.

Is It Possible To Make A Living From HYIPs?

2008-12-07T07:24:00.000-08:00

This is probably one of the most asked questions we get. "Is it possible to Make a living off of HYIPs?" The answer to this question is both "Yes," and "NO". Let us explain.

"YES" people can make a living off of HYIP investing. If they have the skill the drive, and the ability to recover from major losses. In theory, it is possible and often times probable to make a good living ($20,000-$50,000) per year in the HYIP arena. The problem is however, that in order to do this, the investor needs to take a major risk. Without the financial backing in case of bad investment decisions, many individuals do not and should not even consider making HYIP investing a career. This brings us to why this question can also be answered "NO".

"NO" people can not make a living off of HYIPs unless they are extremely skilled, and are already in a good financial situation. This can be said however for stock market and bond market investing as well. If you have half a million $'s then sure, you can live off of the earnings you make in the stock and bond markets, or turn to the more risky HYIPs to earn even higher returns.

The point of this article is to show that usually if you are looking to make a living on HYIPs, then you probably won't (and should not) be able to do it without risking a very large portion of your assets. On the other hand, those people who have a great deal of money and are not looking to make a living since they have more then enough funds to live off of, are the people who can make a living off of HYIPs. If you are desparate and looking for quick cash, then you should not be investing large sums of money in this arena, however if you are wealthy and looking to increase your wealth and have fun, the HYIP arena may be right for you.

In conclusion, those looking to make a living in this arena are those that probably won't, while those people who are not looking to make a living in HYIPs are usually the ones who do, but don't need to.

source : articlesnatch

The Secret Of Hacking An HYIP Program

2008-12-06T01:26:00.000-08:00

HYIP can be a excellent way to experience success in investment. HYIP, also known as a high yield investment program, can be quite risky as the whole HYIP market. But at the same time if you use it right it can be quite profitable. So let me show you how you can hack this type of program.

The one way to get out of risk is to expand your investment into a number of HYIPs regularly. And besides that, you cannot afford to keep any interest in your investment accounts for compounding. Removing them to your e-gold account is a wise thing to do. You can easily browse HYIPs from HYIP rank and monitor sites to get an idea about their authenticity. Some of these sites even sends catalogs of HYIPs with all the relevant comments, the payment standing on each HYIP and of course the rating. You must remember, that your investment and the consequent profit aren't guaranteed at all in case of HYIPs. There is every possibility that you can even lose the principal amount, so be prepared.

source : articlesnatch

Take a note on some of the 'must do' things regarding High Yielding Investment Programs. Be dead sure of not having all your money into an undersized HYIP program. No matter how promising they may look at the outset, don't get lured away. If you are ready to invest a large sum of money then do make sure to enquire whether the company offers any capital security against it.

Invest your capital into as many programs as you can. It makes more sense to do the above than settling down with two to three small HYIP programs with huge sums. Remember, you need to focus on the plan and not the programs for that matter. As for smaller programs make it a point not to reinvest extra money before you have been paid back. Moreover, with HYIP programs it is advisable to plough back smaller profits from time to time.

High Yielding Investment Programs can provide you with anything between 0.7 and 5% per day to say the least. And as for the longevity of a typical HYIP, it generally does not go beyond one year. HYIP forums come along with rating systems. Programs that have short investment-durations should be preferred. Additionally, the programs that pay back the invested sum must be chosen. You will have to keep bad programs out of our way. Try to investigate through the sites before you plunge into any kind of investment. The fact of the matter is that you will have to steer clear of "too good to be true" offers.

This steps help you to avoid hyip losses. Now I earn more than $4000 thousand a month using my favourite golden rules.

HYIP: Playing It Right

2008-12-05T07:22:00.000-08:00

Mention anything that could lead to High Yield Investment Programs and people will listen. There are good HYIP's and there are bad. Anything that is good has always attracted the wrong people.

HYIP's has been around for so long coming in different names and guises but no matter what, it has not failed to attract customers. The good thing about HYIP is that it can offer good returns for investments sometimes as good as 250% in one month. The bad news is, it has its sorry share of scammers.

HYIP is probably one of the most exciting things happening online for people who are looking for ways to earn a good return for their money. Today, HYIP speculators can earn substantial profits for their investments. A HYIP may invest in properties, in stocks and in other HYIP. As these are good investments and people are flocking to it some HYIP programs are online to prey on potential investors.

HYIP programs are getting more participants by the day and every so often another HYIP program is launched. Many investors have succeeded earning fortunes virtually overnight.

Just like any other venture, especially when these have very high returns, HYIP also involves high risks, Although for people who have done their homework and played it right, a HYIP can be extremely lucrative.

If you have participated in any high yield investment programs before, you will know that programs of this nature have its own large share of scammers and you know what it means to take caution. Even when HYIP is recommended to you by a friend who have visibly earned from the venture, even when respected people in the business and in the community have profited, there is still substantial reason to be cautious and to make very good back ground research. It is a part of a scammer's strategy to make some people win to attract more. This is similar to dropping baits to be able to fish more. More often than not, it is the good unsuspecting guy that suffers. This is why when parting with your money, serious research is needed. No one has to feel pressured to invest as long as there is still that nagging discomfort that warns you to hold back.

Good or bad, here are some pointers to get some certainty on your investment:

- Any investing is a risk. Winning and losing is a part of the game. This is why many good investors will tell you to invest first the money that is not a part of your active income. Fight first against to urge of investing a fortune even when you are certain you could win. That could come and happen anytime. There is no rush and definitely there should be no pressure. Remember HYIP investing is like gambling. While there is good fun in winning big the first time, many people who felt so certain have also made devastating losses.

- Choose HYIP programs that has been conducting successful programs for months not those that have been conducting for more than two years and definitely not those who have been there for only two weeks no matter the returns on investments that it advertises. Then conduct a shortlist.

- Do not put too much egg in the same basket. Diversify.

- Keep on monitoring the programs that you joined. If one of the programs that you joined has been down 4 times during the month, pull out your investment.

source : articlesnatch

How Long Should You Stick With A High Yield Investing Program?

2008-12-04T07:20:00.000-08:00

Most people ask us when we feel is the right time for them to stop compounding/reinvesting and take their money out of a program. This is a tough answer to give. It all depends on the program that is invested in and the rate of return. Usually we recommend the following for the below 3 categories:

Type #1 HYIP - Low stable payers (Pays between 2-7% per week, 8-28% per month). This type of program is probably one of the safer types around. More likely than types 2 and 3, these are actually investing funds in Stocks, Forex, or other stable programs. This means that they will most likely be around for quite some time. Even if they do end up as a ponzi, their lifespan will be much longer then types 2 and 3. We recommend that you Invest a sum of money and then compound half of your returns until you get back your principle. Once you have recovered your principle continue to compound/reinvest but this time at a rate of 60-70% of your returns. If the program sticks around, you should be able to profit quite a bit. Once you receive 250% return we recommend that you stop compounding and look for another program.

Type #2 HYIP - Mid range paying moderately secure program (Pays 8-16% per week, 32-64% per month). This type of program is probably the most popular among investors. They feel secure since the payouts are not too high, but also feel like they are going to quickly make a return on their investments. Many of these programs actually invest in other programs, forex, stocks, etc, however many are just ponzi's. We have found that most of Type 2 HYIP's are a mixture of both ponzi and investment program. They more then likely invest members funds in a variety of ways, but most of the time find it impossible to pay out such high returns with the revenue they are making. This forces them to become part ponzi and use some of the new members funds to pay off old members. In the case of the Type 2 HYIPs, we recommend you compound/reinvest only 20% of your returns until you get your principle back, then once you get your principle back you simply stop reinvesting and just let the program run it's course.

Type #3 HYIP - High paying, relatively insecure programs (Pays Over 17% per week and over 65% per month). These are usually the programs which are more then likely daily payers. For example 3%, 5%, 10% per day or even more are offered. 99.9% of the time these are atleast part ponzi, and will most likely end within 3 months. These programs begin with the admin knowing that he will have to run a part ponzi program to succeed. It is nearly impossible to earn such high returns in a short period of time like most of these programs claim. The higher the daily return the less likely the program will last. If you dare to gamble your money in such programs, we recommend that you only invest one time and do not reinvest or compound your earnings. The lifespans of Type 3 programs are usually extremely short and those who invest right when the program opens are the ones who will walk away happy.

All in all these are just some of our opinions. Performance may vary. Stick to these guidelines and investigate HYIP's before investing in them.

source : articlesnatch

ECRIME WILL BOOST ON CHRISTMAS

2008-12-03T13:22:00.000-08:00

[scam warning] The IT security vendor community warned consumers and corporate web surfers today about the fact that internet criminals are likely to double their efforts during Christmas.

A five-point plan was released by to help users avoid scams, which includes ensuring protection of all the systems with the most recent patches.User should also be aware of e-cards which could have links to malicious sites; of special offers, which could tempt users to disclosing their credit card details; attachments and video content, which could serve as a way of infecting machines with malware by stealth, said Websense.

At the same time network security vendor Trend Micro, warned of another e-crime tactic used at Christmas time, which is sending messages as if from popular courier companies with a malware attachment that can look as an invoice form. Another way of tempting consumers could be sending them emails telling them to open and print a receipt, which at first thought could seem like an email from their e-commerce provider, but actually is a malware, said Trend.

Finally, IBM`s X-Force security research team warned companies to be cautious about allowing unauthorized USB devices to connect to their corporate network. Moreover the firm said that past researches have shown that some of the toys distributed at this time could also be loaded with malware."

by EcommerceJournal

Scams, Risks And Extraordinary Profits!

2008-12-02T01:14:00.000-08:00

One of the best ways to double your money is by using high yield investment. These investments always come with a risk, but the potential to rake in a lot of profit is there as well. High yield type investments have always been a well known and widely used method of investing, even though such a high risk is always involved. If you are familiar with this method, then you pretty much know what to expect.

There are many ways you can successfully use high yield investment. With all the possible investments around the world, the possibilities are endless. While many pose serious risks with little signs of income; others have high risks with a lot of signs for income. These companies with high revenue are the ones that you should go after when choosing your investment for hi yield.

Scams are another thing that you have to watch out for. Anytime a lot of money could be a possibility, there is always going to be scams as well. These scams are run by fraudsters that are trying to take your money, by getting you to invest in something that doesn't really exist. These scams should be avoided at all cost; under no circumstances do you want to get involved with these fraudsters.

Choosing the proper investment is entirely up to you. Any type of high yield investment should be approached using caution. If you do the proper research and obtain the proper information, you will have a much better understanding. The more you understand your investment, the better the chance you have for hi yields.

Take for instance the diamond market. Diamonds are a really good high yield investment, simply because of the value. The value of a diamond has always been high, and research has shown that value to increase over time. If you are thinking of investing in the diamond market, you would still want to research everything and see where the different company's are standing.

As long as you approach with caution and understand that you may lose what you invest, you will probably be fine. If you approach a high yield investment thinking that you are going to triple your money with no losses, you will probably walk away with a bad experience. Understanding and realizing is part of the game, it will help you to be the best investor that you can be. As you know, the investing market can be very cruel; but it can also be very rewarding.

The last news from the admin of Tradelite

2008-12-01T23:26:00.001-08:00

The last news from the admin of Tradelite:
“We will be doing a full internal security audit on our system during the next few days and if there was a breach you will receive a full refund.
Due to the anxiety some of our investors feel, stemming from their recently breached accounts and canceled contracts; our Technical advisor Nick, will be doing a systems check, and a full security audit. This will be done in the next few days. Please wait for the systems-audit,- analysis. If there was any kind of breach to our security, we will refund those accounts that had funds withdrawn.”

Read HYIPs agreements and keep your eyes open.

2008-12-01T15:56:00.000-08:00

Every investor should know that agreement – is the most important document, regulating relationships between him and a program. Nothing in the whole world can affect the essence of these relationships more than the terms, approved in the official and public agreement or “terms of use”.

Because of superficial attitude towards this important document in particular, investors often get into not very good situations. And if they don’t (fortunately), they certainly pay no attention to the key, moments, given in this document that even the most notorious SCAM possesses one.
Actually – no! We went too far here. If a program has no terms at all, it’s not a program actually. It’s an ordinary fraud, whose creators haven’t even found time to make up any more or less good document. All in vain. We are not going to invest into programs like that.
So, what shall we start with? Above all, pay attention to the document’s form of presentation.

First of all, the document should be written from the first or the second person. That is, “we” or “our company”, at a pinch – “you” or “investor”. We don’t recommend you to deal with programs, having the document made up the way Edgar Po wrote, or the document looking like a small anecdote of three sentences. Don’t laugh, it happens.

Second, the document should be drawn properly. Paragraphs and subparagraphs should be set off in bold, one paragraph of information should be opposite every term. The most important moments are set off in semi-bold. The place agreement is located is also of great importance. If it is on the main page – that’s good. If – in the main menu – not bad as well.

And if there’s a link somewhere at the bottom of the page and is written in 3 point type – you’d better prick up your ears. The good form and good sign is the link to corresponding documents in the registration fields. (e.g.: http://www.is-investment.com/join.php).

But these are all outward things. Now, concerning the contents. First of all, one should make it clear, answers to what questions you are looking forward to find in the document given. Most of all you should be interested in your own money. That’s why show interest in what is going to happen with it and what you are entitled to do. The very important moment here is whether it’s possible to withdraw your principal funds from your account. There can be 4 variants of terms.

First – you can take your money within a certain period of time (e.g.: http://www.is-investment.com/join.php), second – you can take your money as soon as certain conditions complete (very seldom), third – your principal funds are paid out along with interests, fourth – nothing is mentioned, concerning your principal funds, or… you can’t withdraw them.

The first two variants seem to create no questions. And the third one is extremely interesting. Very often the program says: 5% daily. You invest and get 5% promised daily, during the term mentioned. However, in the upshot if you make estimate calculations, you’ll find yourself in rather surprising situation.

You’ll see that instead of $12.5 wishful, you get $7.5… despite the fact you receive 5% sharp of your deposit daily. The explanation is simple: “Principal is included in return”. Is it a ruse? Yes it is! But, everything is given in the terms of use. Of course, the dishonorable programs can hold it back, but honest ones claim this situation in public.

What do we have? We have a simple move. With this percent, you get… just about 1% (!) daily… the rest amount is your own deposit! Well then, is it worth saying that you are paid 5% daily? And very often the percent can even be 7% or more. Sounds good, but whether it’s the same good in practice?

Especially, the term is changed from 30 days to 60 (of course, having high percents it’s better to cut the term, for instance 25% within a week) and so on. And quite often these things are described in the terms of use. So, let’s look for any information to take your hard-earned money back.

Some programs make excessive use of the heaps of multiple figures and high-flown names. Don’t be scared - look closer. Most probably the program states, it doesn’t participate in anything and anywhere, that it’s not registered, or things like that. It’s clear for lots of us, though they publish it so that to attach reliability.

Study all these close though skip it, all this is written for appearance. And if there’s something really important and useful, (registration for example), believe me, it will be written in bold and on the main page. Things really important are usually capitalized in the agreements. Programs don’t want to be charged with the consequences of hasty decisions of some not very clever investors… read this especially attentively.

It’s also important to look what are the guarantees, provided by company. Companies often forget of their responsibilities, though they are not less important than your intentions to invest money to a program. In vain. Program should undertake not to disclose your personal information, your e-mail address, place of residence, especially if mentioning this data is required in the registration data. It should guarantee that it work would be aimed at returning your investment amount and site functioning support.

Further on we advice you to search for “puzzles”, often met in legal papers. Disclaimer – is not an exception. Pay attention to the interest and terms of referral payouts. For example, it can be mentioned that you don’t have right to receive referral fees if customer has the IP address, similar to you one, or things like that.

That’s why it makes no sense to sign up everyone from your PC. By the way, you can also be obliged to do something, for example, to deposit some extra funds. Can you imagine this? But still it’s possible. So, you’d better read and get a grasp of reading.

It’s important to look at the wordings. If it’s said: “you can take all your principal funds anytime you like without any administrative fee taken”, this is one thing; but if it’s said: “you have the opportunity to withdraw your principal funds” – completely another. Or, you can come across with the term like that: “after 90 days of work, your funds will be transferred back to your account”.

It’s not mentioned here, whether they are going to be transferred back with a single payment. Most likely they are going to be transferred back along with interests’ payments, which is not so profitable, as we have already mentioned.

And there’s only one way out of these tangled moments – e-mailing the admins. Mailing again and again. Asking to clear up word for word in details, what they meant to say. Your money is probably worth taking good care of. Why taking risk with the guys, making up the agreement for the purpose of having it, not regulating at all? This is a regulating document and we say it once again – it’s practically the most important.

Believe it or not, though even here on-line, in this dimension agreement is a very important detail. Despite the fact agreement is not even a slip of paper, it has no signatures, though you can always rely upon it in disputable situations, when you try to prove something to somebody.

That’s why we strongly recommend you to read the agreements and all the papers, laid out on the site attentively. They are all different and it will never be useless. Besides, some part of information you can find in F.A.Q., though we’ll talk about it another time.

Lella Prior

Beware: HYIP monitoring services.

2008-11-30T14:53:00.000-08:00

It is not a secret and it is often repeated here and there that there is no unique and universal strategy to provide any investor with a patient and assured work without any loss and with a constant increasing profit. Strategies very as investors vary, and every person with the least experience of investing in HYIP will agree that there should be a single individual strategy for every single investor, and all successful examples should be adopted individually.

A universal advice doesn`t exist. But there is a common ground for all strategies and methods to be based on, there are some common points that are regarded by all investors as cornerstones for building up a successful strategy. One of those cornerstones will be discussed in the current article. As you have probably guessed, we will discuss monitoring services.

Everybody understands that successful investing in HYIP consists of a few elements, and choosing the right project in appropriate moment is one of those elements, and undoubtedly a pledge of a future success. The next important element is watching the work of the program you have chosen to be ready to change your strategy, increase your deposit or even take your money off. Monitoring services are of a much use for both stages described above.

But it is evident that there are no absolutely reliable source of information. It may sound strange and absurd, but monitoring services may often mislead you, and they often may be no less dangerous as forums, that meet you with false posts of cheerleaders, paid for attracting new victims.

There are monitoring sites that lie on purpose and there are monitoring sites that lie because the quality of their work is poor. Which of them are more harmful and more guilty? It seems to me, there is no difference, because the result is the same – people obtain misleading advice, bringing them to losses and disappointment.

Sometimes you don’t need an special knowledge or experience to tell those who lie from those who give you a proper perspective. You just need to visit the site of the program that has already closed or the one that is reported as scam. Many of those programs have a dozen or even more monitoring banners on their site.

Why do I give you such advice? Because just a glance at this page will tell you much about monitoring services that these banners belong to. It has occurred and it still occurs that rating banners of this or that monitoring give a Paying status to a program closed a week ago! And you may see and compare results on your own!

What does it mean? It means something that it is important for you to take into consideration each time you want to check out program’s status. The information given to you may be irrelevant. That is why it is necessary to check out as many monitoring services as possible, and, of course, check out forums to prove or to disprove information that you have already found.

Why does it happen that monitoring services gives users incorrect information? Why during all summer this year forums were full of accusations addressed to monitoring services, and these negative comments were no less numerous than accusations addressed to scam and non-paying programs?

Because many investors suspected or made sure of dishonesty of definite monitoring services, blaming them for supporting evident scams. Of course, unless monitoring sites are run by people, and unless people may be bribed, the chances of it exist. And these were not mere words, such accusations were supported by evidences!

And these were not only investors accusing monitoring of telling lie to people. A lot of administrators were discontent with their work, stating that monitoring services often give irrelevant information thus spoiling the reputation of a good program, and thus spreading panics among investors.

All of us know what it may mean. Just a small untested information or rumor may be enough to make investors panic, think out all possible red flags and scam signs and accuse the program of all possible and impossible sins. Such situation may be extremely harmful even for the most successful and a stable program.

There were a few examples when administrators rejected from adding their program to any catalogue on monitoring sites and explained it as a measure necessary to protect the program from harmful monitoring practice, which can affect successful program`s activity. We may understand such point of view, but this is not a proper way out of the situation. Everybody should avoid extremes in this sphere.

It is evident that monitoring services are necessary for normal functioning of any program, otherwise users won’t trust it. As well as monitoring services will stop existing without programs. So, these two integral parts of HYIP sphere should coexist in harmony to reach the key purpose of this activity – to make money and let people earn, and of course, investors should be the main point of orientation of this alliance.

Brett Sherpan

Compounding vs. Non-compounding.

2008-11-29T15:49:00.000-08:00

In this article I discuss two possible opportunities of high yield investment programs in the Internet and their advantages as well as disadvantages. I hope that the article helps readers to decide what program is more suitable for them. What high yield program is the best and prosperous is the most important issue of this article.

As mentioned already, there are two forms of high interest projects in the Internet: compounding and non-compounding. Investors use compounding for generating new interests from previous investments. In other words, it is the ability of current investment value to generate new earnings which can be reinvested.

Moreover, investors have an opportunity to make a new investment using the paid out interests without their own money must be used for this project. For example, the process of only 10$ initial capital lasts a very long time until these $10 are again back (1% per day within 100 days) to open a further high yield investment program. However, if the investor invested his money in five such programs, he can get return on investment only within 20 days. Non-compounding programs are ideal for the people who are ready to invest serious money.

Investors have an opportunity to invest their money and the interests become the first investment (principal capital) automatically which is added daily, weekly or monthly. Thus a compound interest effect develops. A compound investment costs little work because investors check their accounts only in fixed time intervals and note the increased account balance. It is advisable to save money also with little initial investments. It is a great high yield investment opportunity for investors who do not have large initial capital for investment.

Certainly, it is not easy to understand without a good example. For example, you invested $1,000 into a particular HYIP that pays 30% monthly interest (in other words, 1% per day). The shares rise 30% during the first month. Your investment is now worth $1,300. In the second month, the shares appreciate another 30%. Therefore, your $1,300 grows to $1,690. In the third month, the shares rises 30%, your capital will be $2,197.

If you check the rate of growth monthly, the growth rate increases regularly, namely in the first month growth is $300, in the second month is $390, and in the third month is $507 etc. You understand now that the numbers can start to get very big as your previous earnings start to provide returns. In fact, $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00 (and that is without adding any money to the investment).

Non-compounding is another prosperous investment opportunity in HYIP. It is programs which pay out daily, weekly or monthly. They are suitable for the persons who would like to have money for life regularly because it is possible to get return on investment on the indicated E-gold account (or another E-currency) daily and weekly as well as monthly.

We see that both programs can be very “fruitful” for a business involved in a real investment opportunity. Moreover, compounding and non-compounding are able to produce extremely good result. However, investors should be careful on how to use compounding and non-compounding in HYIPs because both investment opportunities have high risk and can fail any time.

There is no doubt that one of the greatest problems in HYIP is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take a mechanism to make your investment safe. One way of doing this and reduce enormous risk in high yield investment projects is to properly use different compounding options.

For this there are also investment programs which have the factors of compounding and non-compounding. It is possible to get return on investment in the Member Area and save some money on the account. These programs are very practical for those who would like to decide daily what to do.

Also the own investment strategy is simpler and more sure if investors can obtain the initial deposited capital faster so that they can invest in further HYIPs without high risk (in other words, without their own capital funds).

I can prove the advantages on the example. So you invested $1,000 into a particular HYIP that pays 30% monthly interest. As said above, with 100% compounding there is a great possibility that $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00. But what would happen if the HYIP fails in 6 months? You lose all your hard earned money very quickly. For that reason, it is important to use compounding and non-compounding together in HYIPs.

It is always recommended to get your original spend back as fast as possible, in other words set the compounding option to 0% until you return back your initial investment, then after, you can compound your shares while withdrawing 50% of your profit by setting the compounding option to 50% . Why 50%, can you ask me? Certainly, this is not a strict rule; it is the recommendations based on some experienced HYIP investors. But you have to be careful with this.

The best advantage of such programs is that investors save their money on the account during the first month (compounding) and next month they get interests (non-compounding method). In this way investors get their invested capital back, besides investment yields grow more slowly further. If such a program fails once, investors will lose nothing and yields will paid out too.

Nicole Berger

HYIP psychology.

2008-11-28T17:48:00.000-08:00

Various sciences have more or less relation to various spheres of human activity, providing help. At any rate, this is what they exist for. :) In each separate case it appears to be true. Once we deal with a human (human-to-human relations), then the knowledge of the force that directs our opponent (or partner) is useful for investment, because information allows ruling the world, not to mention investments.

Of course, when we speak about psychology and human interrelations, and mean HYIP, we mind HYIP administrator, investor, and, probably, `mass investor` (i.e. psychology of all investors in general). That’s because the audience of the program includes crowds of investors, rather than one person, and these crowds act according to some patterns. This is what we are going to analyze in our article.

Let’s start from afar. Almost every administrator of the program used to be an investor. Maybe this was the start of his `revenge path`, maybe he understood how to earn. Generally, those who organize the programs (I mean pyramids and other shady constructions) most often know what it means to be investor.

Another important issue is as follows: this is the investor who decided whether to invest or not. Unfortunately, it happens very seldom when investor has the possibility to withdraw his money. If you reinvested, you may only wait until you receive your interests. However, the fact of investing is important, because the program itself is made for you. This is the focus. You should mind it.

All these important issues influence the construction of relations between investor and administrator, where administrator does his best to make investor create a deposit. Be it honest or dishonest administrator, it doesn’t matter. He should known investor’s psychology to motivate him and achieve a positive result. Investor should know the psychology of other investors to foresee if they invest in this or that program or not. Ad, at last, you need to know the psychology of a scammer.

Why do we say that it is important to know all these psychological issue instead of just making investments? Just because the success of the most successful program depends upon the level of its popularity. I.e. upon the number of the users in the net. If you guess the right variant you probably win. I don’t mention the programs where psychology knowledge will prevent you from being cheated.

Well, what else can we say about it to our dear investors? Of course, there’s no such science as `HYIP psychology`, but HYIP investors are investors, so the algorithm of their actions is clear enough to foresee it.;)

Investors are scared by bright colors. Despite the idea the bright and beautiful sites attract investors’ attention, the real situation is quite different. Such sites little by little disappear, and if you see such offer, stay far from it – most probably, nobody invests in it. Beware the opposite side as well.

Some administrators try to create a `stylish` site with the help of usual methods – they place beautiful, stylish buttons, post the images of businessmen etc. however, if you push one or two buttons, you see that the program is cheap, and the design was most probably taken from the site of free templates, or maybe purchased, but doesn’t have anything in it as well. On the other site, free or purchased template with worthy content is much more appreciated.

By the way, let’s speak about values. Administrators adroitly use various methods to calm down their investors. They do it via their network, sending lots of mails, reporting about their problems every hour and about how they resolve them. Don’t pay attention to it.

The programs divide into those that have a standard support service, that have active, and those that live without feedback. The first type sends newsletters (informational), and don’t reply mails, the second type does both things, and the third type neither send mails nor replies yours. What can we think of they if they start doing it? That they want to reach some purpose, and these purpose are most probably dirty.

One of the popular methods is `coming back after having problems`. This is a method, actually. And it was used for a long time. It seems that if the program is back, it is sure to be online for a long time and you may securely invest in it. This often appears to be a wrong opinion, and then the program disappears, appears and again disappears in some days or hours after coming back. Be afraid of such turns.

Of course, we have just drawn a sphere for you, where investor may find definite ways to define algorithms. And these few examples cannot be a full guideline and they are not complete. But they will probably allow you thinking a bit and find some use for you.

David Lowery

Diversification is best way?

2008-11-27T15:47:00.000-08:00

This precious word is listed as number one almost in all investment strategies and recommendations. Distributing one’s funds among various programs is really a good tool for security provision. But is it really so? Is diversification really reliable and universal as to deserve so much attention and NECESSARY implementation?

Of course, diversification advice recommending it as the primary method of providing security is based upon a wealth of experience and various mistakes. So we are sure that diversification is really a pledge of your success. But we also may say for sure that it may bring a lot of trouble if you use it wrong.

Diversification as it is understood at HYIP market means that you invest your funds in many projects at once, thus “spreading” the threat of losing your money. If you have $100 you invest it to different 10 projects giving $10 each instead of investing the whole sum into 1 project.

Unfortunately, this oracle has one drawback. It is as follows: you increase your risks while diversifying your funds. If you invest into 10 projects you make your risk 10 times higher. Of course, this shouldn’t be treated as a pure math, you cannot just multiple. But here is an important succession here, which cannot be neglected.

If you hope that just spreading your funds will decrease risks, you are mistaken. Risk won’t be decreased, it will grow, because a few programs from these ten you invested in will SURELY become scam, as 10 program are not a program. But this risk will be DIFFERENT.

And this is the sense of diversification method. When you invest into a few programs, you do not lose THE WHOLE sum. And this is the pledge of diversification and “perfect” investment strategy. Having secured your rear, you may move forward, even if one of those you gave your funds to falls down.

But you should remember about interests. And this point is important for proving our opinion that diversification is just another problem solution and it should be understood while implementing it.

While diversifying your funds, you not only keep them safe from unnecessary problems, providing yourself a chance even in case some of those programs are SCAM at the same time, you spread your profit as well, and having lost $10 of $100, you would receive only $0.9 (is you receive 1% daily). Accordingly, to compensate $10 you lost you should not only refund your initial deposit but also add $10, which is more difficult under such circumstances.

Accordingly, you receive the rest of your funds even after loss, but thus you don’t receive universality, and we are sure that investors should mind it. Thus, investing $100 in a good program once you may hit the mark and receive a good profit. But do not let diversification rule drive you limitlessly. As you see, this is not the best alternative. We hope, you understand it as well.

In each separate case one may use an unusual diversification method, and the first line offering diversification in any advice doesn’t necessary mean that this is your clue. Even if this solution has been dictated by experience.

You’d better drive your efforts to the search of the only one, and restrict you in your diversification. Otherwise you may push yourself to the limits (investing into one program, or, on the contrary, when you cannot control funds coverage), and risk will be determined by an individual risk of your each separate deposit. Be clever.

David Lowery

Opportunities of success in HYIP

2008-11-26T15:41:00.000-08:00

Yes, HYIP promises very high return on investment but also very high risk. What must we do? Invest or not invest? You may not believe me but it is possible to get the yields. But how? In the today’s article I discuss all opportunities to get success from High Yield Investment Programs.

HYIP have gained a notoriety that some other elements can only envy. This reputation has dissuaded serious investors from even regarding them and encouraged the shadier elements of the financial district to set up shop using such. Actually, it is quite a pity since HYIP, when legit, can actually be a very valuable tool in generating personal wealth. If you are smart and discerning you will find wonderful opportunities to increase your investment by a sizeable margin.

Certainly, you may not think that all HYIP is just great scam. Though the risk is high, there are actually programs that have been used for years and have been able to give success to investors. In other words, you can look around and find legitimate high yield projects that are not only legitimate but wonderfully productive as well. Any HYIP investor knows the following rules by heart:

When looking for a HYIP that will lead you to success in your quest for personal wealth, look always towards the programs that emphasize transparency. You will want to know how the program develops and what you can expect in return. You will also want a tangible contact. A tangible contact means you can actually talk to the person on the phone or through email.

If a HYIP is promising too much, let’s say an 80% return on investment, you have to be wary. Although HYIPs generally give a higher than normal return rate, ROIs that make your eyes pop out are signs to look out for in a bogus enterprise. If they can promise really good rates, then make sure they explain how they can get to that amount. If that is not the case, run for it; the enterprise is probably bogus.

If you are trying an HYIP, then make sure you start small. This way you get to test the waters for stability, legitimacy and other factors as well. If you can check with Better Business Bureaus then that would be an added security on your part and is always good practice when investing in anything.

These rules above tell about the first steps to get high returns on investment successfully. Another very important and wonderful concept to get success from any high yield program is a Test Spend. But what is a Test Spend? Test spend can be explained as a small principal deposit made in a new HYIP to ascertain its viability.

What is its importance? Test spend is a very useful method to determine whether any HYIP is good or not. Whenever you come across any new HYIP then the first deposit should be a test deposit to see how the HYIP is working and deduce a conclusion about it. Since a HYIP is new, you probably do not know whether it is a paying or a scam programme.

So making a test spend can tell you the reality of the HYIP. If the HYIP is genuine then you will most probably get all the promised interests and customer service with the test spends. If all goes right then you can move further to making your real investment and reap the products. This step of making test spend assures that the program is paying at the current time.

And if the HYIP is a scam then you will not get your returns. So do not make any further investments. Thus you are also prevented from being scammed of a larger amount (the larger amount you had initially planned to invest in this particular HYIP).

What to expect from a test spend? Basically if the HYIP is genuine then you must expect 100% customer support, total interest returns, and any other facilities that the particular HYIP may promise to its investors.

If the HYIP payment system is automatic you must get your returns without requesting for it. If the payment is manual, then once or also more times request for your interest and see if the payment is actually being made. Many times the payment is not made at all (in both automatic and manual methods).

It is best to avoid further investing in it. In some cases the HYIP may declare that it is not able to make payments due to some genuine problems and would soon resume payments. Most of the cases such HYIPs make false claims about not being able to make payments due to some reason but still continue receiving investments and then scam away! So you must not invest more till you are fully sure that the HYIP has started paying regularly.

Where can we use a test spend? It is usually advised that you make test spends only on HYIPs in which you intend to make large investments (say more than 100$).
The test spend should be always minimum. Thus invest only that much amount which can be accepted according to the particular HYIP policies on minimum investment.

In the conclusion, it cannot be said that all HYIPs are not legit. It is only saying that there are many that define the name of HYIP. However, if you do look with discernment and perseverance, you are bound to find a jewel in the rough that will lead you all the way to wealth and success.

Nicole Berger

The signs of christmas scam.

2008-11-25T17:37:00.000-08:00

The holiday time of Christmas and New Year is about to come. Festive mood, that reigns in our spirits turns into horror in the minds of investors when they are afraid to open their eyes to see what’s going on around. Weak-willed people just leave off the PC to join the family and not worry again. Persistent and brave people remain with us and struggle to reach the purpose if getting experienced in PROFIT field. This “Christmas” article, devoted to Christmas scammers, is addressed to these people.

Let us assume – not all the programs that appear in the period form the 1st of December up to the 15 of January are scam. Some of them appear with the purpose of bringing profit for investors and administrators, just as any other time of the year. But the methods are the matter of fortune :)

It is evident, however, that all the programs containing any ending or part of the words “Christmas”, “new year”, and just famous letters “mas”. Have you ever seen at summer the program entitled as “Christmas”, “Christmas income” etc.? Such programs frequently appear now. It looks unfounded.

The matter also concerns the programs that contain hints on getting Christmas outputs in their descriptions. Do not deal with them, if you wish to keep your money and if you are not a risky person. Sure, if you are a fresher, this may look extremely attractive for you, but if you try such variant once, this would only result in presenting your money to the administrator. The matter is not that you lose a dollar or two; the matter is that you are cheated. It doesn’t look good.

Pay attention to the percentage of payouts. If we can assume that under usual conditions 45%-55% per 2-3 days is acceptable, although extraordinary and risky proposal, the probability of scam is double during Christmas period. If you would like to try, you can do it but the opportunities of receiving the profit should be divided in two.

Why are we sure that the Christmas programs are dangerous? Because the schemes of their functioning are primitive. At one side, the administration of the program wants to earn money. They always want to earn money, and honest administrators do not choose whether they would earn them in the middle of the year or in the end.

But there is a difference for the investors. At the end of the year investor celebrates the festivals and doesn’t fix his mind on investment strategies. Besides, he want to see everything he earned during the year, he wants to chill out and more. The change of the year is a crucial point that demands taking money in one’s pocket, but not in virtual purse.

The situation at the market in this period shows that many administrators put the money into their pockets, but this is not their own money, this is the stolen money. And the problem at issue is not whether you have invested in the right program, but the problem is who will have the upper hand. Who will take the money first – administrator, stealing them or the investor, taking them back?

Of course, dishonest administrator won’t allow the money go. He will do his best to retain investor and will most probably do it with the help of various baits. These baits are attractive, and the payouts seemed to be paid. But don’t you think that it sounds absurd? Do you think that the person you give your money to is less clever than you? Surely, the bottom of the pyramid provides with good chances, but you have to think over… forget the rules. According to the statistics 7 of 10 programs during the period of the New Year runs away without paying out at all.

Gold went up in price, as it should be by the end of the year. Surely, the possibility to speculate this notion appeared as well. The possibility to suggest New Year projects, to suggest the projects that end up just after the New Year etc. Do not believe it. Leave the program at once, in case you are not a risky person. We affirm that HYIP is not a casino, here the regulations exist. These regulations could be studied and violated. These regulations are not fully functional during Christmas holidays.

It doesn’t mean that no one could be trusted and the activity stops. You may find a few programs that will work after the New Year and long after. You just need to be very attentive. Activity calms down, and this provides for difficulties for various pyramids. At any other time they can be worked with, but during this period they do not know what they do :) they appear to earn money and wait like mouse trap until someone is trapped.

So – don’t get trapped :)

Eric Marriam

Selective Payouts – Effective weapon of fraud.

2008-11-24T17:41:00.000-08:00

We all know not a single method of how scammers promote their programs and scam their investors. Both professionals and newbies. The skill to scam in HYIP is worth writing many pages of the fat volumes. Of course, in the outward appearance everything looks very simple. Though if you act very simple, in a clumsy way, the benefit from such a scam will be corresponding.

As well as investment is a hard work, the scam, high-skilled scam is also a hard work. And if we, investors, go into particulars of the scam methods the same way as scammers go into particulars of investment processes and if we don`t neglect all the profundity of the possible scam variants, we will definitely succeed. :) Today we will tell you about one of the most dangerous and guileful methods – the selective payouts.

The efficiency of any program is actually evaluated in one parameter only – payouts. In case there are payouts, the program is working, if not – it isn`t. everything is quite simple. There are two sources of the information. One is actually investors, another is monitorings – investors as well, though ``specialized`` ones.

Of course we don`t mention the admins of programs, or the e-currency systems that also have such information. It isn`t significant. In practice investors and monitorings inform whether a program is paying or not. When everything is good – admins as well, though it happens seldom.

However investors are extremely irresponsible and inconsistent people, as the history of HYIP development shows. Only a few are investors surfing forums, informing about the payment statuses etc. Maximum is voting. And the ``disturbance wave`` concerning the missed payouts consists maximum of two-three warnings, although every program has at least 100 (!) investors.

Thanks God, there are such resources as ours that collects these two-three votes in one place and spreads them. :) Hence, it`s not worth hoping for investors. We have monitorings left. Monitoring button and program card with the actual status. Namely these are the main objects of the selective payouts.

If there was a situation when all catalogues would show the positive status, it can give new investors to a program and despite the fact admin hasn`t paid money long time ago to its investors! In such terms when every investor is in oneself it makes no difficulties. Very few people find time to report SOMEWHERE about the delays, not even speaking about something more. And providing monitors showing the positive status is not so hard at all.

To start with you can give up with non-popular listing sites. They won`t refer many investors. Besides, quite often the monitoring system itself is working so clumsy that one can even find programs listed, whose site is off for about 2 weeks, and their status is still paid. Then, one should choose automatic listings, who mostly care about payouts transfer.

Later they will tell: ``We are a private automatic catalogue, what claims you may have? We reflect money intake to OURS!`` We don`t care about objectivity. It`s enough just to pay money to the catalogue and the status of the program will be ``PAYING``. So, quite often on the rating page of the programs, you can see that some catalogues assign it with one status and others – with another. In such a way you may figure out what monitors are worth dealing with and what – are not.

We were talking about direct palm-oil, which certainly take place in the life of ours. Unfortunately many monitors work in order to earn money first of all, and then for the sake of the work.
How to fight it? Very easy. First of all, don`t trust automatic catalogues, test them. Very few catalogues of that kind are serviced MANUALLY in workmanlike manner. GoldPoll, HotHYIPs – these are possibly one of the most popular ones, being REALLY serviced and watched.

But taking into account such a flow of programs, one can find anything, though it`s the topic for another discussion. Best of all is testing via the manual catalogues, you are sure about. for instance, despite all the payouts received we always take control of the situation on the market. Our informational department gathers it and analyzes. If there`s an alert concerning the program listed in our catalogue we immediately send it to the monitoring department of ours in order top avoid delays.

Unfortunately we don`t know what other catalogues do, and how the take control of the situation, though it`s clear that without specialized activity, aimed at collecting and controlling information one may watch only the most popular programs that are in full view. Physically is not real to watch all 200 programs if there is no special department. Please, pay attention to that. That is the main point about monitoring quality.

Secondly, never use the unknown catalogue not famous worldwide among the investors. Such catalogues often start being manual ones, though no one watches them, and the payout status falls behind the real one at SOME weeks.

Thirdly, try to talk on forums and have LIVE witnesses, saying that this or that program working or not, whether the payouts are completed. As a last resort enter our forum and ask a question, if visitors don`t reply to you, the high skilled staff of ours certainly will.

Fourth, of course verify the information in the catalogues. Even if it is the question of the automatic ones. If program resorts to selective payouts, it cannot pay some monitorings and it`s easy to catch it here.

Though there`s one more thing meant by this notion. Sometimes programs resort to the selective payouts at the beginning of their life (but more often at the end) due to the fact they just don`t have any money to pay interests on large deposits. I.e. if it`s a pyramid, deposit 100 000 to it and the next day they will close.

They won`t be able to give you the interest promised. It`s like the deliberate selective payouts. In some cases it`s done deliberately, because the number of investors with a high deposit is much less and missing payouts – is not so noticeably as for small investors and at the same time, as we mentioned before, saving from this misses is very significant.

If you come across such selective payouts, you just have to post your message somewhere there. On our resource desirably. :) And if you wish to avoid program that makes excessive use of the selective payouts, you need to rely upon your own analytical skills and knowledge of the informational market. If you are not sure about any program, you should check the information about it via google, and then – on the most popular HYIP sites.

Today we told you practically everything about selective payouts and everything connected with them. Hope, it will save you from the irrevocable losses and make your investing more successful. The main is – be very careful and watch the situation.

Lella Prior

Avoiding HYIP Scams.

2008-11-23T17:29:00.000-08:00

HYIP can be, firstly, a great way to experience success in investing and, secondly, a great possibility to get wealth and financial independence that is very important to anyone. However, HYIP can also be quite risky but if it’s done properly it can be quite lucrative. In this article we will discuss the risk in high yield investment programs and how to avoid it without losing our money?

Of course, the investor thinks that it is sometimes impossible to find out the scam in HYIP and the usual thing in any investment is losing money from time to time. We all know that there is the chance to earn a substantial amount of money in HYIP and there are also a lot of scams associated with it. But there are also rules and steps for the investor to protect himself, and it is very possible for the investor to avoid scam and losing his investments getting involved in the wrong HYIP programs.

The rules are following (they are simple to remember). Always get referrals and have information about the web owner before investing one cent. Ask for their name, where they are from, find out whom the Internet address belongs to, and also ask for a business address.

Feel free to prove all of this information correct, and do not proceed until all information is verified. If a web owner is hesitant to give you any or all of this information, it’s safe to assume you’ll be getting scammed and you should move on.

Moreover, take note of details. Most legit HYIP programs have a minimum investment of $50, but many of the scammers will let you invest for as little as one dollar, even though it’ll cost more than that to maintain the account. Also, pay attention to the website, if it sounds scripted, you might want to move on to someone who has a site that is more than vague, is unique, and really seems informative and legitimate.

Other methods to avoid the horrible scam in investments are paying attention to details and asking questions. Undoubtedly, it is the best way to separate the good from the bad. Those who are well intentioned will be straightforward, knowledgeable, and will have nothing to hide or copy from others. So, go ahead and invest in HYIP, just be smart to make sure you are investing in a real opportunity.

It is hard to keep in mind all the tips, steps and rules to avoid the scam you have no choice when looking for the right internet business opportunity. The old saying, “If it sounds to good to be true, then it probably is”, is still relevant when it comes to making a business decision.

In order to make money you have to work for it, there is not a real wealth building system on the internet that will allow you to go from internet novice to making a five-figure-per-month income in 30 days or less.

Another important rule for the HYIP investors is to stay away from all chain letters or anything that requests the investors to put their names on a list, send someone on the list money, and to redistribute the mailer in return for the chance to make money. That is not only a scam it is illegal!

The best way for the investors is to educate themselves and stop being scammed by the get rich quick tricksters! It is not difficult to just remember to not make spontaneous purchases, research your potential internet business opportunity, and keep in mind that “if it sound too good to be true, then it probably isn't”.

However, it is not enough to know and follow the common rules of avoiding the scam in investment. Every investor must find out his mistakes in investing his money and in this way it will be also possible not to lose much money.

The most common mistake is full trust. Anyone can read such advertising: “Make $30,000 in 30 days - guaranteed - with this system!” or “Work just one hour a week and make $20,000 a month - Guaranteed!” OK but where is the scam there, you can ask?

I give you an interesting example: one investor (and he was not a novice in HYIP business) invested some sum of money in such project. Guess what happened? But few days later the company did not pay any yields to him and also cancelled his membership. Not only dirty but cowardly. The sad thing is they play on people’s hopes and fears.

In the conclusion, we can say that the Internet is full of legitimate business opportunities that can provide a full-time income, even great wealth. Moreover, the Internet has become full of these get rich quick predators! So much so, that internet marketing has been given a blanket reputation of being a scam. The facts are that the internet is full of legitimate opportunities, despite the work of the online jackals.

You can avoid scam and get your high yields from different investment programs and projects. But you need to keep in mind the rules and tips how to avoid it in the Internet. And the last thing is the formula of the successful investment online: A viable internet business opportunity is built around identifying a profitable niche, then building a useful and informative web site around that niche.

Finally, it only becomes profitable when you can successfully send targeted traffic to that site and convert them into paying customers. Any system that tries to teach you any different is more than likely a scam!

Nicole Berger

Investments as a lifestyle.

2008-11-22T17:25:00.000-08:00

We make investments all our life long. The investments are various. We deposit, receive profit, not even thinking about that. You don’t believe it? Read this article till the very end and you’ll understand why we think so.

First of all, answer the question: what is “investments”? I think that investments – is material or non-material means of some certain value, using which you can gain profit. Of course this definition is far from economic or mathematical one, but do we have professional economists here? Except for me? Joke. So this question is clear.

So, now you want to say that your job is investing your resources with the purpose of getting profit? So, you want to say that birthday present to your boss is not an investment to your future professional growth, and so getting extra profit? So, you may try to say so!

Now you just think it over. All our life we do nothing but investing. And common principles work here: deposit amount, profit interest. We choose where to invest our money and invest in a better way of course, without even thinking that we make investments, nothing more! What else can be more amusing than discovering, we come across every day.

And when you cam to the investment world, when you took your money and decided to make it work, you definitely paid no attention to what you were doing, what you did before, now you are just farther from the process of money making. You sit at home, drink tea, eat chocolate and your investment is working.

Investment philosophy makes it possible not just to derive maximum benefit from your deposits; it also permits to earn more, in a simple way, acting toward your investments (monetary and those you make In your everyday life) more weighted, wisely and subtly. You should analyze the income rate, risks’ degree, and chances to lose these investments. If you knowingly agree with the high percent, exceeding 10%, why then you are surprised that you have been scammed!

Now imagine, you have several programs, the risk degree is different, they offer different income and other features you know perfectly well. You just need to choose a strategy. We can make a prompt, what strategy is going to be the best here. It’s the strategy of ideal balancing between the real and investment worlds. Meanwhile, what do you use around here? It looks simple in money – your real money and virtual money on your account in any program.

When you take a decision to deposit somewhere, first of all you should realize that risk degree only warrants the income rate, and if you receive your profit, you should value it according to the risk degree. It should be like that: losing some amount, you should be able to compensate it somewhere else. You already have one constituent part – time. And if you calculate it properly, even the whole month of losses will be compensated with the month of successes!

You should realize – any money you don’t need fro your everyday needs are simply gone, in case they don’t work. You can purchase some rarity, and hence you’ll receive profit, selling it in a few years! Everything is simple. You have free money – invest it! Purchase houses, invest to banks, invest to HYIP, make it work, cause if you don’t – YOU will have to work on it!

Keep in mind, life is not eternal, and if you may save money in a bank from inflation, from devaluation, you may earn pretty well in some other spheres. What else does a mere mortal need? Of course this! And this is real - you just need to realize that money is in your hands – this is investment. Even 10$, of course if it’s not the last money of your family!

Do you know what is the safe strategy? This is depositing some amount at a bank “in store”, in case anything happens with you or some relatives of your own; buying a house, you really want to buy; educating your kids; leaving some money for a normal life. The rest of money should grow with the GEOMETRIC series!

Wait to buy the car, wait to buy your private air jet. You deposit money and in a year you will be able to buy two cars and two air jets! You just need to use this money wisely and properly – this will be enough. The future belongs this life, these people.

To finish with we are going to quote the words of one famous investor: “And the last thing. If you invested and received income, don’t forget – this is not money that makes you rich; the number of your investments makes that. Don’t waste money – they should work, buying new investments for you, better ones, with new prospects.” Well then, have happy investments!

Brett Sherpan

Top 7 of scammers' tricks!

2008-11-21T17:35:00.000-08:00

Following a good tradition (or, rather genre of journalism or analytics) of creating various TOPs, we decided to make a list of the most popular tricks of on-line scammers. If you will pay much attention to these tricks, you are sure to prolong the living of your deposits. Just to note that the TOP of the tricks popular among scammers represent the tricks not top-down, but arbitrarily, regardless of the numeration.

1. Registration in one of offshore zones.

This registration doesn’t have a crucial meaning, having been purchased for foxed amount of money. In addition, administration often doesn’t bother itself with showing the document or just places the fake on the site

2. Address legal address.

We often ask if we can attend the company’s office after seeing address indicated on the site. The answer is always no, and the reason is as follows: “this is just a legal address”. I don’t remember anyone has attended the program’s office or met with the program’s administrator. They say: the office is open at the nearest future. But just a simple checkout via search engine gives a clear answer: this address DOESN’T EXIST. But this “address” trick looks convincing, doesn’t it?

3. «Reports» about trading (or any other) work.

To say the truth, I don’t know what prevent me from creating a diagram of stability in Word or Excel, reflecting a stable increase and certain success in it. Nothing. And nothing disturbs to do it for any person from any program. An average secretary can make a thousand of such reports. Of course, it looks reliable and I don’t argue that existence of such statistics is an advantage. But it’s just an advantage, and it cannot be regarded as the evidence of something positive

4. Telephone.

I know only one case when the phone number was real, and this was mobile phone number. This was the number of FastMarket. In other cases, even when a real phone support service exists, it doesn’t have a significant meaning, actually. But many people consider the telephone number to be real, not checking out its authenticity. This trick is placed in this list not in vain. The most frequent case is the number doesn’t mean anything or just means fax buzzer. :)

5. Reinvesting in HYIP.

This is the trick, which, as long as the others, for instance, ‘purchasing the fur of African sheep and reselling it in the South America”, serves as the mean for convincing investors that the program he sees is if not the most honest, but one of the most honest programs, and this program is aware of the secret of getting success… And one of the pledges of this success in reinvesting in HYIP.

Nonsense! This is a distortion of reality. You invest in HYIP to receive a profit from HYIP by means of STABLE PROFIT? In general, I won’t go in details. WE all know what HYIP is. Reinvesting can be only in those cases when the subject is the pools, needed to overcome a sizeable minimum of those programs in which these pools are investing in.

6. "200% within three days" Promotion.

Complexity of justifying this trick is that such promotion is possible only in case of creating a pyramid, and if administrator openly states that this is gambling, and that you risk losing your money, then you may try your chance. In all other cases you just lose your money, but unexpectedly. :)

7. Increasing Interests.

Of course, such marketing strategy is a defensible step. Hardly any person will argue that the fight for the client is an important element of market researches. But the issue is the investments, that bring success today, but may bring fail tomorrow as well. It’s silly to think that the matter is over and you’re rolling in money. In any case, all the program offering it, disappeared…

This seems to be the end. The space and our attention are not endless, unfortunately. So we won’t misuse them. We hope to continue the list of the most popular methods of scammers to make you safe. Be careful.

Eric Marriam

EGOLD EXECUTIVES PLEADED GUILTY WHY DO THEY STILL OUT OF PRISON

2008-11-21T17:18:00.000-08:00

The three directors of E-Gold, in addition to its Gold & Silver Reserve parent company, indicted in April 2007 of being a haven for criminal activity like processing investment scams and payments for child pornography on Thursday received their sentences. A federal judge decided on Thursday not to impose a prison sentence on the senior directors of E-Gold. Instead each of them was sentenced to three years of probation and 300 hours of community service with some fees to be paid.

Gold & Silver Reserve CEO Douglas Jackson faced a maximum sentence of 20 years in prison and a $500,000 fine. But he spared a heavier fine because, according to his attorney, he's deeply in debt. Thus he was sentenced to pay only $200 fine with the above mentioned time of supervision. Reid Jackson, Douglas Jackson's brother, and E-Gold director Barry Downey were each sentenced to three years of probation, 300 hours of community and ordered to pay a $2,500 fine and a $100 assessment fee each. A maximum fine E-Gold and Gold & Silver Reserve faced could have been $3.7 million, but because neither company could pay that much, they were fined $300,000 with the condition that $10,000 be paid on Monday, with further monthly payments to start in May 2009.

While supporters of E-Gold suggested that enabling nearly anonymous transfers of money in and out of the banking system was what led the feds to target the company, Jackson in turn initially stated that the Secret Service "deceived" a judge with "bogus testimony." In this regard federal prosecutors expressed their firm belief that the directors knew E-Gold facilitates criminal activity.

Interestingly, when Douglas Jackson acknowledged the company was under investigation in 2004 illegal activity still went on with E-Gold which was ascribed by the defendants to bad legal counsel, which convinced them the site did not have to be licensed as a money transmitting business. The court accepted the argument of Downey that he was unaware of the company's need for a license, even though he is a practicing lawyer.

The defendants argued they made every effort to cooperate with investigators while the prosecutors questioned the use of E-Gold's cooperation providing the evidence of the directors’ trying to circumspect government interference.

At present E-Gold remains open for business while Jackson announced on November 14 that it was still working at how to comply with the registration process for new accounts now that it's subject to regulation as a "financial institution." Meantime, new account creation is temporally unavailable.

by EcommerceJournal

LIBERTYRESERVE RAISES ITS PUBLICITY

2008-11-21T17:17:00.000-08:00

LibertyReserve decided to stop the gossips about their company and has updated its corporate page. The company has put a brief history and the names of the people standing behind the system. Being inspired with the desire to become an open company LR has put the following announcement on their blog:

“Liberty Reserve administration has extended an open invitation to any major exchange provider or merchant who wishes to visit our offices. For appointments and travel arrangements please submit a ticket to our business department. You will be provided with more details on what to expect from the visit and your trip will be custom tailored to your preferences so that you can fully explore the beautiful world of Costa Rica.”

Also one can see the pictures of the company’s headquarter proving the existence of the office. The information is provided in two languages: English and Spanish.

According to the company they are not going to stop updating their site and the next step will be the update of company’s privacy policy and Terms of Service. “Next, as a result of very successful and productive collaboration between Liberty Reserve and the law firm recently hired, our privacy policy will be updated and our Terms of Service will be reviewed to reflect our continued support of your privacy and confidence in services that Liberty Reserve offers,” says LibertyReserve.

by EcommerceJournal

LIBERTY RESERVE OFFICE AND CORPORATE INFORMATION

2008-11-21T17:15:00.000-08:00

[emoney] Dear friends, As promised, our corporate page has been updated. Next, as a result of very successful and productive collaboration between Liberty Reserve and the law firm recently hired, our privacy policy will be updated and our Terms of Service will be reviewed to reflect our continued support of your privacy and confidence in services that Liberty Reserve offers.

Here is the direct link that includes all information you ever wanted to know about the company, including pictures and people behind Liberty Reserve:

https://www.libertyreserve.com/EN/corporate/

Stay tuned for more exciting news from Liberty Reserve.

VolcanoInvest is officially closed

2008-11-20T00:31:00.000-08:00

Hello Kentaro,

VolcanoInvest is officially closed. The "New Account", "New Deposit", "Withdrawal" sections are suspended.

Re: What's the reasons?

On a past week one our trader has has done fatal mistake during trading session on a FOREX market. As result he has lost big amount. He good man and good trader, but unfortunately life is life. We decided to put more own money to compensate this fault and continue work. Unfortunately this action - temporal effect. Within several days the situation backed to unstable again. We decided temporary close/refund members accounts who already been in profit (fully returned initial investments and got profit). Unfortunately this action generated a wave of negative emotions, negative comments on the public forums and monitors, negative reaction from some monitors. Due to this, we can't continue to keep VI site. Of course, the main reason is a trading failure. Please, understand it.

Re: So what now?

Now we working to prepare refund process.

1. Every account will be reviewed manually.
2. All Bonuses will be deleted.
3. All deposits will be updated with initial amount. All re-invests will be removed.
4. All members accounts with status "In profit" will be closed. We take payments history to/from e-currency account to calculate who is in profit.
5. Only initial amount will be refunded.

Approximately this process can take up to 2 weeks.

Re: How to get refund?

The refund process will start as soon as all members accounts will be reviewed by our staff. Please, be patient. Do not send e-mails to us with question when, when. Read our updates on site.

Best regards,
VolcanoInvest.com Support
http://www.volcanoinvest.com

WORLDEARNER MAKES YOU EARN NOTHING

2008-11-19T17:29:00.000-08:00

Remember to not join any investment game program which offer extremely high rate of return within very short time frame as you will definitely lose your money. This type of investment game program offer plan will not pay you even if you deposit into a test spend plan and also will not pay you even if you deposit for the first cycle.

The same thing happens to this type of extremely high rate of return within very short time frame investment game program which called worldearner. This program offers 400% after 1 hour, 700% after 1 day, and 1500% after 2 days and as members reported none of them ever received any pay out from any plan.

The members also reported that the admin never replied to their support tickets. And they also feel dissatisfied when the admin had deleted some accounts which belong to the members who have had deposited big amount of initial capital without any reason.

by EcommerceJournal

ANOTHER PHISHING WEBSITE

2008-11-19T17:26:00.000-08:00

Please stay away from Top Earn HYIP. The admin tries to steal your private data through fake SCI page (sci.libeTRyreseVRe.com) during investing. We`ve already marked this program with the "DANGER" status. Be careful!

by Goldpoll

When will an endless HYIP appear?

2008-11-17T05:07:00.000-08:00

Probably, the most concerning question that investors ask is the quesiton when an eternal HYIP will appear in the market. I want to specify that this question is not rhetorical, it’s practical. And we can give an exact answer to it.

Because each investor investing in programs hopes that he has invested in the very eternal and reliable program which won’t cease to be in a few weeks. So we want to tell you a few basic details to help you create a “perpetuum mobile” and to prevent you from puzzling if you have invested into appropriate program or not.

The matter is that not all HYIP abandon trading and give false information on their sites. Some of them really invest money and receive their profit. But it happened that the number of such programs is so small in comparison to total amount, that we will assume that the program we deal with is a ponzi pyramid, which doesn’t bring a cent to reality and which doesn’t do anything with it. It just pays members using the funds given by those who joined earlier.

So let’s think about the type of pyramid that could exist forever. Of course, infinity is doubtful, because probability is small, but as for the longevity of such scheme, we are sure that it will be working longer than a year or two.

Well, let’s start with a few marketing details, that comprise a basis of development. If guys want to create an eternal pyramid, they cannot escape taking into account that providing a constant growth is important for it. Growth is a plege, which appears due to popularity only. And marketing is really a perfect tool for achieveing this purpose.

Thus, no matter how you treat the program or the rules of a ‘local” game, the primary criterion for program evaluation will be program`s popularity, measured by top places, popularity on forums and a rating. No matter how ridiculous it may sound, this is the main pledge of longevity, even if the program is a pyramid.

The second question, which is close to the previous one, is program`s duty of keeping up to its image, of caring about their design. Front should be kept ordered and clear.

So, those programs that forget to reply your mails, or those that cannot provide a non-stop contact with the customer, won’t function for long. Most probably, they will just close. Just a few of those that are silent are working long enough to let people earn.

Naturally, one shoudn’t forget that high interest rates are important. It is difficult to make up a pyramid, paying 800% and make it work longer than a week. So pay attention to plans, if administrators care about correct minimum increase and periodicity, corresponding to reality.

Universal advice doesn’t exist, but these seemingly insignificant details should be paid attention. And one should evaluate them not only as investor, to calculate a pofitm but also to estimate program`s longevity.

And the last, but not the least detail. It’s the most significant element. What prevents programs from the possibility to grow and develop, acheiving results against all the odds? Lack of flexibility. When it happens that the program is unable to pay all money it should pay, it... crashes. It closes, because nobody can afford working at a loss. It’s senseless and nobody will agree to it.

In fact, what makes possible earning in Forex market? A possibility to sell when rates of pay decrease. But as far as pyramid investments are concerned, there is no possibility to pay more or less – they are automatically treated as “NON-PAYING”, and they are blacklisted. Work stops and the program crashes.

How can the program resolve the situation and move on? Of course! It’s the very element, which exists in real programs – THE ABSENCE OF FIXED PAYOUTS. Whatever skeptics may say, such programs live longer than others and have a chance of eternal existence. So, regardless of your wish, such programs reach success and live longer. Thus, be attentive.

David Lowery

Traderscapital : Bank Guarantee Certificate's PDF File is ready

2008-11-15T18:47:00.000-08:00

Hello.... ( the email sent to all members)
Many investors ask from us about the bank guarantee agreement and we can ready this to you see
Bank Guarantee Certificate's PDF File is ready to you see this. this is only an example from kind of our bank guarantees .
We send Bank guarantee certificate for professional 1,2 plan investors. We are registered company and we will do best work for our investors. We need your trust and you need to our making profit ! the bank guarantee is international guarantee and that mean you have bank guarantee from your own country bank .

everyone like see the certificate reply the email to us . We attach the file to you .

Important ! please don't upload this at public area . this is very secret for our active members and our company!

Regards,
English Supporter
If you have any question please feel free to ask from us
Traders Capital Inc
admin@traderscapital.biz

Managed Futures as the future of the investment of funds

2008-11-14T04:24:00.000-08:00

The investment motto says, „Saving is good but investment is more efficient!“ This statement moves the well-tried but low interest paid account book into the background and increases the interest of young investors constantly. But the interest in the capital market and its attractive investment possibilities does not only grow at the colleges or universities.
Traditional investments such as shares, bonds issues or immovable property do not constitute the total portfolio anymore for a long time. In particular, yield-strong investment funds are placed in the focus of the public.

However, the strong attack on the alternatives investments has a disadvantage too. The kinds of the investment possibilities are numerous and the private investors and financial managers are missing information and experience with the individual products.

Ignorance and uncertainty of the investors affect the decision for the investment strategies. The Superfund sets exactly here and informs as an offeror of Managed Futures products about the function and strategy of the investment class, which belongs to the alternative investments.

Lasting and effective success needs security instead of risk. Professional investment managers use Managed Futures since over 30 years to optimize pension funds as well as bond issues and share portfolios. According to the Barclay Group, the accruals of funds in Managed Futures rose to 17,6 per cent between June 2005 and June 2006 in Germany. As investment class they make up the total of the market of 149.5 billion US dollar.

But what hides behind Managed Futures? Managed Futures are the listed future transaction of certain trade goods and also financial products. Here offerers and customers meet each other, who have two-way expectations of the future price development of a special ware or a product. The offerer wants to hedge against sinking prices and makes agreements with his customers in advance to send his product for in advance agreed price in time.

However, the customers fear price rising; therefore they hedge the price in advance, which they are able to pay. There are also investors, who speculate in rising or falling prices and accordingly buy and/or sell Futures. Only these investors make possible to accomplish the forward pricing faster. They increase thus the liquidity of futures and options markets.

Private investors stand before the decision how they invest in the individual markets. Managed Futures funds are a type of „Universe-Weather-Investment“ because people can benefit from the rising and falling price trends in all acted markets. Until now most private investors invested in pension funds, immovable property fund or share funds.

That’s why Managed Futures of products are suitable precisely for these investors because they can increase the interest yield and also reduce the risk for the classical portfolio of pension and share funds.

The advantages of Managed Futures are convinced because they offer an extremely attractive investment-risk-profile. They are suitable optimally for the admixture for almost any depot because Managed Futures reduce the volatility. Moreover, we can say briefly that Managed Futures offer the chance of above-average profits in each market situation for a long time.

The Superfund (in former times Quadriga) was established by Christian Baha in 1995. Since the establishment the Superfund group proved to be one of the world-wide most successful offerer of Managed Futures products. Today the Superfund manages the fund total of more than 1.35 billion Euros. 370 workers care for more than 50,000 institutional and private investors in 16 countries.

The success of the company is based on the self-developed fully automatic computer commercial systems, which follow the world-wide price trends of more than 100 Futures markets. The Superfund group also co-operates world-wide with the financial control authorities to offer the customers products with highest security.

The Managed Futures strategy is one of the most well-known style directions. The Commodity Trading Advisors (CTA) invest into loans, shares, currencies or raw materials at the world-wide forward markets. The fundamental idea is the acceptance that course movements run off in so-called trends which process can be predicted by means of technical analyse tools (but with a certain probability).

In principle, investors differentiate between systematic and discrete strategies. While systematic strategies represent exclusive computer-based trend subsequent models, the investment decisions are finally made by discrete strategies on fundamental information’s basis. The respective purchase and sales decisions are exclusively made by a computer model.

CTA investments prove typically no or even a negative correlation of stock markets and are therefore an indispensable admixture of each Hedge fund portfolio.

Nicole Berger

IFLR`S AWARDED FIRM WILL COOPERATE WITH LIBERTY RESERVE

2008-11-14T04:17:00.000-08:00

Arias & Munoz is the Central American law firm of the year. Arias & Munoz awarded by International Financial Law Review (IFLR) in their annual awards ceremony in New York.

This firm has been selected by Liberty Reserve S.A. as the law firm that will represent Liberty Reserve in all affairs. And here is the information regarding this matter from official LR blog:
"AriasΜñoz will fearlessly protect the unique balance of privacy and compliance you have grown to expect from Liberty Reserve S.A. This is the part of our commitment to keep bringing you the best of the best that worldwide financial industry has to offer."

by Goldpoll

LIBERTYRESERVE HAS HIRED A LAW FIRM TO PROTECT ITSELF

2008-11-14T03:25:00.001-08:00

LibertyReserve has announced the selection of Arias & Muñoz as the law firm that will represent the company in all affairs. AriasΜñoz were awarded by International Financial Law Review (IFLR) in their annual awards ceremony, in Waldorf Astoria in New York, as the Central American Law Firm of the Year in April of 2008.

“AriasΜñoz will fearlessly protect the unique balance of privacy and compliance you have grown to expect from Liberty Reserve S.A. This is the part of our commitment to keep bringing you the best of the best that worldwide financial industry has to offer,” said LibertyReserve.

by EcommerceJournal

Advantages and disadvantages of daily-paying programs

2008-11-05T15:41:00.001-08:00

Currently, the HYIP sphere provides investors with a diversity of opportunities to earn money (as well as to collapse). And the difference is not just about the nature of using the investor`s funds (or, let`s say, ordinary scam), but also in the specific character of a program (terms, %, minimal deposit).

Today we`ll speak of the programs, having daily payouts of the funds as one of the main terms. So called daily-paying programs.

So You decided to participate in a daily-paying HYIP. What can catch You on the way? As a matter of fact, daily-paying programs don`t differ a lot from those paying the profit every month or week. Both the principle and the risk are the same.

The main difference, felt, when using two programs, lays in the rate difference, hence these rates` payout (or reinvesting) terms.
We`ll dwell on this in a more detailed way. Daily-paying programs, You can get to know about, in our list, are the programs, based on percents` paying within 24 hours. I.e. every day You receive a definite percent from the amount invested.

You can have it both transferred to Your account or keep growing. The minimal investment amount in that sort of programs doesn`t differ from the amount in monthly- or weekly-paying programs.

Though, in daily-paying programs more often it`s less, than, say, in a monthly-paying ones, where the minimal can be of about 500$. For example, Stocking Trading System, deposit program accepts investments from 10 to 10 000 USD (by the way, those program has rather profitable referral system).

The first thing, catching one`s eye - is the rate. The rate difference between monthly-, weekly- and daily-paying programs is marked by the following tendency: the more often payouts take place, the less the rate is.

On the one hand, the rate difference varies greatly in different occasions. So, if we take the weekly-paying programs with the payout percent - 10%, and compare them with the daily-paying ones with the payout percent - 2%, the numbers speak well of the last ones.

On the other hand, however, comparing two tariff plans of one program, we`ll see that in the upshot daily payouts turn out to be less profitable than monthly ones, for example.

So, Income Generator pays 0.5 and 25% daily and monthly and is profitable, correspondingly, in the first case (depositing 100$) 15$, in the latter case - 25$. But at the same time, Brokers Union program announces the rate, starting from one whole up to two in view of the 10 000$ initial deposit.

Here, depositors should take into account that they can figure on opportunity to leave the payouts on their accounts. In such a way the income can be increased. In some programs, the special plan is provided, where, from the very beginning You decline to withdraw the profit percents during a definite month.

Concerning the risk. On the one hand, risk is present, as in any business, in any HYIP program, e.g. STS Club (Stock Trading System) gamble on gold market. It can`t be said that daily-paying programs are more dangerous.

It`s just that Your daily payouts can prove to be under the threat of some market changes, possibly ``win back`` during a long-term period. But, at the same time, the losses from such programs turn out to be much less tangible.

The most attractive side of these programs is, of course, constant control for one`s funds and payouts, transferred to Your account. Here You can figure on constant notification of the money flow and, as a result, more efficient work and contact with the customers.

So, Income Line program has active enough forum, moreover the distinguishing feature of this program is its full automatism. The admins of this kind ?§? programs will hardly go underground. It`s vitally necessary for them to communicate with customers constantly.

However, as it was mentioned earlier, the percents in these programs will be less, than those of more long-term opportunities. It`s also worth mentioning that in the sphere of daily-paying programs the SCAM can be met less than in the other ones (though also possible).

Everything is about the funds` volume, simultaneously being deposited by investors to a program`s account. Frequently, it doesn`t reach the amount, having appeal to be withdrawn, however, this amount allows to operate on the market, hence, to payout the percents stably.

By the way, speaking about automatics. Now, more and more fully automated programs are appearing (HyipMonster, Horpax Corp, Income Line, STSClub, Intelligent Invest and so on.), it testifies to a certain tendency in this direction.

Maybe we are on the verge of fully automated HYIPS? Than an actual question of using the funds remains open??¦it can`t be managed without a human.

It`s also should be taken note of the necessary deposit term. In some programs (8?•20, Asia Trading Company, InsideFX) the deposit term is well defined and can reach one year (in the last one). Though, small term (a month or 20 days) - is not an exception as well.

You cannot take Your money from these programs whenever You want, even in spite of daily payouts.

Summarizing, we can advise investors to orient themselves, in accordance with the terms of each separate program. I.e. to choose definite complex, most closely corresponding to investor`s wishes. Fortunately, any variants can be found today.

Though??¦ it`s important to understand that programs are well balanced in many respects and, gaining in one aspect, we loose in something another. I.e., winning on percents, loose on the terms; going public, add some risk.

Today we mentioned some basic characteristics of daily-paying programs, however, we should say that there are exceptions to the rules, discussing which would take up a separate article. It often happens that such kind of exception is just a SCAM, so we advise You to be as much careful as it is possible.

Brett Sherpan

LIBERTYRESERVE WILL OPEN ITS SECRETS

2008-11-05T15:38:00.000-08:00

LibertyReserve online payment gateway has announced the introduction of xtraorbit.com, a professional hosting company to their family of quality merchants. The representatives of company have declared earlier their intention to expand their merchant directory, and the introduction of the new company is just a first step on their way.

Also the company said about the coming changes regarding the exchangers: “Please also note that a minor lift for exchangers and merchant directory will come soon, as we are about to expand our merchant directory.”

Among other plans is to provide more information about the system itself and the people running the payment processor. All the information will be provided on the corporate web page of the company and translated into English to meet requirements of international copyright regulations.

by EcommerceJournal

LIBERTY RESERVE IS ATTACKED BY THE PHISHERS

2008-10-22T03:31:00.000-07:00

The users of Liberty Reserve continue receiving various types of phishing e-mails. Imagination of the phishers is so much developed that all the e–mails are different and look very creditable. The only thing that makes people doubt is the demand to click on links or to provide some secret information. The attack is so intensive that the system had to release a statement to keep its users away from the scammers:

Please note that Liberty Reserve DOES NOT send out e-mails. The only e-mails you may receive from Liberty Reserve would be your payment confirmations and sent message confirmations. Always remember that Liberty Reserve WILL NEVER ask you to click on any links, to validate your account, or to provide ANY information via e-mail. There is NO WAY to unblock or validate your account by clicking any links. If you have concern whether something came from Liberty Reserve or need any other assistance - please contact us via ticketing system (general support) or via live chat (8:00AM - 6:00PM M-F GMT-6).

Be careful and don’t provide your secret information, even if you use another payment system.

by EcommerceJournal

Interview with the admin of VolcanoInvest

2008-10-13T21:05:00.000-07:00

1. Please introduce yourself to my readers. What experience with online investment programs do you have?

Hello, I’m Rob, Admin of VolcanoInvest, Inc. More and more investors around the world are seeking alternative investment methods for earning good profit. Our financial team consists of five traders with 3 years experience. Their specialty - intraday trading on a FOREX market. The technical team consists of two engineers who support the VolcanoInvest site online. We trade the collected and personal funds to share our profit with all members.

2. Tell us more about the plans VolcanoInvest is offering to investors. What are the minimum and the maximum amounts to deposit? Is there some re-investment option available after a deposit expires?

Ok. Look at the Plans.

1) The Starter plan, minimum is $5 and the maximum is $50 for a single deposit, but you can make several deposits at one time. Rates: 105% after 1 day (including your principal).

2) The Standard plan, minimum is $10 and the maximum is $100 for a single deposit, but you can also make several deposits at the same time. Rates: 110% after 2 days (including your principal).

3) The Investor plan, minimum is $20 and the maximum is $200 again for a single deposit, but as before you can make several deposits at one time here too. Rates: 120% after 3 days (including your principal).

According our Terms - no payouts on Sunday. The Withdrawal button will be available after deposit plan expiration, payout request will be processed within 12 hours (usually faster). Also you can re-invest directly from your account balance, either a partial or full amount of the expired deposit. You can make an additional deposits (also with different e-currencies) as many times as you wish, but limit is 5 active deposits at one time. The maximum amount for all active deposits is limited to US$1000. All limits are set to prevent against hit’n'runner, hit’n'hunter practice.

E-currencies: E-gold (manually), LibertyReserve (automatically), V-money (automatically), AlterGold (automatically).

One level referral program. You can earn up to 3% on referral deposits.

After your investment expires you will have 3 options:

1) You can withdraw the full amount (your principal and your profit).
2) You can withdraw any amount you wish and re-invest the rest back to current deposit. Using this option you can really save money by excluding the payment processor fees.
3) You can re-invest the full amount (your principal and your profit).

3. Do you think such high rates will be sustainable in the long run? Why are there no payouts on Sunday available?

Yes, I think the rates are reasonable. Sunday is a weekend for us. A day off work.

4. Why did you set the maximum limit of $1,000? Do you think with this protection VolcanoInvest will run for a longer time?

I think yes. The maximum amount for all active deposits is limited to US$1000. All limits are set to prevent against the hit’n'hunter practice.

5. What payment processors do you accept and will you think about adding more payment options in the future?

We accept LibertyReserve, V-Money, AlterGold and e-gold. I plan to add PerfectMoney and maybe Pecunix soon.

6. What kind of script do you use? Is it customized and secure? It looks to me exactly like X-HYIP script I saw in other similar programs at the beginning of 2008. Can you tell me where you purchased this script?

Yes, this script was bought on eBay auction and seriously modified by the experienced programmers. Yes, this script is secured.

7. Do you have anti-DDoS protection implemented on VolcanoInvest site? Can you be sure that you will not suffer from future DdoS-attacks?

Yes, the VolcanoInvest site is under DDoS protection powered by BlackLotus Communication (BLCC). I plan to buy next protection level to increase protection level.

8. What advertising strategy are using to make VolcanoInvest known among potential investors and popular in the shortest time possible?

We use popular forums like MMG, TG, DTM and others. Of course the monitor sites. We also advertise via Get Paid to Read programs and via AutoSurf programs and more.

9. Your program is only a few days online. So how much time do you estimate VolcanoInvest will last?

I plan a long online life. In any case I will do the best I can.

10. What differentiates VolcanoInvest from similar short-term programs in your honest opinion?

The unique Withdrawal options, the open live statistics, fast support, fast payouts.

11. What would like to tell to my readers to encourage their participation in VolcanoInvest program?

I think, your readers can try with a small deposit to research VolcanoInvest site more carefully.

12. What is your opinion about my blog? In what way can it be of more help to online investors?

Very good site where people can get the plenty of information to help them make the right decisions. Good luck.”

As you can see from the interview with the admin of VolcanoInvest he actually tried to avoid answering my question about X-HYIP script. So I could only draw the conclusion that it’s really the same admin that ran Invest4FastProfit and other similar programs with this script in the first half of 2008. Well, the script has been modified of course and these modifications can be seen with the naked eye: for example, the stats are less detailed now and you can’t actually see the payout queue anymore. But is it such a bad thing that VolcanoInvest admin can be the same person who ran different programs in the past? Of course, not, there’s nothing wrong with it. All his previous programs ran longer than two weeks and I don’t think VolcanoInvest will be an exception. That’s why I can recommend VolcanoInvest to you even knowing that it’s coming from the same admin. It can be a great advantage because the admin is really a skillful person with a lot of experience that will help him avoid many bumps in the road to becoming a successful program in the future. Just treat VolcanoInvest as a game and don’t invest more than you can afford to lose! Then you will almost surely be a winner and make some profit.

source : money news online

Interview with the admin of MutualForexFund

2008-10-13T20:57:00.000-07:00

1. Please introduce yourself to my readers. What position do you occupy in MutualForexFund?

It’s my pleasure to introduce MutualForexFund to your readers and tell you more about our business. My name is Warren Tulloch and I’m co-head of Mutual Forex Inc. Martin Fanning is Head of Mutual Forex Inc. and he has over 15 years experience in the equities market being responsible for developing investment strategies and overseeing investment manager and foreign exchange transactions. Rachel Vallano provides analytical support to our investment team, including the research, generation of ideas and attribution analysis. She also manages relationships with investors.

2. Please tell us more about your investment activities. Are the returns fully backed up by your investments?

Mutual Forex Inc. is a full service investment provider focused solely on the FOREX trading market. We believe that a Foreign Exchange Investment Fund should provide clients with every necessary and possible resource needed for success.

Running an online investment fund rather than conventional one provides us certain advantages against regular funds. Most important of them is that certain regulations which are normally applied to regular investment funds and strongly limits the way they can be managed are not applied to an investment fund which is operated strictly online. One of those regulations allows us to have short position when trading, which is strictly forbidden for offline investment funds. We are also able to collect investments from virtually anywhere in the world. The main purpose of existence of our mutual fund is to make it possible for everyone to be a part of the market and even make a living of it while having minimum trading experience.

3. Are the returns you offer to online investors guaranteed? What will happen if you are unable to pay the returns due to losses on the Forex market?

Members should understand that not investing their money is a risk in itself, because inflation will cause the purchasing power of their money to fall.

In FOREX Market there are winnings and losses too. They key is to deal with the losses. We use Margin Calls and Stop loss in our trades so if the charts don’t move as predicted the position will be closed automatically with a small loose for us. To fight back unsuspected situations in the FOREX market which could negatively influence our trading results we use various methods which also include a reserve fund, safe and also liquid. In case of a huge trading loss, we would use our reserve fund to pay our investors until we recover. Another method is to lower the return for a month or two until the situation goes back to normal.

4. Can you provide proof that you’re a registered entity? Can you provide the proof that MutualForexFund is really involved in Forex trading?

Mutual Forex Inc. is registered in file #033293 in the Republic of Seychelles since December 11, 2006. Our office is located on Suite 9, Ansuya Estate Revolution Ave, Victoria. We’ve chosen to incorporate our company in Republic of Seychelles for tax savings purpose. You can check a scanned version of our incorporation certificate here. We have open trading accounts with 3 Forex Brokers: FXOpen, Marketiva and Finexo. In the coming weeks we’ll prepare a due diligence map with our trading records so investors can evaluate our performance.

5. What are the investment plans MutualForexFund can offer to online investors? What is the purpose of the Manifesto plan?

MutualForexFund comes with 4 investing plans: three plans supported by Forex Trading and one plan, Manifesto that is supported by internal advertising budget.

STANDARD PLAN - # 1.7% fixed Daily interest / # Investment term : 150 Bdays / Principal returned after plan term ends. / # Total Return: 355% of your investment [255% (Profit) + 100% (Principal)]

PREMIUM PLAN - # 2% fixed Daily interest / # Investment term : 150 Bdays / # Principal returned after plan completion / # Total Return: 400% of your investment [300%(Profit) + 100% (Principal)]

VIP PLAN - # 2.5% fixed Daily interest / # Investment term : 150 Bdays / # Principal returned after plan completion / # Total Return: 475% of your investment [375% (Profit) + 100% (Principal)]

MANIFESTO PLAN - # 110% after 10 days / # Investment term : 10 days / # Profit and principal is paid when plan ends. / # Total Return:110% [10% (Profit) + 100% (Principal)]

Manifesto plan is a limited time offer and as I’ve said is supported by our advertising budget. Instead of buying expensive banner ads or traffic we decided is more productive to offer a high yield plan for the ones that want to try MutualForexFund. Investments in Manifesto Plan are capped at max $250 for each member.

6. Will you return the principal back to investors after the investment term matures? Is compounding allowed?

Yes the principal is returned in full to investors after the investment term matures. Members can also choose a compounding percent from their daily earnings. Compound Interest helps investors build wealth faster and increase their investment portfolio. On the other hand it help us achieving higher results by using the funds to generate profits for a longer period.

7. What payment processors do you accept? Why did you choose these payment processors and do you plan to add more payment options in the near future?

Currently we accept deposits using LibertyReserve, C-gold, SolidTrustPay, PerfectMoney and Pecunix. Main reason for choosing the payment processors was the forex broker acceptance. We need to transfer the funds from MutualForexFund accounts to Forex Brokers and then transfer back in order to pay the investors. Processing fees were another important aspect.

8. What script do you use to run MutualForexFund and why did you choose this script? Is it safe and secure to handle member’s money?

We use a licensed version of HYIPManager Script, modified to meet our requirements by its creator, Dennis Presto. He assured us the script is safe and reliable to use. Dennis is also in charge to maintain the program in good standing and perform security updates.

9. What hosting provider does MutualForexFund use? Do you have anti-DDoS protection implemented to defend your site from possible DdoS-attacks that are quite frequent now in the HYIP industry?

MutualForexFund is hosted on a dedicated server provided by DDoSWiz.com. DDoSWiz.com is offering advanced, customised DDoS protected hosting using ClearPath technology.

10. What advertising strategy do you use to make MutualForexFund known among online investors?

We’re not going to spend a lot on huge advertising campaigns. That’s why in first place we have open the MANIFESTO plan preferring to offer to our investors better returns than spending money on advertising. Of course we promote MutualForexFund in the investors’ communities but we’d like to let word of mouth speak about us and our performance.

11. In your opinion what differentiates MutualForexFund from hundreds of scam programs that also claim to be trading on Forex market? What unique features does MutualForexFund have which others don’t?

As a company, Mutual Forex Inc. aims for full transparency and is ready to supply any current or potential investor with any information might require. Our Senior Trader, Martin Fanning have traded the Forex Markets for over 5 years for some of the largest financial institutions in the world and he has over 15 years experience in the equities markets.

There are some advantages of investing with MutualForexFund that I’d like to mention bellow:

- A consistent, disciplined approach to investing
- Direct access to your own designated Investment Manager Account
- Timely response to your questions
- Multiple payment processors accepted
- Lucrative affiliate program
- Offshore registered trading company

Among this we offer great and fast support, a dedicated team and quick payouts.

12. What are your plans for near future? Would would you like to say to the investors that are still hesitant to invest in MutulForexFund?

In the following weeks we should be busy spreading the word about MutualForexFund along the online investors’ communities and also tweak the system making sure is working as it should. We invested a substantial amount to make sure we have an environment which gives our investors the peace of mind. There are enhancements scheduled so stay tuned.

We also work on a new service for our members: Forex Signals. Investors that have FOREX trading knowledge and prefer to trade by themselves can buy Forex signals we use to generate profits. We are also going to provide further technical and non-technical information about our trading activities so that our business could be seen as even more transparent than it is now.

Investors that are hesitant to try us have a multitude of choices:

a) Bookmark our site and come back after few months a year or more. We will still be here providing services for our members.
b) Try out the Manifesto plan. The Manifesto plan is a 110% return after 10 days fast returns plan supported entirely by our advertising budget, being capped at min $20 and max $250 per deposit per user. If you’re afraid to invest your money for only 10 days time period then honestly high yield investments are not for you. Better deposit your money with a bank or invest in bonds, guaranteed by the gov.
c) Trade on your own using our FOREX Signals.

13. What is your honest opinion about my blog? How do you think it could help online investors to make reasonable decisions?

I’ve spend few hours reading your blog and I find it very informative for online investors. Providing reviews, interviews and daily news you provide all what an investor needs to choose the right investment program.”

Well, as you can see from the interview MutualForexFund is a serious and registered company with ambitious plans for the future and great team of supporters who can make this program one of the most serious players in the HYIP market soon.

source : money news online

Reasons why people choose to play HYIP’s

2008-10-11T09:46:00.000-07:00

Hyip playing for newbies can be a little scary. If you are totally new to the hyip world, all the terminology can be confusing. But there are a lot of advantages to hyip playing compared to other ways of making extra money online.
Here are the top seven reasons why hyip has more advantages than other ways of online money making opportunities:
1. You can begin quickly – All you need to get going is to sign up for an online e-currency based payment processor. The process is pretty fast and simple and you can be ready to play in just a matter of one or two minutes after you deposit your initial capital into the hyip that you choose via the e-currency based payment processor that you have registered.
2. You can make small deposits early on – As a newbie, you can start slowly while you gain experience with as low as $5. This limits your risk while you give yourself time to learn and structure your plans and strategies as well as build confidence in your ability to win and to make profits.
3. You can do hyip playing as a part time source of income – If you have a day job, you can do your research and set up your game in the evenings, on weekends and even sneak in some time during lunch. This is very important to people who want to play as a way of generating a second or passive income stream in addition to their stable day job.
4. You play as much or as little as you want – You are always in control of how fast you play. You can take extra time to learn new techniques or methods or conduct research. And if something comes up and you do not have any time to devote to your hyip portfolio monitoring, you can withdraw most of your funds from hyips and take a break if you want.
5. Online hyip related community websites – You will have more news, updates as well as information that you can use than hyip players had six years ago. This is a huge advantage compared to other ways you can try to make money online where you have to struggle in the dark to find your way.
6. You can discuss with many experienced hyip players – For newbies, there are many experienced players you can ask to help you to understand or suggest which hyips you could join. But bear in mind, do not follow their suggestion blindly. Some of them suggesting you to join a particular hyip just because they want to earn referral commissions. However, you can still find this is a good way for you to save your research time or to keep you from making poor hyip decisions. And another good thing is they will not charge you anything for their advice.
7. You can make big profits – Your time is valuable. So if you are going to spend some of that time to make extra money, you should make sure that you have a good chance to make big profits. The hyip world can give you that. Hyip playing for newbies is fun and exciting. But you have to dedicate yourself to learning the right methods and to follow the right steps to get started.
Electronic hyip playing has brought the vast potential of this industry to anyone with an internet connection and a computer and some small initial capital. Do you know that anyone can learn how to play hyips and enjoy the success if they follow some basic guidelines.
The first point to make is that over 95% of players who try hyip playing lose their money and the reason is that they either get the wrong information and learning process or do not have the mindset for success. So, what do you have to do to be successful?
First let’s take a look at what advantages of playing hyip online gives you and here are just a few:
- Anyone can learn hyip playing and succeed – you do not need a PhD and you do not need a magic spell.
- You only need an internet connection and some initial capital.
- You can play for big profit opportunities every day.
- There is never recession, as one hyip falls, another must rise and vice versa.
- You can play in around 30 minutes a day or less.
- You can control your game by 5 hyips or more.
The other point to keep in mind with hyip playing is that while there are opportunities to play each day, you only want to play with only high odds hyips where the possibility for you to at least reach the break even are higher. And this means being patient and playing infrequently.
If you want to make money in the hyip world, play with the high odds hyips and they come around only every few weeks but remember you do not get rewarded for playing often, but you get rewarded for placing the right exit hyip point on the right hyip.

happy invest and dont forget always invest with confidence...

PanaMoney Technologies, Inc.

2008-10-09T02:57:00.000-07:00

PanaMoney Technologies, Inc. has its principle place of business in Panama City, Panama where it is legally registered. Its business includes automated trading in Forex.PanaMoney Technologies, Inc. is a legally registered managed Forex trading company offering up to 2.8% daily for up to 180 days. Fully transparent: watch our Forex trading sessions real time and keep track of your transactions and company¡¯s profits.The minimum amount of withdrawal via e-currency is 1 USD.The minimum amount of withdrawal via bank transfer is 1000 USD. Documents of incorporation can be downloaded in the page of contact.
Address: PanaMoney Technologies, Inc. 50th Street, Global Plaza Tower, 19th Floor, Suite H Panama City, Panama
Whois info:dedicated server, domain expires in 2018. Comodo SSL,Blockdos protection.Live support.

just click here if you wanna join this amazing program : www.panamoney.net

Miiinv Online Investment Program (MOIP)

2008-10-09T02:40:00.000-07:00

Miiinv Online Investment Program (MOIP),We are able to pay our investors for as many years as they choose to remain with us. Our company employs several professional trader groups based in Europe and Asia and this enables us to invest into different Markets around the world. Short term and intraday trading orders are our speciality. We have set a very ambitious target - to become the best high yield project on the web that will make customers' funds work. We offer our expertise, knowledge and excellent service to everyone who strives towards a financial success.Our company's most valuable asset is relationship between Miinv Online Investment. and its customers. We believe that our cooperation must be based on trust, amicability, professionalism and openness.
Address: 305-307 Breck Road Everton , Liverpool, L5 6PU
Whois info:dedicated server, domain expires in 2010. Blockdos protection. Licensed script.

just click here if you wanna join this amazing program : http://www.miinv.biz/

SAFEATOM ABOUT EGOLD PAYMENT SYSTEM

2008-10-08T20:25:00.001-07:00

Now e-gold payment system close accounts in spite of all required documents. That is why a lot of our investors couldn't withdraw money using e-gold payment system. We made a decision to allow of withdrawal of e-gold deposits via Liberty Reserve payment system. In this case it's possible to change currencies at the rate 4 e-gold to 1 LR. At that moment all payments via e-gold are suspended. We apologize to all our investors. The withdrawal of means via e-gold will be available as soon as we can solve all problems concerning e-gold payment system.

MUTUAL FOREX FUND REVIEW

2008-10-07T17:38:00.000-07:00

Greetings my friends, as you can see I started a new category where you can read my reviews about different money making program. Right now I want to recommend you a high yield investment program that I think it will be a success in the next year.

Mutual Forex Fund is a registered company under the name of Mutual Forex Inc and it was incorporated in the Republic of Seychelles. You can download their investment prospect or contact them by e-mail or mail at Mutual Forex Inc Suite 9, Ansuya Estate Revolution Ave, Victoria Republic of Seychelles. I must say that their certificate of incorporation present in their investment prospect attracted my attention and I decided to make a review about this promising program.

Mutual Forex Fund offers 3 investment plans and 1 Promo Plan as a limited time offer:

Standard Plan with a ROI of 1.7% Daily For 150 Days, Minimum deposit: $ 10, Maximum deposit: $ 1000 and Principal returned at plan completion.

Premium Plan with a ROI of 2% Daily For 150 Days, Minimal deposit : $ 1,001, Maximum deposit : $ 2500 and Principal returned at plan completion.

VIP Plan with a ROI of 2.5% Daily For 150 Days, Minimal deposit : $ 2501, Maximum deposit : $ 5000 and Principal returned at plan completion.

Limited Time Offer Manifesto Plan with a ROI of 110% After 10 Days, Minimum investment $20 and Maximum investment of $200.

As you can see this is a long term investment program offering a small daily ROI (not 1000% after 1 day like most of pyramidal schemes) and their professional Management Team choused a Licensed Hyip Manager Script for investors to manage their Mutual Forex Fund account. You can check their license by clicking here.

Another advantage of Mutual Forex Fund is that they accept different payment processors such as: SolidTrustPay, LibertyReserve, PerfectMoney and more. I`ve done a small research and it seems that Mutual Forex Fund is hosted on a Dedicated Server, this feature will make investors accounts more secure.

by Money-Magazine

PANAMONEY SETS A NEW STANDARD FOR MANAGED FOREX TRADING

2008-10-07T17:34:00.000-07:00

Recently a registered Panamanian company, PanaMoney Technologies, Inc., has introduced its services to public. PanaMoney offers its clients to open managed Forex accounts and invest in Forex. The company has developed its own unique trading system combining the advantages of automated Forex trading with all relevant math analysis calculations and trading strategies which had been tested by company’s professionals for many years.

But it is its transparency that makes this company cut above the rest. Once registered, every client gets an exclusive opportunity to watch PanaMoney Forex trading sessions in real time: price dynamics of every of the four currency pairs the company trades with and company’s gains and losses at the course of daily trades. At the end of the trading day the final outcome of the trading session can be found in Trading History, where all company’s profits for every trading day are open to its clients.

The company’s original features in managed Forex trading also include the possibility of the client to choose the currency pair to trade. As client’s profit depends on amount of his/her investment and the result of company’s trades, it is the client decision what currency pair the investment will be traded with allowing gaining more in one currency than in another. There is also an outstanding option for reinvesting or increasing the invested amount. It is the combining of current several investment plans into one. The company allows no compounding but the daily profits can be accumulated on the client’s account and invested into a new investment plan that can further be combined with the initial investment for bigger profits. These two features give investors freedom in making trading decisions and developing their own investment strategies.

PanaMoney’s website is as well unique in its professionalism, easy-to-use client interface and client-oriented approach. In particular, the company’s Customer Support and management can be contacted by e-mail, contact form on the website, live chat or by submitting tickets directly from the client’s account.

In this way, PanaMoney sets a new standard for managed Forex companies to open up their profits, show the course of trading to their investors and allow them to take investment decisions that can influence their gains.

by EcommerceJournal

Programs with the long age. How to define?

2008-09-18T09:16:00.000-07:00

In one of our former issues we wrote of different types of pyramids, MLM and Ponzi in particular, besides we analyzed the correlation of short-term and long-term programs. However, now we`d like to supplement the conclusions with the final chord, devoting all the article to "long-term" programs, explaining the principles of their work, and the main thing is how to define them.

"Defining" is certainly rather doubtful statement, the more so as not all the programs can be exclusively referred to this or that type. Everything is very doubtful and unreliable, to rely upon with 100% confidence, though investor working experience and feeling can show who is who and You really can rely upon it.

First of all let`s decide what programs can claim to be called long-term ones, on the simple reason - the payback time won`t be earlier. Pyramids - is the first thing that comes to mind, and it`s absolutely right. Pyramids, by definition, are high yield programs with the long age.

Of course we are talking about right, competent pyramids, not about using this principle with the purpose of fast enrichment. Nothing prevents You from immediate losing, though these are exceptional cases; so - here are the basic distinctions.

The first one - the terms declared by programs. The programs, counting upon short-term are originally striving for investing maximum money from the part of investors for the maximum term. That`s the main term. They just can`t stay longer and intensify their work, just like a snowball.

200% per 2 weeks, some sort of plans, saying the terms "week", "day" etc. (that is the boundary term You can withdraw the money) are the character features of short-term programs. And the site, of course. Their site can`t be good. Either the engine is free, or it`s the clone of any other site.

Of course, one can earn here as well... but we`ll speak about this in our article about short-term programs. Though You should remember, the interest offered is insane. Is it worth investing?

The terms offered in pyramids are more prolonged. Here we are not talking about pure scam. Different investors work different, and these programs are really aimed at more qualitative work (to be exact - more qualitative build-up of a pyramid). That`s why look - a month or two mean something.

You can find this information not only in plans. If they have been working for a month already, though they are having good potential, being a definite pyramid, You can try it. If the term allows taking a risk - try it. If everything is good, in a month already You will be able to recompense Your deposit, getting solid per cent. Besides, You can get additional bonuses from referrals.

Of course one more important thing is... the site. Yes. The site in the Internet is like an office, the face of a program. Pay attention to its quality, design, the way their content is organized, what technologies are in use. One more thing of no small importance, we were not mentioning yet, is... banal SECURITY.

Serious program takes care of this, cause modern technologies allow not just blocking the work of the site, but also... stealing money, and destroying anything violator wants. The site, designed manually, bought, is a claim for SECURITY.

That`s why, taking into account the fact whether the site is designed manually or You received it for free, You can not just rate the "paying capacity" of a program, You also rate the way, authorities can keep Your money. And...; can they do it at all.

Pay attention to entering passwords, to the connection with the site. Of course, the best variant is a private program, or the one, working through the system of offers, though it can just be nominal means to control popularity.

And low percent of course. Programs that are going to work for a long time (pyramids in particular) don`t declare any kind of high interest rate in their offers because they have nowhere to "run", and if the business is real - then double income means double danger.

If everything is OK, but You understand - these guys are not working on the market, You deal with a long-term pyramid. It`s possible to earn with them - go ahead! The main thing - as You already know - is to be as much watchful as it`s possible.
Good luck!

source : hyip news

GAME OVER FOR EBULLION

2008-09-16T09:26:00.000-07:00

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A Moorpark business man and one of his employees were charged today with capital murder and conspiracy in connection to the stabbing death of his estranged wife Pamela Fayed in a Century City parking garage in July, according to court documents.

Jose Luis Moya, 47, will be arraigned this afternoon in Los Angeles County Superior Court on the charges. James Fayed, 45 who is currently being held without bail in a separate federal case, is scheduled to be arraigned Tuesday.

Fayed paid Moya about $25,000 to arrange the murder of Pamela Fayed of Camarillo, the conspiracy count alleges. Pamela Fayed was murdered for financial gain, according to the complaint filed against the two men.

Murder for financial gain is considered a special circumstance as is murder carried out by lying in wait, which the complaint filed against Fayed and Moya also alleges. Special circumstances allow prosecutors to seek the death penalty. The District Attorney’s office will not make that decision until the case moves closer to trial whether to seek the death penalty against the defendants.

by VenturaCountryStar
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NEW PAYMENT PROCESSOR WAS ADDED BY Tradelite

2008-09-06T06:34:00.000-07:00

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We are glad to announce the introduction of an important payment partnership on our investment platform. As of today, September 3rd 2008: StrictPay®. ransactions are available on Tradelite Online Investment Platform. Our account with StrictPay has been verified and allows us to instantly process your StrictPay investment and withdrawal transactions.

StrictPay was founded in 2007 around the principles of superior security, exemplary customer service, and easier user access. Your StrictPay account can be funded using ACH, Quick ACH, Bank Wire or using your Solid Trust Pay or Virtual Money Inc balance.

source : hyipnews

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Centasia Development

2008-09-05T22:09:00.000-07:00

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Centasia Development is a leader in the construction, mineral extraction, and natural gas warehousing fields in the Central Asian republics. Providing both funding and management solutions for government contracts involving the exploitation and warehousing of the vast untapped resources of these territories, Centasia is a fast paced conglomerate in a leadership position in the region.

Invest with security and stability, as Centasia is now open to the public for additional funding sources. With your investment compiled into our construction and resource development capital pool, we will continue to help develop the Central Asia of the 21st Century!

Investment Plan :
5.88% daily for 21 days.$5 - $200
3.92% - 4.09% daily for 35 days.$100 - $10,000
21% - 22% weekly for 10 weeks.$100 - $10,000

Paid directly to e-currency.

Unique script,SSL,Dedicated server.

Contact :

Vagonaja 24
474610 Astrakhanka Akmola Oblast
Kazakhstan

+1 319 5224535

Forum : www.talkgold.com
Just click here if you wanna join this amazing program: http://centasiadevelopment.com
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How to do Due Diligence? Steps and myths.

2008-09-04T01:53:00.000-07:00

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Undoubtedly, each investor knows that it is very advisable to do detailed research of any high yield investment program before investing money in this project. ”What is Due Diligence?” you can ask me firstly. The answer is that Due Diligence (DD) is a process of an investor’s investigation of the attractiveness of a HYIP opportunity and assesses the quality of the management team and the key risks associated with the opportunity. It helps to discover everything about particular program’s real investment opportunity before you invest your money.
Due diligence is not just research and finding right information about this HYIP in which you as a potential online investor want to invest your money. As I have already mentioned, DD is a complete investigating process and review of the investment opportunity which costs a lot of an investor’s time, patience and cold mind.

Furthermore, Due diligence is probably the most critical stage in investment. Have you ever done your Due Diligence? No, you haven’t? In the article I discuss all truths and myths of DD to help you investing in right and real high yield projects.

Many investors are not sure whether Due Diligence can help investors. Certainly, you have seen many HYIPs fail even after the best DD. There is never guarantee. But if you could avoid 99% of the mistakes that the Due Diligencers do, you’ll have 99% better chance to make successful investment.

It is advisable for investors to start the Due diligence when the opportunity becomes interesting to you. You must understand that it is very important to investigate everything about a particular program’s real investment opportunities before you invest in it. The Internet plays a central position in your investigation of the validity of a particular program.

Firstly, you should check out a program’s website and its website design. It is the first step of investigating career. Not professionally designed website, Old templates with a standard collection of FAQ (Frequently Asked Questions), Unorganized and Irrelevant website navigation, offering unrealistic daily return, Poor security website, No actual names and contact details and cheap scripts do not belong to a professional HYIP web site. I hope you about that.

But it must be noted that not only today’s web site but also its look in the past must be investigated by a smart investor. Some scammers claim that they have been online for long time. You may not believe them easily and can identify using Way Back Machine if the website has been online for long time. By the way, Way Back Machine has 50 billion web pages archived since 1996.

The second step of Due Diligence is making detailed research on online HYIP forums and monitoring Sites. Forums are a great and useful place of communication among people who have the same interest with you. As a great research tool, you have to visit well-known and professional forums like Golden Talk and read what people are saying about the particular program.

Monitoring web sites are other DD tools which you can use your HYIP investigation. But there are certain issues you should be aware of monitoring sites. First, it is not advisable to depend on a single monitoring site because HYIP admins usually treat monitoring sites very well. Therefore, if you see paying status on monitoring site, it does not mean the HYIP is paying all investors.

The third step is checking the domain registration data of a HYIP company’s website. WHOIS information gives you full quality information about the company including telephone number. A professional and real HYIP company must have a complete list of contact details like Domain Name, Expiration Date, Creation Date, Last Update Date, Registrant, Administrative Contact, Technical Contact, Registration Service Provider, Registrar of Record etc.

Requesting the company’s documents is one of the most important investigating tools before proceeding with an investment. You need to request and verify the following documents: Valid Business Registration Certificate and Financial Records as well as List of banks with which the Company has a financial relationship.

We see that the investigating strategies mentioned above can be very helpful for investing your money online. However, investors can make serious mistakes doing Due Diligence and as a result they loss their money. Here are the most frequent mistakes and myths in doing DD.

In is to remember forever that low paying programs are just low paying ones. The low ROI alone does not prove anything and it is not advantage. There is no doubt that low paying high yield programs can be also scam and you should do DD too. The second mistake is that if the HYIP admin is honest and nice it does not mean that even the greatest and gentlest admin is not indicator of HYIP reality and validity.

Many investors guess that there is a phone and an office of HYIP Company, the program must be legit. Nowadays, you can get real but anonymous phone number for few hundreds of dollars and in many countries an office can be hired anonymously. It could be call center, virtual office or other similar kind of service.

You can’t track the owner of that number or that office, therefore it is not helping you to track potential scammer. Very often the HYIP scammers give phone numbers and office addresses with the only idea to gain trust and make themselves look real.

Even though the HYIP is paying for long time, it is a good sign unless you are dealing with a Ponzi scheme. The longer a Ponzi scheme pays, the lower is the chance for you to win when joining. Undoubtedly, paying for long time alone does not prove anything.

Another great myth of DD is that offering managed accounts means they do really trade. Offering managed account really proves that the company offers legitimate investment service. A very clear indication for financial scheme is when the managed accounts are producing losses, but the HYIP keeps paying just fine.

In conclusion, I’d like to say there is always a high risk associated with High Yield Investment Programs. But you can do something to minimize these risks by implementing proven and effective strategies. Don’t forget that mistakes by doing DD can be fatal for your investments. Discover Sherlock Holmes in yourself!

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Nicole Berger

Olympex ACCOUNT VIA BANK WIRE TRANSFERS

2008-09-03T06:52:00.000-07:00

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We are glad to announce that we are now offering our brand new Bank Wire depositing system. Now you can fund your Olympex account directly from your personal bank account and process withdrawals directly into your personal bank account as well. Please find further depositing instructions inside your Olympex account area located at "New Investment" page.

source : hyipnews

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A LIST OF PROBLEMATIC HYIPS

2008-09-02T01:13:00.000-07:00

The admins of the listed below programs don't pay and don't reply on members emails:

- investforexteam.com - lrtop.com - lr4fund.info - quickprogfits.info - 02-investment.com - icashinvest.de - daybarter.com - iforex-investment.com (program details)

This list has been received from one member of these HYIPs and a validity isn't guaranteed.

by Goldpoll

The Stoic Investments: PRESENTATION

2008-09-02T01:11:00.000-07:00

Best strategies to maximise your HYIP.

2008-08-31T17:56:00.000-07:00

Any investor wishes to make money in HYIP. Finding a successful high yield investment program is not enough to maximise your high yield investments. Certainly it is not easy to maximise your return on investment from best HYIP. The main point of this article is the strategies how to find “fruitful” and prosperous HYIP and to maximise your interests from this HYIP.

Before we start to discuss the strategies, we should find an answer to the question what is best HYIP. Well, it is difficult to answer because there are various possibilities. For some investors the “fruitful” HYIP is HYIP with huge daily interest, for other HYIPers the “fruitful” HYIP is HYIP with instantly withdraw. Undoubtedly, all these investors are right.

I guess than each investor wishes the “fruitful” HYIP which is online for a long time, not just several weeks or a few months. Moreover, each investor wishes that “fruitful” HYIPs must have fast support. Some HYIPs reply to your questions within 1-2 days and, of course, it is too long! I am a potential investor and I need to get an answer immediately!

Certainly, you can find many answers in FAQ section of a great number of HYIP web sites but sometimes you need information which you can not find there. If HYIP has phone support so it is very good, you can always phone them and get answers to your questions.

According to many experienced online investors, one of the most important things for the “fruitful” HYIP is fast withdraws. No one wants to wait 1 or 2 days till they receive payment. Certainly, everyone wants to get money within few hours. “Fruitful” HYIPs have to pay fast.

All investors agree with me that HYIP security is significant in online investments. Of course, the “fruitful” and prosperous HYIP must have the server protection to guarantee that users’ accounts are safe and secure. Real “fruitful” HYIPs spend a lot of money for hosting and advertising as well as Ddos protection and security.

If HYIP has Prolexic Ddos protection it is a really good sign of seriousness of this high yield investment program because according to online security data, Prolexic Ddos protection costs more than $2000 per month.

Daily interests are the subject of many hot discussions on online HYIP forums because investors have very different opinions. Some people prefer 10-20% daily and other like 1-2% daily. Undoubtedly, the prosperous HYIP invests money into Forex trading and to other contemporary industries. So if HYIP earn money in Forex they can not offer 10-20%. It is impossible and each investor knows that. Talking about “fruitful” and prosperous HYIPs, the examples can be like Europe Trade Ltd.

Now the time is to discuss ways how to maximize your HYIP. After having found the “fruitful” and prosperous HYIP, the key to having successful investments is to build a safe, diversified portfolio and to extract your own money as quickly as possible. This will limit risk to your capital because if one programme closes, you will still have the others to fall back on.

Before investing in any programme, you should do a little research on it. I mean you should remember the main features of prosperous HYIP, namely daily interests of no more than 2-3%, excellent support, high qualified web site design of the HYIP company and best users’ account protection.

Besides, HYIP scripts are easily to get a hold of and this makes it easier for fraudsters and scammers to operate. One of the things to look for is the programme’s reputation if they are paying consistently.

When the investor makes any online investment, his aim is to extract his money as quickly as possible. This is because the investor wants to be able to invest using the profit he made from the high yield investment programme to protect his own capital. For example, a typical investment could be $100 then, after 30 days, the investor would extract his own money and re-invest the profits so that he is making risk that he uses “other people’s money”.

Another meaningful thing is that the investor will need to make use of referral systems to explode his profits from his investments. This is when the investor recommends someone to the programme and receives commission for it. This usually creates residual income for the investor which means him the opportunity to invest more of “other people’s money” to make even more cash.

However, each has to think about moral side of HYIP investment and does not promote high yield investment programs to others which do not look trustworthy. This is immoral and should not be encouraged. If you do not think so, please read my article “The Morals of HYIP Investments” and probably you will understand that it is possible to earn money with good consciousness.

Nicole Berger

Compounding in SafeAtom

2008-08-31T05:04:00.000-07:00

As you can see from your member’s area in SafeAtom it offers you three possible options of compounding: 0%, 50% or 100%. I will not tell you about 0% compounding as it’s set up by default and using this option you will get 2% for 150 days with principal back at the end of your investment term. So in this case you will get 400% (300% + your principal back).

So let’s look at the possible options to invest in SafeAtom excluding 0% compounding:

1) 0% compounding for 50 days, 100% compounding for 100 days: Investment back in 50 days, withdrawing 50 days only + at the end of program: $1000 gives you $6244 (624%).

2) 50% compounding for 150 days: Investment back in 70 days, withdrawing every day of 150 days: $1000 gives you $6943 (694%).

3) 50% compounding for 70 days, 100% compounding for 80 days: Investment back in 70 days, withdrawing 70 days only + at the end of program: $1000 gives you $9750 (975%).

4) 100% compounding for 150 days: Investment back at the end of the term, no withdrawing before the end: $1000 gives you $17500 (1750%).

In my opinion, the most preferable plan is #3. This way you will get your principal back in just 70 days which is a very reasonable time for SafeAtom (already 5 months online). Even if the program will not pay you the compounding money at the end you will get your principal back anyway. And in addition, you have a great opportunity to get 975% on your investment instead of 400% with 0% compounding. With 100% compounding you will earn more of course but this option is the most risky in my opinion.

source : money-news-online

Hyip sites security (SSL)

2008-08-30T04:49:00.000-07:00

Many programs in the marketing haste, reach truly virtuosity. Some install one security facilities, others – another. AntiDDOS, AntiSPAM and the wntire heaps of other computer terms sound usual for investors already, they are often unknown to the wide circle of investors. Among the rest, SSL (secure socket layer) is used most often, it even exists on some cards of programs on some monitorings. And id the words referral and min/max is clear for many people, in this article we are going to talk about SSL and what it gives to investors.

We`ll say frankly. Investing to programs, whose sites are SSL secured are more preferable than those having no such connection type. Now we`ll tell you in a few words, what SSL is and you will understand why.

Every time when you enter any site of a program, there`s an information exchange between your computer and server. Your computer sends a request (when you enter address in the field of the browser), and server sends the response. Everything is rather simple. Typical communication. And everything would be great if this communication would not be easily tapped. HOW? You may ask… very simply, very simply for the professional hacker, though every willing person is actually not able to tap anything he wants, though this is rather widespread, there`s even a special term for that - ``sniffer``.

As the e-commerce developed (online investment, whatever you may call it), there arouse a question of keeping the data transmitted. That`s because, if earlier you could be stolen the e-mail address, you enter in the browser field, then now you can be stolen… right. The number of your credit card, PIN, password, anything. Of course these data can be encrypted now, though they are more easily to be hacked than SSL.

SSL – is a special connection between your computer and server that goes not usually, when computer sends information, and server gives it back, the connection is encrypted. This protocol was designed by the Netscape company as well as the protocol that provides protection of the data between service protocols (such as HTTP, NNTP, FTP etc.) and transport protocols (TCP/IP).

Thanks to SSL all the messages you exchange with the server, where the site of the program is located, are encrypted. By the way, if you wish to check, whether the site of your program supports SSL you can even do it via Whois, usually this information is mentioned there. And of course, HTTPS – that`s exactly the SSL protected protocol.

Now, we`ll tell you some theory, so that you would remember forever what it's all about the SSL. First about the keys. There are public and private keys. Private keys are stored by the owners of the site – public ones are spread in public accordingly. So, encrypting usually goes like that: when you enter a site and your computer, requesting the information from the site, gets it in the form of encrypted private key.

When you first visit the site you usually get the message from the browser saying that you enter the secured area and you are offered to accept the certificate (``Certificate authority (CA)``)… here is the public key, spread by HYIP. If you enter the settings of your browser, you will see the keys received, the keys spread by the so-called Authority. By default your browser trusts particularly this group of Authority.

Geo Trust – is one of them. Now more often one may see the sign of Geo Trust on the pages of most HYIP. It says: Secured BY… and of you click this sign, you will see what key is the site equipped. By the way, one may see the following button: Secured BY RapidSSL… which means that site is secured by the 128 bit`s certificate of this company. The number of bits is the ``length`` of the key and the more bits there are, the more reliable key is. For instance, it`s not so hard to decrypt the 40 bit`s key.

The proof of ``communicating`` with the server in an encrypted way is for instance the following message from your browser: Security Warning: You have requested an encrypted page. The web site has identifies itself correctly, and information you see or enter on this page can’t easily be read by third party.

Why easily? That`s because, as a matter of fact, SSL key can be decrypted. Though very powerful engines are needed for that, not everyone has them, and they are rather expensive. Especially it depends what you are hunting for…

As you can see, SSL – is a very positive characteristic of a program. That`s why if there are two programs you can`t choose from and the only difference is SSL, think twice, whether you want to feel yourself quieter?

source : hyipnews

SafeAtom Review

2008-08-30T00:46:00.000-07:00

Let’s take a closer look at SafeAtom and describe all the features available :
1) Overall impression about the design of SafeAtom website is good. The layout is strict and neat without any flashy images. Although in my opinion any HYIP site that claims to have real business to sustain payouts should have similar design. There is even a real postal address on the main page though I can’t verify if SafeAtom LLC is really located there.

2) $1 minimum deposit will attract many small investors who will be promoting SafeAtom for comparatively high 10% referral bonus. Also I like the $20 bonus which will be of interest to many smaller investors that are thinking of depositing more. This way the program has great perspectives for stable further growth.

3) SafeAtom has been accepting deposits for 5 weeks already. I think 35 days is not a long term for such low ROI sites especially when you consider that it will be advertised heavily by the investors. Remember that SafeAtom pays every day so you will be in profit already after 51 days (it’s less than two months!). Moreover, if for any reason you would like to withdraw your principal say after 30 days you will still be in profit (60% + 50% principal back). I consider this option as very flexible and low risk of course provided that the site is still online and paying after a month.

4) The security of SafeAtom is top-notch. They are using high protection level against DDOS-attacks, SSL-protected channel where all investors’ data is encrypted and also according to their claims their server provides 100% uptime. The domain is registered for 3 years which is also telling us about their intentions to stay online for a long time.

5) The script they are using on SafeAtom website is original and customized. At least I can say I’ve never seen anything similar before. The main features: the possibility to deposit not only in USD but also in Euro (if you use LR), changing compounding rate (0%, 50% or 100%), weekly profit chart (see your profit for a week) and support ticket system built-in in your account where you can get the prompt and fast answer from support. All in all the script is quite good and secure and looks professionally made.

6) Finally I like their FAQ page. It’s not a “copy-paste” template of questions and answers but original investors’ questions to SafeAtom admin. And the main question that has been answered is how they actually make money: “We gain profit from the investments into the companies that in any event relate to nuclear power engineering. They are essentially the companies that are engaged in construction and maintenance of nuclear power stations. The experts working in our company have a unique experience that allows speculating in shares of the major companies on the stock market. The secret of our success is very simple. It is necessary to buy shares and to sell them in proper time. Perhaps, it seems simply. But in truth it is necessary to be well informed about all events that regularly occur in the sphere of the nuclear power engineering.”

source : money-news-online

Elixtrade STEALS TradeElite WEBSITE

2008-08-29T09:02:00.000-07:00

Elixtrade Finance Corp. claimed their company registered in file #478617 since May 17, 2005 in the Public Registry of Panama and operating since 2005, when it was first established as a private company by two former JPMorgan derivatives traders. Registered in file :)

Elixtrade Finance Corp. Century Plaza Office Tower,
20th Floor, Office Nr.7.
Panama City

Telephone: + (00) 507-202-1419
FAX: + (00) 507-996-3177
E-mail: info@elixtrade.com

Customer Service:
Telephone: + (00) 507-202-1589
E-mail: customer@elixtrade.com

This company is using data of Tradelite to mislead its visitors. Elixtrade copy tradelite's contact numbers, corporate address and even information from Trade Elite's website. Elixtrade plan is very similar to tradelite too.

Also, all testimonials post stolen from tradelite
http://www.tradelite.net/testimonials.php
Actually I not belive this program. Just a total copy of Tradelite's website - don't trust them. You may be say : that most HYIPs scam, cheat etc. Yes right but this one has obviously stolen data from other HYIP, this is a very bad signal.

source : hyipnews

what is ddos attack?

2008-08-29T04:40:00.000-07:00

DEFINITION - On the Internet, a distributed denial-of-service (DDoS) attack is one in which a multitude of compromised systems attack a single target, thereby causing denial of service for users of the targeted system. The flood of incoming messages to the target system essentially forces it to shut down, thereby denying service to the system to legitimate users.

A hacker (or, if you prefer, cracker) begins a DDoS attack by exploiting a vulnerability in one computer system and making it the DDoS "master." It is from the master system that the intruder identifies and communicates with other systems that can be compromised. The intruder loads cracking tools available on the Internet on multiple -- sometimes thousands of -- compromised systems. With a single command, the intruder instructs the controlled machines to launch one of many flood attacks against a specified target. The inundation of packets to the target causes a denial of service.

While the press tends to focus on the target of DDoS attacks as the victim, in reality there are many victims in a DDoS attack -- the final target and as well the systems controlled by the intruder.

source : searchsecurity.techtarget.com

bristolcapitalgroup info (Wed, Aug 27, 2008)

2008-08-26T19:31:00.000-07:00

Monthly Trading Report Publication.

Dear BristolCapitalGroup client,

August Trading Report has been published.

To understand the report you must have some basic understanding of trading on FOREX.
This is why we encourage our investors to study \\\"BCG blog\\\" section of our website.
You will be able to find wealth of information which will help you understand FOREX in general and this report in particular.
You can find link to the list of trading reports in upper menu of our website.

Sincerely, BCG team

AmistaFund Review

2008-08-26T05:41:00.000-07:00

Let’s analyze the main features of AmistaFund in great detail to see why I think this program is extremely good for investing.

1) AmistaFund is accepting a wide variety of e-currencies including LibertyReserve (dollars and euros), PerfectMoney (dollars and euros), Pecunix, AlterGold and V-Money. I always consider this option as an additional advantage when joining any investment program. The more options the investors have the more investments they will actually deposit in a program and the more successful and long-lasting the program will be. It’s that simple and the administration of AmistaFund realizes this perfectly well.

2) AmistaFund offers quite attractive plans and many investors will be tempted to spend the money in this high-quality program to get up to 150% on their investment in just 15 days. You should know that such rates can’t be sustainable for a long time but I’m sure AmistaFund will last for at least a couple of months and that will be more than enough for the majority of investors to be in profit. And mind that you don’t have to do anything after investing as you will be paid straight to your e-currency account after 5, 10 or 15 days respectively according to the investment plan you chose.

3) The security of AmistaFund website is top-notch. When entering the site you have an option to switch to protected SSL option so you can be sure all your data and transactions made in AmistaFund will be safe and secure. The site is hosted on a DDoS-protected dedicated server which is very important for maintaining online activity and providing a high uptime level for its customers. The fact that AmistaFund program makes direct payouts and operates without a complicated script also gives us hope that it will not fall victim to another hacker’s attack that happens quite often nowadays.

4) I know that it doesn’t matter much but the site’s domain for AmistaFund is registered for three years instead of the usual one year. That adds credibility to the program together with the fact that its identity is assured up to $10,000 by Comodo seal. There are some testimonials available on AmistaFund website as well. All evidence that the program is intended to stay online for some time.

5) The design and layout of AmistaFund site is obviously created by well-established designers. It’s really catchy and looks professional which will also be a determining factor for many investors that pay attention to site’s design as well. The site is very well structured and all the info is presented in a short and clearly manner which is also important for good understanding of AmistaFund's terms of service.

6) Finally, advertising. AmistaFund has a significant advertising budget that has obviously allowed it to be advertised on many famous investment monitors and forums. This factor will surely contribute to the coming success that AmistaFund definitely deserves. And I’m sure we will see good growth for this program very shortly.

So as you can see my personal opinion about AmistaFund is quite positive and I’m glad I found such a quality and promising program and presented it to you. I hope this program will bring you some decent profits in the long run. I made deposits in all three plans yesterday so I can update you on my blog in 4 days already after I receive the first payout from AmistaFund. I’m sure this will happen because AmistaFund is surely destined for success and I hope that after reading this review you understood what I meant.

resource : money-news-online

The Stoic Info (08/26/2008)

2008-08-25T22:45:00.000-07:00

23 Aug 2008
public holyday in the United Kingdom
Dear investors!

On Monday, August the 25-th there is public holyday in the United Kingdom of Bank Holyday. Due to this occasion it is not a business day for our company having office in London. On this day according to legislation the daily interest payment will not be accounted. Happy holydays to you.

ACTrade (Advanced Currency Trade Inc.)

2008-08-25T18:10:00.000-07:00

About ACTrade
ACTrade (Advanced Currency Trade Inc.) is derived from a private real Forex trading and and Currency trading club. The club was established in 2005. It was made up of more than twenty experienced.

Forex and Currency traders who have been in those markets for about ten years. The goal of launching this online investment program is to collect more capital from online investors and establish a mutually beneficial long-term trading relationship with out members and earn large money.

We make a majority of investments in the Forex trading and Currency trading due to the best opportunity for higher returns and diversifications. Now we offer you a simple, convenient, affordable and flexible method of investing in emerging markets through our unique online investment platform. With our globally integrated operations and business strategies, our disciplined and established investment process, and the knowledge and expertise of our investment managers, we are able to provide you with innovative investment solutions and give you the maximum return.

The main concepts at the core of us are:

1) Offering the most competitive profit, transparent and simple execution to the worldwide investors.

2) Transparency in everything we do, from the way we present our company to potential members to our method of execution.

3) At ACTrade we have no telemarketeers, we believe that investors who are serious about opening an account will enjoy this investment opportunities and services which are designed to meet your financial goals . Basically we respect people's intelligence and right to privacy. The added value to this concept is that it is a cost effective way of running a business.

Ultimately, development is our passion and our goal is to exceed your expectations. We work closely with each of our customers to drive everyone to succeed together, and work to ensure that each individual involved at ACTrade feel positive about their investment, thus all of us have similar benefits to achieve investment success.

Products
Get your money working round the world

In today's global marketplace, investment opportunities are endless. You might move, but your finances shouldn't have to. You need a safe place to grow my wealth. At ACTrade, what we offer is not only the interesting & profitable investment opportunities, but also effective and safe place where you keep your money. No matter where you are, your membership will be our top value. We hope we can bring your financial plans to life across any latitude.

Plan Investment Profit Duration Principle
Bronze Elite $1-$50,000 3% daily 60 Days Not Returned
Silver Standard $50-$50,000 2% daily 60 Days Returned after Duration
Gold Advanced $500-$50,000 20% weekly 8 Weeks Returned after Duration

We take online investment security seriously and provide for a myriad of reliable security methods to guarantee the security at AC-Trade.net. All investment process is protected via a secure connection so that the data sent to us can only be read by us. All of the data entered on the protection pages is encrypted using the 256 bit SSL (Secure Socket Layer) protocol. You can see that SSL is activated if you find a closed padlock in your browser status bar. You can also find the page is protected if the URL displayed in the address bar begins with https://.
Your password is stored on our server in an encrypted format, which even ACTrade may not decrypt.
We guarantee that every transaction you make with ACTrade will be completely safe.

Forum : www.talkgold.com
Monitor: www.goldpoll.net
Just click here if you wanna join this amazing program:www.ac-trade.net

Fundslife Info (Sun, Aug 24, 2008 at 10:50 PM)

2008-08-24T09:14:00.000-07:00

Bonus Celebrate 1 Year Funds Life

Hello

Celebrate 1 year Funds Life program running, we already sent some bonus to all member signup into Funds Life. Many thank you doing business with us.

Special plan available celebrate 1 year Funds Life for small investor, all profit in forex market this weeks will give to member.

This plan available only one time and will closed after 7 days (1 weeks), maximum just $5000. VIP investor cannot join this plan.

Normal plan still available and paid.

See detail in special plan table.

Admin
Funds Life

Amista Fund Inc.

2008-08-24T04:07:00.000-07:00

Amista Fund Inc. gives you an opportunity to receive a stable profit from successful stock trading. We are proud to provide premium service to its investors and we hope to continue to exceed our customers' expectations by providing the best service. Providing quality customer service is the foundation of Amista Fund Inc. We value our customers and we strive to provide you with the best customer service in the industry. We work hard to make our customers happy, and have been consistently recognized by industry watchers for our efforts. We take pride in our ability to please our customers and always do our best to do what is right for them.

Amista Fund Inc. is here to help you achieve your goal of total financial freedom by offering its services to absolutely any individual in any country of the world. By joining Amista Fund Inc., you're joining a reliable and 100% secure program ever!

Our mission is to give access to services that most have no knowledge of, but when accessed and appreciated to the full, can profoundly change lives for the better. We strive to facilitate the process of being privy to a very high level of secret and guarded information, wealth building strategies and opportunities that are accessed through membership. If you need a suitable and long-standing program, looking for promising and profitable investment opportunities, you will find the ideal partner here.

Investment Plan:

110% after 5 days.Min:$5- Max: $10 000.
125% after 10 days.Min:$5- Max: $10 000.
150% after 15 days.Min:$5- Max: $10 000.

Antiddos-Server,Dedicated server.

Primary contacts:
164-2138, Jose A. Arango Avenue
Panama City, Panama
E-mail: support@amistafund.com

Forum : www.talkgold.com
Just click here if you wanna join this amazing program: http://amistafund.com

Tradelite Finance Crop

2008-08-24T03:53:00.000-07:00

Tradelite Finance Corp. registered in file #478913 since March 13, 2005 in the Public Registry of Panama is an offshore investment company operating since 2005, when it was first established as a private company by two former JPMorgan derivatives traders. The decision to expand the operations online was taken during the Annual General Meeting of the shareholders in June 2007 which became reality only a few months later.

Our specialty is Intraday Trading on the Derivatives and the Foreign Exchange markets which account for more than 50% of the trades. We also often trade in FRAs and SWAPs for speculation on interest rates fluctuations. Another portion of the assets is allocated to high-quality Initial Public Offerings of companies with strong business momentum and short-term capital appreciation potential.

All assets are managed by professional traders, with a lot of experience in these markets. For your information, we have uploaded a sample of our trading records (available inside your Tradelite account). Moreover, during the years we have developed our own professional trading platform in which we have incorporated an advanced "Value-At-Risk" trading strategy to ensure that at any given moment, no more than 5% of your investment is exposed to market risk.

The Government of Panama does not tax income produced from sources outside the country. Other factors have also played a part, including the absence of any currency restrictions, the free international movement of capital and convenient taxation law focused on the offshore businesses. Long recognized as a commercial hub, Panama has developed into a banking and foreign exchange center.

Investment Contract 20D
This type of contract is targeted at short-term investors who seek small returns and maintain liquidity at the same time. Funds are mostly traded on the Foreign Exchange Market using Intraday Trading.

Minimum Investment:
$/€ 50
Maximum Investment:
$/€ 2500
Contract Duration:
20 calendar days
Total Investment Return:
118% (including principal)
Contract Cancellation:
Allowed at any time (10% fee)

Investment Contract 40D
These contracts are often chosen by investors seeking above than average returns, but don't want long-term commitments. Returns derive from trades on both the Derivatives and the Foreign Exchange Markets.

Minimum Investment:
$/€ 50
Maximum Investment:
$/€ 5000
Contract Duration:
40 calendar days
Total Investment Return:
147% (including principal)
Contract Cancellation:
Allowed at any time (10% fee)

Investment Contract 60D
Contracts 60D are targeted at investors seeking high capital growth and are willing to make long-term commitments. The majority of assets are invested in Derivatives Contracts, with a portion invested in high-quality Initial Public Offerings with strong business momentum.

Minimum Investment:
$/€ 50
Maximum Investment:
$/€ 10000
Contract Duration:
60 calendar days
Total Investment Return:
194% (including principal)
Contract Cancellation:
Allowed at any time (10% fee)

Support:

Tradelite Finance Corp.
Century Plaza Office Tower
20th Floor, Office Nr.7
Panama City
Republic of Panama

T: + (00) 507-202-1589
F: + (00) 507-996-3177
E: support@tradelite.net

Forum : www.talkgold.com
Monitor : www.goldpoll.com
Just click here if you wanna join this amazing program: www.tradelite.net

Elite Money

2008-08-24T03:42:00.000-07:00

About ELITE MONEY

We are the group of professional traders and financiers which deals with highly remunerative operations in financial markets. EliteMoney consists of 15 variable investment programs which differ according to sums, terms and profitability. Reflecting our title, we, its managers and administrators, choose the object for investment, taking into consideration every trifle. Sometimes we spend a lot of time to find the suitable object, but our main aim is composure of our investors and it can be reached only in such a way.
Main investment areas:

• Futures operations: during the last some years we have been taken active part in market trades of southwestern Asia, which financial markets grow by lips and bounds because of high prices on energy resources and liberalization of commerce.
• Stocks of source companies, in the first place oil ones, but when valuation, we take into account quantity of proved sources but not filling stations amount. It makes us be confident in future if source prices increase
• Currency underestimation, e.g. Chinese yuan, etc.

Our Team
Our team consists of experienced investment advisors, skilled market analysts, professional traders and legal experts. Highly trained and educated, each member of our team possesses extensive practical experience in the investment and trading industry. The strong sense of unity within our team has always played an important role in accomplishment of our successful investment performance. The rapid realization of our goals is a testament to the benefits of working with a dedicated, experienced and professional team from the very start of our operation.

Investment security
Our company approaches the issue of investment security very strictly. No less than 50% of clients' investments are invested into the most secure assets with the lowest risk. Of course, it doesn't let us offer plans with with interest rates about 20-25% a day, but security issues are the most important for us.

Investment Plan:
1.5%-2.5% daily for 60 days
2%-3% daily for 120 days
10%-17% weekly for 12 weeks
14%-20% weekly for 24 weeks
60% monthly for 6 months
All plans 100% principal back

Black Lotus DDOS Level 2 Protection,Dedicated server
E-gold, Liberty Reserve,V-Money,Pecunix

Our office address in Dominica: P.O.Box 1369, Roseau, 00151 Dominica.
Email Support : support@elitemoney.net

Forum : www.talkgold.com
Monitor : www.goldpoll.net
Just click here if you wanna join this amazing program: www.elitemoney.net

The Stoic

2008-08-22T19:20:00.000-07:00

Traditionally it was considered that it is better to keep money in an American or in a European bank with a high credit rating. At the present time the situation has changed and former profits don’t seem to be so undisputed anymore.
First of all, concerns on low interest rates that are paid on deposit. Thus, for example, what concerns the deposits in US dollars is that they rarely exceed the 4.5% per annum. “But high reliability and guaranties of money safety remain” as a private investor would say. And he would be right in some way. At the same time one should not forget that in the case of bankruptcy of any bank the compensation to the depositor, as a rule, would amount to 20,000 US dollars. Is it much or a little? Every person answers this question differently: everything depends on the amount of funds deposited by him.
Is there a possibility of saving private assets which would exceed a bank deposit concerning its reliability and profitability? Yes. One of these options is a guaranteed hedge fund.
The majority of guaranteed hedge funds are established according to one principle: funds invested by the depositor are divided into 2 parts. The first part is used for acquiring an invested capital repayment guarantee; the second part is an investment for acquiring income. Differences between guaranteed hedge funds can be noticed only by how and where the second part is being invested.
As you can see, these funds have distinct advantages in comparison to a bank deposit, because they guarantee the 100% safety of invested assets, and they give a significantly bigger income than a bank deposit. But guaranteed hedge funds have also their disadvantages. These funds allow a limited number of investors, and also the minimum amount for the entry into the fund must be approximately $10 million.
But in November 2007 Stoic Capital Management Inc. created the first guaranteed hedge fund. The Stoic, opened for an unlimited number of investors and giving the opportunity to enter it not only to small but also to major investors.

Investment Plan Invested Amount (USD) Daily Profit Period *
Start 10 - 999 1.4% - 1.8% 190 days
Classic 1000 - 4999 1.7% - 2.2% 190 days
Premium 5000 - 19999 2.0% - 2.4% 190 days
VIP More than 20000 2.2% - 2.8% 190 days

Advantages of investing in The Stoic:
- With high potential profitability you have full guarantee of assets from Merrill Lynch, Credit Suisse, and UBS.
- You will have assets distribution on numerous markets. Apart from ordinary shares we invest in monetary market instruments (treasury bills, deposit certificates etc.), and also derivative securities (futures, options, warrant certificates etc.).
- $10 millions own capital.
- Daily payments of profits to investors.
- 24/7/365 customer support.
- Effective referral program.

We are a friendly modern company, as we follow high principles of ethic and professionalism in our relations with the clients, partners and society.

Our support service works 24 X 5. If you have a question, you may write an e-mail or use our Live Chat at any time and receive your answer immediately.

If the support service in which you have addressed does not answer, please be patient, as soon as the operator receives your question you will receive a prompt answer. You will not wait long for the answer to your question.

Address: 306 Victoria House, Victoria, Mahe, Seychelles

E-mail: support@stoic-capital.com

Forum : www.talkgold.com
Monitor : www.goldpoll.net

Just click here if you wanna join this amazing program: www.stoic-capital.com

The Stoic Capital Interview

2008-08-22T19:14:00.000-07:00

HYIP.COM:
Hello Mr. Kerry,
Thank you for agreeing to spend time with us and provide some answers to the questions, which as you know, our users have prepared earlier at our forum. Could you please introduce yourself to our investors.
The Stoic:
Hello Alex, my name is Neil Kerry, I am one of company's financial managers. I am happy to spend time with you and I see this as another excellent opportunity to communicate with investors, who already entrusted us their funds and are already enjoying the benefits for many months, as well as with those, who might be considering to join our program in the future.

HYIP.COM:
Before we start, I wanted to say this: "Talk to a professional and you will realize how little you know about the subject, which you thought you knew". This was my conclusion after talking with you about investments in general. I wanted to thank you personally for that extra education on the subject and I probably will summarize all the new things I've learned separately, but we have a goal to meet here, so let us move on to the questions.
Our first question is:
Who are the people responsible for company management?
The Stoic:
Alex, you knew half the answers and your questions were all, but right on the matter.
To answer the question, Stoic management team is a group of fund management professionals with at least 7 years of experience on average, each in their specific type of investments. Our management team members have officially assigned to them internal subordination positions, which were required to be provided to local business authorities, but overall, this venture is truly a group effort.

HYIP.COM:
When exactly was the company registered officially and why offshore?
The Stoic:
Our funds management experience goes many years back, but official registration date of The Stoic is February 20th, 2008, in the Republic of Seychelles. Our company is operating in full compliance with local and international laws. In our opinion, registration in an offshore zone, is the only viable option for well performing funds and fund managers, who want to concentrate on the actual investment job, instead of dealing with various audits that usually take place as soon as company's performance stands out from the "crowd".

HYIP.COM:
Does your company registration includes license to operate as an investment fund and if so, is it available to the public for viewing?
The Stoic:
Yes, it does and we have uploaded the electronic versions of several company documents on our website.

HYIP.COM:
How can investors contact management team?
The Stoic:
Unless there are some exceptional circumstances, for instance, when very significant investments are involved or there is some business proposition, all contacts are handled via our well trained website support team. Investors have to realize that as much as wish to, with currently about six thousand of members, it will be impossible to provide adequate support to everyone. This was also the reason we established the website and registered company as an independent entity, on the first place. With that said, our investors should be rest assured that management team is fully aware about all the issues that our program users have, at all times. This is because in addition to real time forwarding of company related issues by our website support team, we have regularly scheduled briefings on which the rest of inquiries from investors are outlined to the management and then thoroughly discussed.

HYIP.COM:
Are there any company earning reports available to view?
The Stoic:
Yes and No.
First of all, there is a full transparency in the fact that our users are seeing their share of earnings right within their accounts, but I should also state that Stoic is a core structure of a multi-divisional, multi-fund entity and it's overall summary earnings are held as company's proprietary information. At the same time, the investors should know that our company is in full compliance with all local laws, as far as various reporting and filing requirements go. Every single monetary transaction of the fund, is independently filed, (therefore is publicly available), by our fund divisions, as well as by participating contracted businesses.

HYIP.COM:
Let me get this straight, there are independent funds inside Stoic fund?
The Stoic:
Exactly. Simply put, Stoic is managing several officially independent funds, which are filing earning reports whenever required. For this reason, providing the reports individually, will not reflect overall company financial standing and performance, therefore may be misleading.

HYIP.COM:
Offered by Stoic earnings potential is quite high, or as you put it earlier, it really "stands out". This must mean that there is a risk. Are there any risk management plans in place and what are they?
The Stoic:
For as much as I feel confident in Stoic performance for many years to come, statement that there is no risk, would be a blindfolded one. Various risks are a part of every day life for all of us. One may feel safe walking on a curbed sidewalk, but there is always some risk of being hit by a car of reckless driver coming from an adjacent busy street.
To answer the question, I can say that in addition to some pre-existent safe backup deposits, our investment strategy is actually built from grounds up, on a solid zero-loss/zerro-gain hedged base. In other words, while we will deliver per offered plans for as long as our investment strategy is working and is protected as an intellectual property, we feel that the chance of losses is nearly non existent. I know you have another relevant question about hedging strategy, so perhaps I will talk more about the base of our investment strategy while commenting on that other question.

HYIP.COM:
Let us get right to that question, while we are on the subject. The question which one of HYIP.COM users have asked in its exact wording was: "Which financial products (or markets) are they investing in and how exactly do they hedge?" Can you comment?
The Stoic:
Good general description of the term �hedge fund� can be found at wikipedia.org, but I certainly can comment on the key elements of our own hedging strategy, since the question has been put forward.
By definition, ideal hedging cancels out the risk on any specific investment, by compensating what we call, �the artificial investment losses�, due to the market movement as a whole, which in turn, is the result of regular market's trading activity. The generic example of hedging would be to buy shares of promising company X, while making carefully calculated short sale of sector shares, to which this company belongs. In the event if company X's share price goes down due to the overselling of all it's sector shares, no losses will occur because of previously taken hedging short sale position, which will automatically produce compensating gains. The key element of Stoic hedging strategy lies in experience-based ability of our fund managers to define proper set of traded commodities to be used for offsetting possible losses of our main investments. The exact commodities (or markets) we are working with, I would prefer to not reveal for the reasons related to intellectual property rights protection.

HYIP.COM:
This was a mouthful, Neil. Definitely, made me spend extra time on Wiki, but I think we can leave it from here on, for further discussion by the investment community at our forums, as well as on other resources, which may choose to publish this interview. I wanted to once again thank you for your time and I wish you success and good times ahead.
The Stoic:
It has been a pleasure and I thank you for the interview invitation. You have one of the best built investment community resources, with it's well balanced monitoring, educational and advertisement capacities. I wish you and all HYIP.COM users all the best.

SOURCE:
http://www.hyip.com/profile/blog_post?post=9532

RamicapGroup (RMCG)

2008-08-22T07:41:00.000-07:00

About Us
Nowdays,it's not a daydream of earning steady-going yield on the internet.Compared to stock and other high yield investment opportunities,forex is more stable capital income gotten and professional knowledge needed.Ramicapgroup is a group of professional traders and market analysts.We are here through our website to provide reasonable returns for all members who participate in us.

What we offer
All members in our group have many years experience in forex trading market and capital management area. Now we have ability to achieve stable yiled and we can offer our clients long term profit.So firstly,we supply our members with reasonable and stable investment yield.We offer 2.5% daily profit for 120 days.In addition,we will give our clients the most secure online investment platform and excellent online customer service.

About Forex Market
OREX Market (Foreign Exchange Market) is an inter-bank market of exchanging one currency to another, which was formed in 1971, when international trade switched from fixed rate of exchange to floating one. This is a totality of transactions of foreign exchange market agents on the exchange of specified sums of one country's monetary unit to the currency of other country according to coordinated rate for a fixed date. When exchanging, rate of one currency relatively to the other is very simply defined: by a demand and supply - exchange, which both sides agree for.

Investment Opportunity
As we said before,we offer Stable and Reasonable investment plan: 2.5% daily return for 120 days. In order to give our members continuous profit,we will pay 7 days every week and which is different from trading market. The minimal deposit is only 5 USD and fast payment system will do a good job on our platform.

Which E-currencies We Accept
Recently,we only accept Libertyreserve & AlterGold as our main deposit and payment methods. In following days,we will add other e-currencies according our needs.

Referral Program
Open an account at RamicapGroup and you will be able to participate in our referral program. We will pay you 5% of your referrer's deposit. To take part in our referral program,it is not necessary to have a deposit. You will only have to register with us and give your personal referral link to investors attracted by you.

24/7 Fast and Friendly Support
Powerful Protection against DDoS Attacks
256-bit Strong Encryption SSL
Professional Script and Artdesign
Experienced traders and Analysts Group
The Most Secure Investment Platform
Steady & Reasonable Investment Return
We Pay 7days Per-Week and FastPayouts
Referral-Commission for Visitors Too
Excellent Online Customer Service

Want to contact us with other ways? You can choose follow methods freely.
» Emails: service@ramicapgroup.com
payment@ramicapgroup.com
ramicapgroup@yahoo.com
» YIM: ramicapgroup(ramicapgroup@yahoo.com)

Forum : www.talkgold.com
Monitor : www.goldpoll.com
Just click here if you wanna join this amazing program: www.ramicapgroup.com

FundsLife

2008-08-22T07:22:00.000-07:00

FundsLife are a private investment program run by a strong team of Professional Forex and Stock Market, generating wealth for a progressive community of investors and enterprises. Let us take care of the financial world outside.
Our professional expertise allow us to offer you secure returns on investments. We use various strategies in Forex market and stock. Diversification in trading is its most important part which minimizes the risks and generates larger profits. FundsLife is a key to prosperity and financial stability.
We offer a wide range of products and services, powerful tools and research to help you achieve your goals. Open an account today and you'll be on your way to growing your investments. Our mission is to provide our investors with a great opportunity for their funds by investing as prudently as possible in various arenas to gain a high rates in return.

FundsLife offers fixed profit below :
Funds Daily Profit 15 Days
Plan Spent Amount (US$) Daily Profit (%)
Profit 3.5% $15 - $1,000 3.50
Profit 4.5% $1,001 - $5,000 4.50
Profit 5.5% $5,001 - $10,000 5.50
Profit 6.5% $10,001 - $20,000 6.50
Profit 9.5% $20,001 - $50,000 9.50

* Profit Start from 3.5% - 9.5% Daily for 15 days.
* Principal deposit will back after 15 days matured.
* All transactions are handled via e-bullion ecurrency and LR.
* Minimum spend start from $15 and maximum $50000 per daily transaction.
* You may make an additional spend as many times as you like.
* Payments made to FundsLife account daily and you can withdraw anytime to ecurrencies you have.

Use our referral program and earn 5% of referral deposits.

Support
FundsLife based office in Quebec, Canada. Phone: +1-425-998-2808

Forum : www.talkgold.com
Monitor: www.goldpoll.com
Just click here if you wanna join this amazing program: www.fundslife.com

SafeAtom

2008-08-22T07:10:00.000-07:00

About SafeAtom
Nuclear power is a type of nuclear technology involving the controlled use of nuclear fission to release energy for work including propulsion, heat, and the generation of electricity. Nuclear energy is produced by a controlled nuclear chain reaction and creates heat — which is used to boil water, produce steam, and drive a steam turbine. The turbine can be used for mechanical work and also to generate electricity.

Although nuclear power generates many megawatts of power, the waste produced and risks often make it a controversial choice. As a result, different nations have very different attitudes towards nuclear power; some, such as France, generate most of their electricity by nuclear power, while others, such as Italy, have decommissioned, or are planning to decommission, all of their nuclear power stations.

Many military and some civilian (such as some icebreaker) ships use nuclear marine propulsion, a form of nuclear propulsion.

International research is ongoing into different safety improvements such as passively safe plants, the use of nuclear fusion, and additional uses of produced heat such as the hydrogen production (in support of a hydrogen economy), for desalinating sea water, and for use in district heating systems.

The world's first nuclear power plant began to work in the USSRs Obninsk on June 27, 1954 to generate electricity for a power grid, and produced around 5 megawatts electric power. Before that time nuclear energy was mainly used in the military purposes. The launch of the first Nuclear Power Plant initiated a new direction in energetics, which gained general acceptance on the First Geneva Conference in August 1955. In 1957 EURATOM was launched alongside the European Economic Community (the latter is now the European Union). The same year also saw the launch of the International Atomic Energy Agency (IAEA).

The world's first commercial nuclear power station, Calder Hall in Sellafield, England was opened in 1956 with an initial capacity of 50 MW. The first commercial nuclear generator to become operational in the United States was the Shippingport Reactor (Pennsylvania, December, 1957).

The whole world was immersed into an epoch of nuclear power. Thousands of enterprises concerning in any case to construction and maintenance of nuclear power stations have appeared all over the world. As of 2004, nuclear power provided 6.5% of the world's energy and 15.7% of the world's electricity, with the U.S., France, and Japan together accounting for 57% of all nuclear generated electricity. As of 2007, the IAEA reported there are 439 nuclear power reactors in operation in the world, operating in 31 different countries.

The United States produces the most nuclear energy, with nuclear power providing 20% of the electricity it consumes, while France produces the highest percentage of its electrical energy from nuclear reactors—80% as of 2006. In the European Union as a whole, nuclear energy provides 30% of the electricity. Nuclear energy policy differs between European Union countries, and some, such as Austria and Ireland, have no active nuclear power stations. In comparison France has a large number of these plants, with 16 currently in use.

One of the founders of the company ‘Safe Atom’ István Kovács all his life have been dreaming to be engaged in problems of nuclear power. But man proposes God disposes. Because of a lack of money István Kovács had to give up the idea to enter the Institute for Nuclear Research and he has started speculating on a stock exchange.

Owing to self-education in the sphere of nuclear physics István Kovács has been able to receive handsome profits investing money in the various organizations engaged in nuclear power engineering.

At the moment there are more than 20 employees in the Safe Atom Company. They are mainly economists, but the founders of the company including István Kovács are physicists. The collaboration of experts has made it possible for company to be successfully engaged in investments in the sphere of nuclear power engineering for last decade.

Investment Plan :
2% daily for 150 calendar days, principal return.
Min:$1 - No Max.
BlockDos Protection,Unique script,Dedicated server.
Referral bonus 10%
Liberty Reserve,Perfect Money.
Rate 4 Stars
Started:02-21-2008

We invest in companies which:

- are engaged in production of nuclear fuel, Uranium-235
- provide transit and delivery of nuclear fuel to nuclear power stations
- project and participate in construction of nuclear power stations
- take nuclear power stations out of service

We don’t invest in the companies which are engaged in nuclear-waste disposal. In spite of the fact that these companies have considerable gain such business is riskiest. Many countries have very strict nuclear-waste disposal legislation. Therefore such companies’ activity very often provokes public indignation and as a result the companies cannot meet the treaty commitments of nuclear-waste disposal to their customers

Referral Program

You will earn much more if you use our referral program!
We pay:
- 10% from each deposit that is made by the person who you have involved into the Company SafeAtom.

You will be able to withdraw earned money at once! For participation in our partner program you don’t need to have your own deposit! Just place on your site one of our banners.

Support
We take care of our investors!

8101 Sandy Spring Road suite 220 No.3403
City: Laurel
State: Maryland
Zip Code: 20707

We are willing to answer all your questions.

Forum : www.talkgold.com
Monitor : www.goldpoll.net

Just click here if you wanna join this amazing program: http://safeatom.com

Fundslife Interview (08/21/2008)

2008-08-22T07:07:00.001-07:00

kentar017: hi admin,i think your profit is high 3.5 per days, where you placing my money so you can make this high profit??

fundslife: as you know into main site, Funds Life mainly in forex market fundslife: just see into trading report proof history

fundslife: we can make profit 50%-80% weekly using our secret software

kentar017: yeah i ‘ve seen your report history, but forex market is highly risk, maybe you can tell how long your experience in forex market so you can make high profit like this..and your secret software is a great program..

fundslife: we have experience in forex market for 3 year, also we have using this secret software 1 years already and still gain profit, never loose

fundslife: we trust our software is strong, because 1 year already make profit without loosing

fundslife: our trading is automatic by robot, not by personal human

fundslife: so why we confidence with our secret software kentar017: ok i hope you can make profit for long time...then i just see in you website "fully ddos protection by goldpoll" whats that mean??

fundslife: our server now have anti DDOS protection, so no hacker or flooder can attack our server fundslife: last month our server under DDOS attack by hacker

fundslife: so we put some protection for shield our site

kentar017: let me know wheres company ddos protection using by your web?

fundslife: goldpoll.com

fundslife: you could ask admin of goldpoll.com we using they protection or not

kentar017: goldpoll is familliar by monitoring HYIP web, so they prepare ddos protection too??

fundslife: yes

fundslife: they have DDOS protection product, better from blockdos.net

kentar017: i think its better choices..

fundslife: yes

kentar017: i was read your FAQ and find this statement "FundsLife guaranteed 100% principal not lose. Someday if FundsLife program disaster, your profit will be stop and your principal deposit will back within 30 days since offers program stopping, new program will be launching for recovery disaster. " can u explain it??

fundslife: that is guaranteed if someday our trading in forex market failed

kentar017: you really have backup funds??

fundslife: sure

kentar017: how much you have backup fund??

fundslife: $750,000 at this time

kentar017: and growing for the next days??

kentar017: hello are you still there??

fundslife: growing weekly

kentar017: depend your weekly profit i guess

fundslife: absolutly right

kentar017: more question about your company, Where exactly was the company registered officially??

fundslife: yes, our based office registered in Quebec, Canada

kentar017: since when?

fundslife: since Sep. 2007 our office registered in Quebec

kentar017: Does your company registration includes license to operate as an investment fund?

fundslife: absolutely right, but our law not permited for public viewing the certificate license

kentar017: ok the last maybe you have some message for many investor in my country?? fundslife: just can say, many thank you trust our program. We hope could give the best for investor and still make profit together in market.

kentar017: ok thank you for your time..

kentar017: hope fundslife can be longlife program

fundslife: you welcome, thank you

fundslife: have nice day

LargeSum

2008-08-22T06:42:00.000-07:00

Unique, legal, safe online investing

General Information
Investment project LargeSUM.com has been created by the group of traders and analysts, specialized in the sphere of stocks, bonds, alternative products, currencies, futures, real estate. All the members of our team are professionals. They are constantly working on implementing unique technologies and trading schemes that allow working successfully on the market of virtual investments in a highly successful and profitable way.

The profit we offer is quite real! The interests we pay to our investors are first of all thanks to using low-risk strategies when trading. Our analysts are doing their best to make successful forecasts and our traders work nearly 24 hours a day for making more stable profit both for us and our investors.

We are also working on alternative markets. Like real estate market – obviously one of the most stable and profitable nowadays.

Besides, we use aggressive tactics and compensate it with less risky and more stable profitable operations hence the profit we get is stable.

It is worth to be mentioned - for the last 6 months, the amount of funds managed by the project Largesum.com has reached enormous rate and which is most important the growth is constant and stable. Large and constant income of financial flows should be followed with increasing the level of security of the financials. Namely with the purpose of enabling maximum security the management of the project Largesum.com took the decision to give all the financial flows of the project under management of the company Stocks and Diamonds Co. From now on, the funds of the project LargeSUM.com are controlled and managed by the the company Stocks and Diamonds Co.

That will ensure far more confidence for our investors, secure their deposits to the utmost, and let the project LargeSUM.com put all the efforts upon achieving the maximum business profitability within the terms, given on the site of LargeSUM.com.

Investment Plans
When making profit we can offer some of the strategies that can be used.
• You may not risk, and start with the minimum investment to any of the programs. As soon as this program finishes, you can invest the money you earned to another more profitable program and so on.
• Another interesting strategy implies monthly investing to program. In such a way you increase your income every month twice, three, four and even more times. Like the first strategy you may invest the money earned to the more profitable one as soon as it is over.
• You can achieve high profits within a short period of time by means of investing to 3 programs at once.
• If you already have serious savings and our program do not meet your demands, please get in touch with us and we'll be ready to help you.
We offer 3 investment plans at your choice. FIRST STEP, PROFIT RUN and WEATH JUMP!
Each of them is different from each other and can satisfy eveyone's needs. See the details of every program below:

FIRST STEP

from $150 to $750
1.60% daily.
Investment period of 30 days.
You can withdraw your principal at any moment.

PROFIT RUN

from $750 to $5,000
1.80% daily.
Investment period of 60 days.
You can withdraw your principal at any moment.

WEALTH JUMP

from $5,000 to $100,000
2.00% daily.
Investment period of 120 days.
You can withdraw your principal at any moment.

What It Takes To Become a Millionaire
Do you know that it's possible to become a millionaire, investing just $1 a day? In such a way you can make a million in 56 years, but as a matter of fact it's not so hard to become a millionaire, as it may seem.

Lots of people make successful bargains annually. People having no special education, little experience on market trades become rich and achieve the targets, they couldn't even think about before, all is owing to market trading. Of course, many people lose their money, but isn't it better to try and burn your fingers than not to try at all? What are you dreaming about? Maybe you want to travel all around the world, wearing furs; maybe you wish to buy the house of your dreams, or just retire, being absolutely independent financially. All these dreams may come true with LargeSUM!

No matter, what are the reasons for you to be here - here are the 4 steps to help you to become a millionaire:
1. Make up your mind to become a millionaire.
Some people think that accumulating wealth is wrong. Before moving towards being a millionaire, make sure you are really accumulating wealth and believe in your inner force to do that.
2. Just imagine yourself enjoying an abundant lifestyle.
Every great fortune is born in someone's imagination. Imagine yourself living in the house of your dreams, enjoying ideal relationships with the friends of yours, contributing to the world with your unique talents and abilities. Imagine the fortune you can achieve and you will succeed. Believe it and get it.
3. Spend less than your earn.
But how? Pay yourself first. Take 10% of the top income of yours deposit the amount into your investment account. Convert all your credit cards except one to debit ones, in such a way you won't go into debt. From now on go on living with the rest.
4. Invest otherwise.
A dollar invested at 10 percent interest becomes a million in 56 years. In other words, anyone can become a millionaire by investing only a dollar a day - 30 bucks a month. If you want to become a millionaire faster, invest more money or find ways to make your money grow at higher rates of return.

For several years lots of homebusiness makers earned the initial capital along with us and some of them even became millionaires. We assist earning money not just to persons, knowing about investments and PCs, we help earning their first million to all the people and YOU as well.

To join our unprecedented campaign YOU need just to complete registration on our site, and, using LIBERTY RESERVE make the INITIAL investment.

Forum : www.talkgold.com
Monitor : www.goldpoll.com

Just click here if you wanna join this amazing program: www.largesum.com

HYIP Forums-Most Inportant Tool

2008-08-22T06:41:00.000-07:00

In every decission making on investing in HYIPs you have to take help of a lot of tools.I think the most important among them is the use of forums.Its the most useful and the most updated source to HYIP information.They have almost all the necessary data that you need to analyse before making any investment in that particular HYIP.And forums are also very easy to use.
Now let me explain why forums are important.Firstly they are the meeting places of investors like you and me.Its an online community of like-minded people who share their thoughts and experiences.You got to learn a lot of things from them for FREE.Thus every investor should necessarily devote some time to forums so that you can know the present trends going on in the HYIP world.And you can even ask for help in making your decissions,because there are a lot of experienced investors who will be more than happy to help you!
Another good thing about forums is that they are updated most recently.The most active forums have the lates news(almost within a few couple of hours)!So this is especially beneficial in scam warnings.
Hyip forums have different topics under which discussions are carried out.These topics range from technical support to personal experience
talks.Once you learn forum posting you will get addicted to it.Thus its both fun with learning.
Forums should be a routine follow-up before and after making an investment.Before investment forums help you in determining the present status of the HYIP that you want to invest in.Just search through different threads on any particular HYIP and make an analysis about its worth.If not many people complain about that HYIp & it has many favourable comments then that makes a positive point in favour for that HYIP.However if most of the posts make complaints against,then thats a negative point.People should give a little more weightage to negative comments than positive ones because after all your money is at risk & you should not get it being scammed away!
Some of the good forums are like Gold-Horizons, Web Life e-Business Forum,etc.Neverthless to mention talkgold.com is the most popular and heavy traffic drawing forum which is almost a must for all investors.Many other forums may be found in HYIP monitoring websites.Forums are also a feature of many HYIPs itself but most of them are like customer support forums,so it is better advised not to believe/waste too much time in such forums.
But the negative part of forums is that many HYIP owner deploy fraud posters who are paid to post false positive feedback in order to promote their HYIP.Also there are HYIPs who employ people to post false negative comments against their rival counterpart HYIPs.So how do you believe which posts are authentic?Well the general rule is that if in a particular HYIP thread there are much more negative comments than positive ones then your decission should go against that HYIP.And you must also look into several other forums about that particular HYIP before coming to a conclusion.Another thing to notice is that any positive feedback should not be over-exaggerated.That would most probably be a fraud response!
Finally a thing to be noted is that If you are using any forum to get knowledge then please make your knowledge and experience also posted to help others.Be prompt in giving feedbacks because that may help save somebody's money!

Full Time Income

2008-08-22T06:40:00.000-07:00

Its very possible to earn a full time income through HYIPs.But this is largely not recommended because-
HYIP returns are very unpredictable.If you lose all your money,you cannot get it back because it is difficult to trace the scammer.Even egold authorities cannot help you with that .If a case is filed in the court then legal proceedings usually take a long time for verdict & by that time your lawyer fees would have been more than the amount you claimed for!
Investing in HYIPs is like investing in gambling.You never know when you lose,thus there can never be peace of mind or job satisfaction.
And I think there is a little population who actually make full time earning through HYIPs(most of them are HYIP monitoring/HYIP related website owners and the rest few are those whom you see in forums as active senior posters)
Therefore I suggest that you keep HYIP investing as a part-time income source only

Recovery In Scam

2008-08-22T06:39:00.001-07:00

Unfortunately there is no back-up if ever you get scammed.This is mainly because of the system flaw.Let me explain this in detail
Now supposing that you invest some amount in a HYIP and after sometime you suddenly discover that you have been scammed of your money.You would probably straightway make a complain to egold authorities about this stolen money and request either a pay back from the HYIP owners account or ask for the HYIP owner’s personal contact information from their records to enforce legal proceedings.But both in vain,egold can’t help you in either of these matters.
If you had made a large investment say a few thousand dollars) then you would probably file a case in court against the HYIP owner.But from where do you find the scammer,because he might have provided with all false contact information!Next,you have to wait for a long period(over a year) to get verdict from court.And by that time the lawyer fees would have been mor than the amount for which you claimed for!
So it is always best said-
“Don’t invest what you can’t afford to lose”

Getting Scammed

2008-08-22T06:35:00.000-07:00

Unfortunately there is no way to assure that you won’t lose money when you join a HYIP.Basically don’t expect to get back your money,but you can definitely take your revenge by labeling the HYIP owner as a scammer and making an online(free) suit against him.You can also warn other innocent investors to be aware of that particular HYIP. If you find a HYIP site and wish to invest in,then you may follow the following steps-

Use Whois Lookup sites to find out the Web Owner details information such as IP address, Web hosting company name& address, name& registered address of the HYIP website or country of origin,etc.After you find these ,save the information for future use.

When you make payments to this HYIP then it is very important that you keep all confirmation emails containing information about amount of money deposited ,to whom you paid & on what date you paid. This is very important testimonial required whenever you want to file a case.

If you got deceived then The first things that you should do is to report about it throughout the internet.You may report it in sites such as HYIPnews.com,etc.Also make forum postings in as many forums as you can.Make sure you make a post in large forums like talkgold.com, HYIPdiscussion.com, moneymakergroup.com,etc.Be bold in your statements and give the actual details.I am sure people who read your report will definitely thank for your help.

Then report to egold authorities.Although they wont give back your money but still they may freeze the scammer’s egold account so that he cannot make any more transactions.Send complains to the web hosting company of the HYIP asking them strongly to suspend the hosting of that HYIP on charges of scamming.Try to give all your testimonials to convince the fact.

Finally make a fraud complaint to legal authorities.You can file a complaint at www.ifccfbi.gov the official website of the Internet Fraud Complaint Center, administered by the US National Bureau of Investigation and the National White Collar Crime Center.Any body can file a complaint(nationality is not a bar) and its absolutely free of cost.Once they receive your complaint then they will immediately start investigations and take any necessary action as required.

Simultaneously also make complaints to other similar authorities such as www.web-police.org, www.scamwatch.com, www.fraud.org.

By following the above steps you may not get back money but ofcourse you will feel satisfied by taking revenge and prevent others from falling into their scam hands!

Concept Of Test Spend

2008-08-21T22:55:00.000-07:00

Test spend is a wonderful concept that you must understand and practise while making any HYIP investments.So lets begin this discussion on understanding test spend:
What is Test Spend? Test spend can be explained as a small initial deposit made in a new HYIP to assertain its viability.
What is its importance? Test spend is a very useful method to determine whether any HYIP is good or not.Whenever you come across any new HYIP then the first deposit should be a test deposit to see how the HYIP is working and deduce a conclusion about it.Since a HYIP is new,you probably don't know whether it is a paying or a scam programme.So making a test spend can tell you the reality of the HYIP.If the HYIP is genuine then you will most probably get all the promised interests and customer service with the test spend.If all goes right then you can move further to making your real investment and reap the products.This step of making test spend assures that the programme is paying at the current time.
And if the HYIP is a scam then you will not get your returns.So don't make any further investments.Thus you are also prevented from being scammed of a larger amount(the larger amount you had initially planned to invest in this particular HYIP)
What to expect from a test spend? Basically if the HYIP is genuine then you must expect 100% customer support,total(& timely!) interest returns,and any other facilities that the particular HYIP may promise to its investors.
What things to monitor after making a test spend? It is very important to monitor all returns after a test spend.Look for the following:
-Is the HYIP giving back your interests?If so then is the payment made at right time?If the HYIP's payment system is automatic then you must be getting your returns without requesting for it.If the payment is manual,then once(or more times) request for your interest and see if the
payment is actually being made.Many times the payment is not made at all (in both automatic or manual methods).It is best to avoid further investing in it.In some cases the HYIP may declare that it is not able to make payments due to some genuinr problems and would soon resume payments.In such cases wait till the specified time and see if the payments have begun..Most of the cases such HYIPs make false claims about not being able to make payments due to some reason but still continue receiving investments and then scam away!So you must not invest more till you are fully sure that the HYIP has started paying regularly.
-Next thing to monitor is their customer care service.See if they make prompt replies to your querries.Also some HYIps offer free online chat with the website administrators.Try to use it and see if its working!
Where to use test spend? It is usually advised that you make test spends only on HYIPs in which you intend to make large investments(say more than 100$)
How much to test spend? The test spend should be always minimum.Thus invest only that much amount which can be accepted according to the particular HYIP's policies on minimum investment.
How much time to monitor? You should monitor atleast one week or more as per the situation and the particular HYIP's payment schedule

Due Deligence

2008-08-21T22:52:00.000-07:00

First you should know that due deligence is different from due diligence.The later refers to a business term used for accessing the credibility of a client during sanctioning loans,etc.Due deligence applied in the sense of investing is however used to refer to certain techniques of self analysis made before actual investing.When you have made some research on your HYIP programme,make a little more effort in checking out these following points.And if you are intending to become a part-time earner,then you must learn to gain efficiency in these following-
Begin with the website name of the HYIP.Check if the domain name is free or a paid domain name.Free domains names(sub-domains) are like HYIPname.something.com whereas paid domains are just HYIPname.com(note the extension may also be something else like .net,.info,etc).HYIPs hosted at free hosting are pure scam.Aviod them at all costs.
Look for contact info of the HYIP administrator.If the contact email is a free email account such as yahoo.com/hotmail.com/gmail.com,etc ,then resist yourselves from investing in such a HYIP.If a HYIP which cannot even afford to get a paid hosting/email, then how can it pay high interests to you!
See in the contact information if they give you a postal address/telephone number.if not,then may be the HYIP administrator does not want himself to be revealed to the public.Don’t trust him, the HYIP may not be very reliable.
Notice the websites design of the HYIP.If the design looks unique & professional,then it’s a good sign.If the site is built on similar looking common cheap template design with an indifferent faqs section,then probably the HYIP is not intended to last for a long time.A good HYIP should have a professional design with fast and well responsive customer care.
Read through all the text in their website.ther should not be much spelling errors.And they must not over-emphasize again & again over their high interest returns.
What is their interest return rate?Any HYIP which claims to pay more than 3% daily is probably a scam & will not last for a long time.Many HYIPs promise to pay high rates such as 10% daily for 30 days or 50% daily for 3 days,etc.They cannot possibly be genuine because it is not very possible to make so much profit from actual forex/trading in such little time!
Do they offer referral income?If so then this is a bad sign.Because giving referral money means asking investors to recruit others to their HYIP.If a HYIP is good then it will eventually gain reputation & people will invest in it without the help of referrers. Anyhow small referral money is usually given in many good HYIPs also.So a HYIP with no referral is a good sign.
Mark what is the minimum investment required.Many HYIPs have minimum investment as less as 1$,5$,10$ or so.Just ask yourself ,what kind of trading will any HYIP do with 1$ or 10$ from you! Actually they don’t trade at all.they are just ponzi schemes.Dont invest large amounts in them.A good HYIP should probably have a minimum investment of around 40$-60$.
Check out if the payments are daily,weekly or monthly.Daily payouts are best preferred because with every day of the programme’s existence,your chances to be in profit increase.
Many HYIPs offer investors with an internal account on their sites wherein the interest is deposited.Later on the amount is transferred to your online account(e-currency) on request.Others have no internal accounts and pay you directly to your egold account.The second is preferably better.
Check for whios information about the HYIP domain name.If you find irrelevant information such as random meaningless words or controversial contact information ,then it is better to avoid.The whois data shows domain name,registration date,expiration date,administrative contact,etc.If the HYIP says it has been in this HYIP industry for a long time,but domain name was registered a few months back only ,then its reliability is in doubt.You can use whois.ws to see the whois information for free.
Respectable HYIPs never spam or let their users spam with their links.So if you came to know about a HYIP through a spam email then be careful!
Look up in the about us/faq section in the HYIP site.If it provides a similar set of information that you see in most other HYIP sites then,it has got an uncustomised cheap script.The HYIP may not be genuine.
Email the administrator of HYIP and ask him questions like “how can you make pay so high interests?” , ”Who are you and where do you stay?” , “Can you have a telephonic conversation with me sometime?”
If the webmaster dosent bother to reply,or replies in a very awkward & non-convincing manner then he is trying to hide away facts from you.He will never say that he is running a ponzi scheme,but you have to identify it! You amy also ask for previous business history to evaluate the ability of the HYIP owner to make the desired profits with your investment.
You will get experienced in all these aspects as you spend more time in this HYIP world! So never worry if you cant make a final conclusion from accessing the above factors, you woll gradually learn them with time

Choosing A HYIP

2008-08-21T22:44:00.000-07:00

you may have got many HYIP programmes in which you would like to invest.But remember – never invest blindly.You must follow the following steps before you take any decision-

See if the HYIP is listed in any HYIP monitoring website.If so then what is the current status?If the status shows “not paying” or “problem” then straight stay away from it.You must also look for its feedback in forum of the respective monitoring site.Notice its rating, & the user votes will help you determine the standard of the HYIP.

Other large forums contain posts on many new and old HYIPs.Donate some time in researching through the posts made by members of that forum.This will give you many much needed information.Secondly you may also post you experiences of any previous HYIPs or even ask other members to help you in taking a decision.

Look into HYIP news data and stay away from those HYIPs which are declared/suspected scam.

Nevertheless to say, make a search on Google.You may use the following search terms-
HYIPname(the name of the HYIP which you want to research on),HYIPname paying, HYIPname scam,HYIPname problem,etc.